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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,830£11,310752,84912,202
Aberdeen City13£12,966542,12344
Aberdeenshire12£15,388529,44118
Angus5£12,275742,2769
Antrim4£11,421641,72418
Ards9£9,0681064,0224
Armagh5£5,92811103,7801
Ballymena11£13,620550,78617
Ballymoney2£12,723632,4152
Barking & Dagenham - Greater London22£14,083529,45037
Barnet - Greater London1£4,2151291,048-
Bedfordshire141£7,9331069,077272
Belfast23£14,628645,12247
Berkshire121£9,269957,046243
Bexley - Greater London1£9,200758,835-
Blaenau Gwent12£14,457436,4904
Brent - Greater London6£7,101987,8115
Bristol134£8,672961,942235
Bromley - Greater London8£8,953857,04525
Buckinghamshire130£10,281857,345192
Cambridgeshire202£10,305859,445342
Cardiff2£15,039431,1251
Carmarthenshire8£12,157545,50012
Carrickfergus1£15,450574,4213
Ceredigion2£11,891447,9991
Cheshire221£12,695744,177474
City of Edinburgh37£11,377747,62668
City of London - Greater London29£7,8011066,77343
Clackmannanshire4£13,497551,6214
Coleraine12£15,842434,71726
Conwy1£8,495853,0003
Cornwall21£10,576860,24933
County Durham108£10,833759,944253
Craigavon12£14,781333,53128
Croydon - Greater London9£11,059853,66016
Cumbria50£14,589539,019107
Denbighshire2£10,493857,1071
Derbyshire142£11,864648,340327
Devon92£10,015851,125170
Dorset35£13,152629,67689
Down1£9,995966,0002
Dumfries and Galloway6£11,713749,8738
Dundee City20£12,841647,34143
Dungannon5£9,565888,38910
Ealing - Greater London13£6,668955,37717
East Ayrshire24£13,861534,27834
East Lothian2£8,762926,9213
East Riding of Yorkshire11£12,118539,54132
East Sussex36£12,695644,47540
Enfield - Greater London6£5,9981075,46813
Essex178£11,473756,619421
Falkirk58£12,972963,27162
Fermanagh2£8,4239125,0004
Fife45£13,712541,35987
Glasgow City74£13,196537,190195
Gloucestershire29£11,492752,68684
Greater Manchester345£11,249753,362661
Gwynedd3£11,245848,33317
Hampshire140£10,740857,606336
Harrow - Greater London11£6,1421157,43021
Havering - Greater London71£9,410855,743150
Herefordshire12£10,343955,12421
Hertfordshire120£11,328751,053229
Highland19£13,257537,19839
Hillingdon - Greater London33£6,9301066,93853
Hounslow - Greater London8£10,355851,83522
Inverclyde4£6,8581174,7599
Isle of Anglesey7£13,127548,68120
Isle of Wight6£6,9781069,2908
Kent107£10,247954,713219
Kingston upon Thames - Greater London2£6,0471044,20611
Lancashire234£10,392754,175482
Larne1£29,9951670,0002
Leicestershire126£12,546747,719294
Limavady1£8,995750,0002
Lincolnshire103£11,142848,630223
Lisburn31£15,856429,35129
Magherafelt1£11,950663,0002
Merseyside109£10,527755,628184
Merthyr Tydfil28£14,450861,19624
Merton - Greater London6£7,1451049,7256
Midlothian3£15,428338,27810
Monmouthshire5£3,6581577,57612
Moray11£15,132530,80720
Neath Port Talbot4£8,2451072,962-
Newham - Greater London1£5,7507145,024-
Newport2£10,2461037,8253
Newry and Mourne8£12,417975,0684
Newtownabbey13£15,956437,01639
Norfolk122£11,211853,297249
North Ayrshire20£10,157758,30723
North Down2£15,245226,8915
North Lanarkshire29£12,831639,252100
North Yorkshire137£13,817538,909254
Northamptonshire80£10,231759,358212
Northumberland20£12,263848,62051
Nottinghamshire80£12,429853,986236
Omagh4£16,366215,0996
Oxfordshire20£11,927754,27082
Pembrokeshire2£14,499423,1222
Perth and Kinross23£14,746434,13737
Redbridge - Greater London7£7,140976,90021
Renfrewshire15£11,184747,71172
Rhondda Cynon Taf22£6,6821069,03433
Richmond upon Thames - Greater London1£4,9851739,3687
Scottish Borders6£16,637432,5168
Shropshire37£13,099538,13876
Somerset67£12,223747,157118
South Ayrshire20£13,932430,94248
South Lanarkshire3£9,365966,1002
South Yorkshire170£10,818758,895413
Staffordshire122£11,204850,909274
Stirling11£14,897538,25650
Strabane7£10,533772,7146
Suffolk67£12,600647,058162
Surrey92£11,693749,122212
Sutton - Greater London4£8,996948,5766
The Vale of Glamorgan2£6,5001161,7892
Tyne and Wear105£11,405753,670262
Warwickshire30£10,322855,96979
West Dunbartonshire2£14,998417,8749
West Lothian16£12,119654,88541
West Midlands310£9,740859,872665
West Sussex43£11,710644,222122
West Yorkshire277£11,784749,323586
Wiltshire81£10,552866,351180
Worcestershire39£10,619755,529110
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