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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,342£11,440752,67312,715
Aberdeen City17£12,580543,94040
Aberdeenshire12£10,873748,70622
Angus4£14,745537,71216
Antrim8£12,361548,25615
Ards5£8,3451178,2057
Armagh3£6,2321199,3005
Ballymena11£12,210550,17921
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London19£15,345427,41343
Barnet - Greater London2£10,103757,0746
Bedfordshire180£9,167964,408286
Belfast27£14,163643,00543
Berkshire116£8,3811063,137253
Blaenau Gwent6£13,798436,9988
Brent - Greater London12£8,1671070,49512
Bristol140£9,349858,959254
Bromley - Greater London6£11,870554,87219
Buckinghamshire116£10,514857,413191
Caerphilly3£6,4601354,0002
Cambridgeshire195£9,991861,802363
Cardiff14£14,411528,49015
Carmarthenshire10£15,244431,7338
Carrickfergus3£9,147969,1404
Ceredigion8£9,087861,90921
Cheshire243£12,699744,672476
City of Edinburgh35£11,398748,17887
City of London - Greater London38£7,5051065,55165
Clackmannanshire1£15,998323,2137
Coleraine20£15,661332,72519
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall18£8,401965,10031
County Durham114£11,596753,618224
Craigavon8£15,059433,27635
Croydon - Greater London13£10,598958,13312
Cumbria48£13,917643,97796
Denbighshire1£10,695746,4703
Derbyshire151£12,051646,357348
Derry14£16,760540,74013
Devon105£12,187744,663176
Dorset38£14,053632,82678
Down1£5,9951095,3004
Dumfries and Galloway7£10,996846,93612
Dundee City21£13,439645,27241
Dungannon6£12,828979,8598
Ealing - Greater London10£5,3041265,95228
East Ayrshire20£11,640652,92023
East Lothian1£12,299-7,6695
East Riding of Yorkshire23£12,061644,86457
East Sussex29£12,645749,58553
Enfield - Greater London8£7,0611065,2086
Essex200£10,975755,803388
Falkirk66£12,472859,76659
Fermanagh3£9,995788,3673
Fife26£14,034539,50596
Flintshire3£7,9871199,2014
Glasgow City84£13,280544,510205
Gloucestershire32£9,887866,29087
Greater Manchester344£10,814854,672678
Gwynedd3£12,995645,60312
Hampshire151£10,922854,689357
Harrow - Greater London9£5,8821155,73220
Havering - Greater London78£9,245856,522175
Herefordshire12£11,333852,60618
Hertfordshire108£11,169753,896210
Highland17£15,984427,16349
Hillingdon - Greater London31£7,2111067,24976
Hounslow - Greater London14£9,649958,19626
Inverclyde6£9,445947,02016
Isle of Anglesey20£11,725750,20118
Isle of Wight7£8,5661061,95712
Kent104£10,066957,562229
Kingston upon Thames - Greater London5£8,466954,54111
Lancashire240£10,881752,277459
Larne2£20,4931252,0003
Leicestershire137£12,230749,210361
Limavady1£9,995750,0003
Lincolnshire118£11,558749,873240
Lisburn14£15,456539,01329
Magherafelt1£13,995461,0004
Merseyside107£11,448749,975216
Merthyr Tydfil34£15,763860,89829
Merton - Greater London3£7,6471156,0006
Midlothian6£15,067531,97013
Monmouthshire7£4,13912101,69315
Moray11£16,132430,43719
Neath Port Talbot3£9,163866,8608
Newham - Greater London1£5,7507145,024-
Newport5£15,1361063,4109
Newry and Mourne8£13,819959,8225
Newtownabbey12£15,149645,42933
Norfolk143£11,175857,779240
North Ayrshire16£10,779748,81928
North Down4£11,295657,1405
North Lanarkshire48£12,962535,99997
North Yorkshire137£14,811534,329242
Northamptonshire78£10,215861,542202
Northumberland23£12,898741,01447
Nottinghamshire98£13,840751,499245
Omagh4£16,119319,5267
Oxfordshire31£14,123538,04189
Pembrokeshire3£13,164644,471-
Perth and Kinross18£13,577640,10943
Powys2£15,146518,7632
Redbridge - Greater London10£7,5611161,05720
Renfrewshire28£14,389531,45576
Rhondda Cynon Taf30£7,3051064,94144
Richmond upon Thames - Greater London3£8,453939,6608
Scottish Borders7£15,661424,46519
Shropshire37£10,954752,59887
Somerset66£12,209748,875142
South Ayrshire27£13,400537,97165
South Lanarkshire3£9,797954,8331
South Yorkshire201£10,783754,403395
Staffordshire137£10,963748,334295
Stirling21£13,201533,56837
Strabane2£11,500672,5007
Suffolk98£12,904646,981161
Surrey118£12,065746,288238
Sutton - Greater London3£11,282644,0247
Swansea10£6,0811076,82012
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£10,995657,0002
Tyne and Wear124£11,535750,676276
Warwickshire26£12,386752,51180
West Dunbartonshire5£15,188437,36413
West Lothian26£12,752646,05735
West Midlands348£10,395855,061646
West Sussex53£11,121746,125102
West Yorkshire290£10,963750,641609
Wiltshire90£11,026853,933178
Worcestershire36£9,7081066,568131
Wrexham2£9,245956,5703
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