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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,394£11,598753,33812,535
Aberdeen City17£12,550543,94039
Aberdeenshire11£12,861743,99024
Angus3£18,328212,75217
Antrim9£12,720549,20515
Ards6£9,3311071,8776
Armagh3£6,2321199,3005
Ballymena14£11,876654,37020
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London22£13,769434,70041
Barnet - Greater London1£4,2151291,0487
Bedfordshire182£9,055964,977280
Belfast24£14,477544,72744
Berkshire119£8,4401062,454245
Blaenau Gwent7£14,870432,2627
Brent - Greater London12£8,1001070,49512
Bristol148£9,180959,149251
Bromley - Greater London7£12,648651,12419
Buckinghamshire117£10,546857,151194
Caerphilly1£13,4911054,0004
Cambridgeshire200£10,077860,760362
Cardiff15£14,070532,52815
Carmarthenshire10£15,244431,7338
Carrickfergus1£15,450574,4215
Ceredigion9£9,087762,69719
Cheshire244£12,508744,899480
City of Edinburgh38£11,559745,08884
City of London - Greater London40£7,8931063,79064
Clackmannanshire1£15,998323,2137
Coleraine17£15,012436,14719
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,572964,63531
County Durham124£11,186755,188218
Craigavon9£16,236322,62635
Croydon - Greater London13£10,914854,68913
Cumbria55£13,748643,56596
Denbighshire1£10,695746,4703
Derbyshire151£12,228645,785345
Derry3£19,8271158,1378
Devon106£12,253745,601178
Dorset41£14,133633,39076
Down1£5,9951095,3003
Dumfries and Galloway5£10,896849,77912
Dundee City18£12,941646,91445
Dungannon6£11,1941084,7929
Ealing - Greater London8£5,7311163,06530
East Ayrshire18£11,545652,56924
East Lothian1£12,299-43,0864
East Riding of Yorkshire16£12,383640,97046
East Sussex28£12,829747,02748
Enfield - Greater London7£7,427965,1287
Essex217£10,959755,102378
Falkirk63£13,013859,58863
Fermanagh3£9,995788,3673
Fife25£13,975539,59296
Flintshire3£8,0201199,2014
Glasgow City85£13,262543,598198
Gloucestershire35£10,111862,89883
Greater Manchester332£10,911754,619695
Gwynedd3£12,330645,60312
Hampshire155£11,013853,976345
Harrow - Greater London11£5,6081156,63020
Havering - Greater London74£9,320856,343174
Herefordshire12£11,267852,60617
Hertfordshire110£11,589753,326205
Highland16£16,539423,68752
Hillingdon - Greater London31£8,059961,83477
Hounslow - Greater London13£9,778957,43927
Inverclyde5£8,534952,65813
Isle of Anglesey20£11,276750,74719
Isle of Wight7£8,5661061,95711
Kent105£9,935959,290227
Kingston upon Thames - Greater London5£8,466954,5418
Lancashire261£10,974752,173449
Larne1£29,9951670,0004
Leicestershire134£12,212748,832335
Limavady1£9,995750,0003
Lincolnshire123£11,388750,076240
Lisburn14£15,456539,01328
Magherafelt1£13,995461,0004
Merseyside105£11,104752,698198
Merthyr Tydfil34£15,763860,89829
Merton - Greater London3£7,6471156,0006
Midlothian7£15,199532,35513
Monmouthshire7£3,08214104,12117
Moray11£16,086430,43720
Neath Port Talbot3£9,163866,8607
Newham - Greater London1£5,7507145,024-
Newport7£14,138965,1369
Newry and Mourne7£14,413853,0026
Newtownabbey15£14,229646,61032
Norfolk141£11,044858,646232
North Ayrshire16£10,779748,81927
North Down3£13,928347,5946
North Lanarkshire44£13,047536,29697
North Yorkshire144£14,524535,856236
Northamptonshire78£10,158861,196202
Northumberland20£12,495844,34042
Nottinghamshire101£13,420749,422247
Omagh4£16,119319,5267
Oxfordshire30£13,873537,71686
Pembrokeshire3£12,998644,471-
Perth and Kinross15£13,427641,60844
Redbridge - Greater London12£6,7551165,46419
Renfrewshire30£14,112531,19972
Rhondda Cynon Taf29£7,2441064,33645
Richmond upon Thames - Greater London3£8,453939,6607
Scottish Borders6£15,605424,84919
Shropshire38£10,818752,84285
Somerset63£12,161749,126140
South Ayrshire26£13,146539,75465
South Lanarkshire3£9,797954,8331
South Yorkshire213£10,543755,939386
Staffordshire132£10,997849,463277
Stirling20£13,457533,10039
Strabane2£11,500672,5007
Suffolk94£13,343646,610160
Surrey120£12,094744,830237
Sutton - Greater London3£11,282644,0247
Swansea9£6,5591068,31313
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£10,995657,0002
Tyne and Wear131£11,688750,854277
Warwickshire26£11,131757,59679
West Dunbartonshire5£15,148437,36413
West Lothian22£14,036538,22432
West Midlands355£10,389855,866641
West Sussex51£11,162745,401102
West Yorkshire287£10,700851,947604
Wiltshire88£10,841855,652175
Worcestershire41£10,265964,768135
Wrexham2£9,245956,5702
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