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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,622£11,469751,84912,191
Aberdeen City19£11,929643,55438
Aberdeenshire11£12,631643,54423
Angus5£14,495541,61918
Antrim9£11,319653,36813
Ards5£8,5661178,2057
Armagh3£8,413982,8424
Ballymena14£12,311551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London19£13,153540,80750
Barnet - Greater London15£15,155423,01827
Bedfordshire188£9,044965,720268
Belfast27£13,794645,76938
Berkshire111£9,141960,898240
Bexley - Greater London12£9,242944,29433
Blaenau Gwent10£10,728752,53710
Brent - Greater London6£8,1121064,50012
Bristol150£9,108958,981225
Bromley - Greater London5£8,372878,66018
Buckinghamshire113£10,538856,521173
Caerphilly4£6,7441385,7509
Cambridgeshire197£10,200860,559340
Cardiff16£13,096636,50728
Carmarthenshire9£16,438330,0148
Carrickfergus3£9,147969,1404
Ceredigion11£8,510863,89024
Cheshire238£12,550746,074466
City of Edinburgh38£12,170744,50983
City of London - Greater London83£8,845957,672157
Clackmannanshire2£12,497633,6076
Coleraine21£15,860331,13617
Conwy5£10,894870,50011
Cookstown1£12,490533,0001
Cornwall20£8,246964,64839
County Durham108£11,041755,263202
Craigavon11£14,032537,55232
Croydon - Greater London13£9,1541069,83717
Cumbria51£14,473542,72290
Denbighshire1£10,695746,4703
Derbyshire159£12,035747,833324
Derry13£17,528537,33514
Devon121£11,130749,566165
Dorset50£14,876636,17472
Down2£6,995984,7503
Dumfries and Galloway7£11,067847,67411
Dundee City19£14,459541,56938
Dungannon7£12,423880,2717
Ealing - Greater London7£4,4791370,64629
East Ayrshire20£12,112651,19222
East Lothian1£12,299-7,6693
East Riding of Yorkshire33£10,757753,44961
East Sussex40£12,864647,58962
Enfield - Greater London7£5,5551280,9065
Essex213£11,382754,598381
Falkirk65£12,544858,13859
Fermanagh4£11,993673,9742
Fife32£13,396640,63390
Flintshire2£9,7381167,4645
Glasgow City88£13,286642,266192
Gloucestershire31£10,148864,51485
Greater Manchester308£10,538856,118601
Greenwich - Greater London1£5,4901240,364-
Gwynedd3£11,828647,66712
Hampshire174£10,786855,790350
Harrow - Greater London13£6,3171159,08325
Havering - Greater London56£7,896961,368116
Herefordshire11£9,569854,98516
Hertfordshire113£10,917857,350192
Highland20£16,916323,51548
Hillingdon - Greater London32£7,7801066,19062
Hounslow - Greater London15£9,696859,45924
Inverclyde9£10,240850,09115
Isle of Anglesey19£12,223647,65818
Isle of Wight7£8,1811065,66112
Kent114£10,750853,854228
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire220£10,436753,364422
Larne2£20,4931252,0003
Leicestershire143£12,392748,969346
Limavady2£10,493660,0002
Lincolnshire116£11,419750,785224
Lisburn14£12,415646,75429
Magherafelt1£13,995461,0004
Merseyside146£11,354650,388228
Merthyr Tydfil29£15,153868,95228
Merton - Greater London3£6,3321168,66713
Midlothian6£16,333432,06811
Monmouthshire10£4,3311297,09322
Moray10£16,295532,70718
Neath Port Talbot4£9,820866,8607
Newport17£12,340862,53815
Newry and Mourne8£14,089955,5365
Newtownabbey12£14,818542,19330
Norfolk144£11,003858,155230
North Ayrshire16£11,650645,36321
North Down3£11,728746,5205
North Lanarkshire47£12,424644,22495
North Yorkshire129£15,014533,035236
Northamptonshire90£10,594857,312183
Northumberland23£13,048739,17842
Nottinghamshire106£13,752748,405239
Omagh5£15,431335,3066
Oxfordshire39£12,893642,19775
Pembrokeshire10£13,148538,7353
Perth and Kinross19£14,783536,17040
Powys2£15,146518,7632
Redbridge - Greater London12£7,6091158,98417
Renfrewshire40£13,597536,16966
Rhondda Cynon Taf31£7,3101066,13741
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders7£17,339319,85818
Shropshire31£10,798852,96978
Somerset66£12,476645,837136
South Ayrshire30£12,769644,35263
South Lanarkshire3£9,863954,8331
South Yorkshire198£10,682756,924368
Staffordshire156£11,322748,169283
Stirling17£14,070529,25835
Strabane4£14,198448,3335
Suffolk96£13,702644,197148
Surrey132£11,897747,263237
Sutton - Greater London4£9,724847,8267
Swansea6£6,0861081,25412
The Vale of Glamorgan3£6,0831087,1001
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear139£11,409751,962256
Warwickshire32£12,462645,91374
West Dunbartonshire5£13,988442,29913
West Lothian23£13,277638,81831
West Midlands343£10,337855,136635
West Sussex52£10,900849,06896
West Yorkshire302£11,073750,914562
Wiltshire90£10,878855,469163
Worcestershire39£9,690968,778128
Wrexham6£8,871949,7709
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