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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,728£11,297752,93012,090
Aberdeen City14£12,989539,82544
Aberdeenshire12£15,388529,44117
Angus6£11,728749,1309
Antrim4£11,396641,72417
Ards9£9,0471064,0223
Armagh5£5,92811103,7801
Ballymena11£13,585550,78616
Ballymoney2£12,723632,4152
Barking & Dagenham - Greater London22£14,083529,45134
Barnet - Greater London1£4,2151291,048-
Bedfordshire143£7,8781069,306263
Belfast22£14,991642,96546
Berkshire121£9,248957,354239
Bexley - Greater London1£9,100758,835-
Blaenau Gwent11£14,562436,7414
Brent - Greater London5£7,264989,0696
Bristol133£8,657962,197228
Bromley - Greater London6£7,071967,59427
Buckinghamshire127£10,130858,357191
Cambridgeshire198£10,114859,826336
Cardiff2£15,039431,1251
Carmarthenshire6£10,878651,45913
Carrickfergus1£15,450574,4213
Ceredigion2£11,891447,9991
Cheshire214£12,605744,669463
City of Edinburgh38£11,419747,90165
City of London - Greater London29£8,2551064,97243
Clackmannanshire4£13,497551,6214
Coleraine13£15,162437,69126
Conwy1£8,495853,0003
Cornwall20£10,343860,53234
County Durham104£10,884760,458253
Craigavon12£14,781333,53127
Croydon - Greater London8£12,031749,74217
Cumbria48£14,826537,228107
Denbighshire2£10,493857,1071
Derbyshire136£11,817650,045327
Devon92£9,956851,346169
Dorset36£14,090627,43092
Down1£9,995966,0002
Dumfries and Galloway6£11,713749,8738
Dundee City21£12,801645,99941
Dungannon6£10,919777,51210
Ealing - Greater London14£6,656955,85016
East Ayrshire28£14,048533,21334
East Lothian2£8,762926,9213
East Riding of Yorkshire13£12,650536,29232
East Sussex35£13,140641,90341
Enfield - Greater London6£5,9981075,46813
Essex176£11,388756,170415
Falkirk60£13,209962,58559
Fermanagh2£8,4239125,0004
Fife44£13,605542,96689
Glasgow City73£13,300536,782191
Gloucestershire24£11,177751,21185
Greater Manchester342£11,270753,463651
Gwynedd3£11,245848,33317
Hampshire143£10,635858,171330
Harrow - Greater London12£6,2671056,07120
Havering - Greater London65£9,435855,252154
Herefordshire12£10,343955,12421
Hertfordshire119£11,298751,155229
Highland18£12,949637,78238
Hillingdon - Greater London33£6,9111066,90251
Hounslow - Greater London8£10,355851,83521
Inverclyde3£6,9131179,34510
Isle of Anglesey7£13,127548,68120
Isle of Wight6£6,9781069,2908
Kent108£10,035955,006217
Kingston upon Thames - Greater London3£4,3611561,86110
Lancashire221£10,186754,681480
Larne1£29,9951670,0002
Leicestershire118£12,495747,569288
Limavady1£8,995750,0002
Lincolnshire101£10,936849,972222
Lisburn31£15,856429,35127
Magherafelt2£12,973562,0001
Merseyside103£10,535756,599185
Merthyr Tydfil27£14,849759,55523
Merton - Greater London7£6,3391154,4036
Midlothian4£15,820334,04710
Monmouthshire5£3,6581577,57612
Moray11£15,132530,80720
Neath Port Talbot4£8,2451072,962-
Newham - Greater London1£5,7507145,024-
Newport2£10,2461037,8253
Newry and Mourne8£12,309975,0684
Newtownabbey13£15,956437,05238
Norfolk117£11,054853,749247
North Ayrshire18£10,328757,44324
North Down3£11,828539,8784
North Lanarkshire28£13,230537,09695
North Yorkshire131£13,883538,541256
Northamptonshire86£10,977754,922209
Northumberland17£12,731849,64354
Nottinghamshire80£12,251855,430231
Omagh4£16,366215,0996
Oxfordshire22£12,558748,55283
Pembrokeshire2£14,499423,1222
Perth and Kinross24£14,586434,34738
Redbridge - Greater London7£7,746971,95119
Renfrewshire16£12,360746,85572
Rhondda Cynon Taf21£6,7621066,94033
Richmond upon Thames - Greater London1£4,9851739,3686
Scottish Borders6£16,637432,5168
Shropshire37£13,149538,43572
Somerset63£12,303747,062122
South Ayrshire18£13,969430,59650
South Lanarkshire2£8,5471074,1503
South Yorkshire170£10,906758,716410
Staffordshire118£11,155850,624273
Stirling12£14,780538,32248
Strabane7£10,533772,7146
Suffolk67£12,792645,623157
Surrey85£11,285750,458213
Sutton - Greater London3£9,664846,4687
The Vale of Glamorgan2£6,5001161,7892
Tyne and Wear97£11,431653,486261
Warwickshire33£10,593753,37777
West Dunbartonshire1£13,998515,23110
West Lothian16£12,116654,88539
West Midlands301£9,751859,335665
West Sussex45£11,565647,096120
West Yorkshire274£11,937749,562585
Wiltshire78£10,474859,475179
Worcestershire42£10,972753,662109
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