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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,368£11,458753,26812,631
Aberdeen City17£12,550543,94040
Aberdeenshire12£10,873748,70622
Angus4£14,745537,71216
Antrim9£12,720549,20515
Ards5£8,3451178,2057
Armagh3£6,2321199,3005
Ballymena13£11,659656,07220
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London19£14,961429,34443
Barnet - Greater London1£4,2151291,0487
Bedfordshire182£9,173964,753284
Belfast25£14,514543,86244
Berkshire113£8,1901064,104252
Blaenau Gwent7£14,898432,2627
Brent - Greater London12£8,1001070,49512
Bristol142£9,174959,502253
Bromley - Greater London6£11,502554,87219
Buckinghamshire120£10,492857,539190
Caerphilly2£7,9931254,0003
Cambridgeshire196£10,105760,605363
Cardiff14£14,411528,49015
Carmarthenshire10£15,244431,7338
Carrickfergus3£9,147969,1404
Ceredigion8£9,087861,90921
Cheshire245£12,750744,613477
City of Edinburgh37£11,411747,28784
City of London - Greater London40£7,6421063,15864
Clackmannanshire1£15,998323,2137
Coleraine20£15,661332,72519
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,601964,63532
County Durham118£11,313755,094221
Craigavon8£15,059433,27634
Croydon - Greater London13£10,595958,13312
Cumbria54£14,063542,42796
Denbighshire1£10,695746,4703
Derbyshire152£12,016646,496347
Derry14£16,760540,74012
Devon107£12,039745,243176
Dorset40£14,338631,05178
Down1£5,9951095,3003
Dumfries and Galloway6£10,329951,92713
Dundee City19£13,512644,31443
Dungannon7£13,336974,0588
Ealing - Greater London9£5,8161159,94729
East Ayrshire19£11,476653,82324
East Lothian1£12,299-43,0864
East Riding of Yorkshire16£11,836644,00251
East Sussex28£12,615749,13152
Enfield - Greater London8£7,0611065,2086
Essex210£10,978755,634381
Falkirk67£12,932858,57760
Fermanagh3£9,995788,3673
Fife27£14,125538,95897
Flintshire3£8,0201199,2014
Glasgow City81£13,555542,561207
Gloucestershire34£10,058864,82484
Greater Manchester342£10,881854,622678
Gwynedd3£12,330645,60312
Hampshire150£10,857854,884357
Harrow - Greater London9£5,8821155,73220
Havering - Greater London76£9,105856,091176
Herefordshire12£11,292852,60618
Hertfordshire109£11,287754,352205
Highland15£16,249425,30151
Hillingdon - Greater London31£7,2111067,24974
Hounslow - Greater London13£9,778957,43927
Inverclyde5£8,534952,65813
Isle of Anglesey19£11,159752,49219
Isle of Wight7£8,5661061,95712
Kent103£9,958957,976228
Kingston upon Thames - Greater London5£8,466954,54111
Lancashire246£10,857753,057455
Larne1£29,9951670,0004
Leicestershire134£12,169749,333338
Limavady1£9,995750,0003
Lincolnshire117£11,500749,786242
Lisburn14£15,456539,01329
Magherafelt1£13,995461,0004
Merseyside110£11,324750,659210
Merthyr Tydfil33£15,638862,55130
Merton - Greater London3£7,6471156,0006
Midlothian6£15,067531,97013
Monmouthshire8£4,0341298,73115
Moray11£16,132430,43720
Neath Port Talbot3£9,163866,8607
Newham - Greater London1£5,7507145,024-
Newport5£15,1361063,4109
Newry and Mourne8£13,819959,8225
Newtownabbey13£14,268648,95732
Norfolk142£11,102858,243234
North Ayrshire16£10,779748,81928
North Down4£11,295657,1405
North Lanarkshire48£13,093536,36197
North Yorkshire140£14,721534,795236
Northamptonshire77£10,268861,203201
Northumberland23£12,861741,01447
Nottinghamshire100£13,738751,166245
Omagh4£16,119319,5267
Oxfordshire31£14,214537,87090
Pembrokeshire3£13,164644,471-
Perth and Kinross16£13,275641,70844
Powys2£15,146518,7632
Redbridge - Greater London10£7,5611161,05720
Renfrewshire29£14,460531,05076
Rhondda Cynon Taf29£7,2441064,33645
Richmond upon Thames - Greater London3£8,453939,6608
Scottish Borders7£15,661424,46519
Shropshire37£10,761753,93386
Somerset66£12,297748,557142
South Ayrshire28£13,128538,40164
South Lanarkshire3£9,797954,8331
South Yorkshire204£10,814753,883395
Staffordshire136£11,021748,388293
Stirling20£13,147533,36138
Strabane2£11,500672,5007
Suffolk97£12,868747,324160
Surrey120£12,278645,005237
Sutton - Greater London3£11,282644,0247
Swansea9£6,5591068,31313
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£10,995657,0002
Tyne and Wear129£11,551750,693276
Warwickshire27£11,426755,15078
West Dunbartonshire5£15,188437,36413
West Lothian26£12,752646,05734
West Midlands346£10,363855,424643
West Sussex54£11,164745,951100
West Yorkshire288£10,936750,665604
Wiltshire89£10,852855,932180
Worcestershire37£9,874965,401131
Wrexham2£9,245956,5702
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