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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,902£11,556751,41213,586
Aberdeen City20£12,210743,49238
Aberdeenshire11£12,631643,54427
Angus6£14,912439,03121
Antrim6£13,174550,80821
Ards2£12,245845,2265
Armagh3£8,413982,8425
Ballymena16£12,647548,90819
Ballymoney2£13,423756,7694
Banbridge2£14,675322,0551
Barking & Dagenham - Greater London21£12,734538,94251
Barnet - Greater London16£15,160422,84631
Bedfordshire200£8,718967,629306
Belfast26£13,740647,14841
Berkshire115£8,8201061,847253
Bexley - Greater London13£8,3611047,78137
Blaenau Gwent10£11,708642,63714
Brent - Greater London7£7,3371071,42912
Bristol145£8,934960,773249
Bromley - Greater London5£11,393649,85021
Buckinghamshire108£10,320857,526193
Caerphilly11£7,0481176,89117
Cambridgeshire190£10,148860,054389
Cardiff20£14,282532,62338
Carmarthenshire8£16,369331,54710
Carrickfergus3£9,147969,1404
Ceredigion11£8,218863,16229
Cheshire239£12,544746,278500
City of Edinburgh47£11,138752,97191
City of London - Greater London110£9,608852,853221
Clackmannanshire3£13,497536,9875
Coleraine20£15,673331,94018
Conwy5£10,894870,50013
Cookstown1£12,490533,0003
Cornwall20£8,920960,84544
County Durham114£10,962755,444207
Craigavon10£14,845436,07233
Croydon - Greater London15£7,2451073,60022
Cumbria44£15,511536,11891
Denbighshire1£10,695746,4704
Derbyshire151£11,999748,043352
Derry22£15,182752,33819
Devon116£10,892851,368174
Dorset35£13,038741,41396
Down2£6,995984,7504
Dumfries and Galloway7£11,067847,67415
Dundee City18£13,113645,16840
Dungannon7£12,423880,2719
Ealing - Greater London7£4,4791370,64631
East Ayrshire24£11,854648,68427
East Dunbartonshire3£14,998436,4032
East Lothian2£13,549-26,4493
East Riding of Yorkshire46£12,209752,57793
East Sussex41£12,941646,81070
Enfield - Greater London7£5,5551280,9066
Essex225£11,268854,326427
Falkirk65£13,006857,13161
Fermanagh4£11,993673,9743
Fife37£13,631642,06392
Flintshire3£9,2571157,3445
Glasgow City82£13,482642,867191
Gloucestershire38£11,275862,85999
Greater Manchester303£10,709855,064655
Greenwich - Greater London1£5,4901240,364-
Gwynedd4£9,871861,12412
Hampshire175£10,930855,417381
Harrow - Greater London13£6,3251159,08327
Havering - Greater London60£8,266958,809137
Herefordshire12£9,146857,16520
Hertfordshire119£10,708858,223217
Highland27£15,099531,89757
Hillingdon - Greater London34£7,1831069,01371
Hounslow - Greater London15£9,482859,28631
Inverclyde8£10,333848,68918
Isle of Anglesey20£11,637750,16918
Isle of Wight7£8,1811065,66112
Kent117£10,580854,766258
Kingston upon Thames - Greater London5£8,658959,54110
Lancashire225£10,644752,654449
Larne2£20,4931252,0004
Leicestershire147£12,639748,132352
Limavady2£10,493660,0002
Lincolnshire125£11,004852,972229
Lisburn14£12,501541,78828
Magherafelt1£13,995461,0006
Merseyside156£10,953753,486257
Merthyr Tydfil29£15,161868,95231
Merton - Greater London3£6,3561168,66714
Midlothian5£16,000434,33511
Monmouthshire9£4,3511299,77523
Moray9£16,328533,97322
Neath Port Talbot3£12,429633,0408
Newport41£11,773758,45949
Newry and Mourne8£14,089955,5366
Newtownabbey14£13,876546,27836
Norfolk137£10,902858,600250
North Ayrshire16£11,650645,36323
North Down6£9,0371073,3567
North Lanarkshire51£12,404644,313102
North Yorkshire136£14,978533,533255
Northamptonshire94£10,984755,072189
Northumberland44£13,817634,80667
Nottinghamshire137£13,895745,510316
Omagh9£15,837649,3324
Oxfordshire39£13,276641,39586
Pembrokeshire11£12,512642,91010
Perth and Kinross19£14,836536,30942
Powys2£15,146518,7632
Redbridge - Greater London13£8,8581052,46321
Renfrewshire38£13,877535,22770
Rhondda Cynon Taf34£7,739963,75549
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders6£18,578319,46321
Shropshire35£11,434749,49094
Somerset73£13,144642,368155
South Ayrshire29£12,937545,04670
South Lanarkshire7£12,697638,47517
South Yorkshire200£10,520857,866405
Staffordshire155£10,849847,718307
Stirling15£15,003428,21639
Strabane4£14,323448,3336
Suffolk125£13,415645,341180
Surrey129£11,733747,698260
Sutton - Greater London4£9,724847,8268
Swansea12£8,700865,48725
The Vale of Glamorgan3£6,0831087,1002
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear137£11,718750,845269
Warwickshire45£11,957751,48992
West Dunbartonshire4£13,486541,98714
West Lothian25£12,774642,18631
West Midlands347£10,572854,387675
West Sussex55£10,739851,078103
West Yorkshire303£10,961750,779604
Wiltshire89£10,859855,813178
Worcestershire43£9,893966,724151
Wrexham8£8,089953,29019
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