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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,179£11,882752,31611,071
Aberdeen City15£13,101646,06940
Aberdeenshire11£12,778643,70123
Angus5£12,895632,4579
Antrim7£9,548755,67615
Ards4£8,2861279,7035
Armagh3£6,2321199,3005
Ballymena13£13,933446,04817
Ballymoney1£19,595312,8303
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London26£14,744433,11938
Barnet - Greater London1£4,2151291,0484
Bedfordshire161£9,141966,405248
Belfast33£14,801540,72036
Berkshire135£8,883959,395206
Blaenau Gwent8£15,049431,6546
Brent - Greater London12£7,4121072,2638
Bristol128£8,891960,371233
Bromley - Greater London10£15,264430,85320
Buckinghamshire132£9,693960,714178
Caerphilly1£13,4911054,000-
Cambridgeshire196£10,157860,270300
Cardiff4£11,894647,2947
Carmarthenshire11£15,204329,5848
Carrickfergus1£15,450574,4214
Ceredigion4£9,692757,8858
Cheshire232£13,497641,551428
City of Edinburgh36£11,039749,52062
City of London - Greater London30£6,6961168,61559
Coleraine24£16,354328,78513
Conwy4£8,0701070,2508
Cookstown1£12,490533,0001
Cornwall21£10,463755,12827
County Durham122£11,180756,219208
Craigavon15£16,871322,99025
Croydon - Greater London8£10,479966,90717
Cumbria56£13,980539,93182
Denbighshire2£7,9951161,0963
Derbyshire149£12,443647,174286
Derry1£44,995177,0006
Devon112£11,439748,928145
Dorset50£14,586533,42865
Down1£5,9951095,3001
Dumfries and Galloway3£12,828936,8689
Dundee City16£11,902753,80043
Dungannon5£11,2341096,6509
Ealing - Greater London8£6,0061158,19623
East Ayrshire17£12,123646,14520
East Lothian1£10,999-49,2794
East Riding of Yorkshire11£11,647643,76838
East Sussex33£11,827750,95638
Enfield - Greater London4£6,260974,71210
Essex204£11,051754,161353
Falkirk58£13,254962,18862
Fermanagh5£10,695672,6842
Fife31£12,177745,63981
Flintshire3£8,0201199,2013
Glasgow City78£12,979642,445177
Gloucestershire32£12,196752,67876
Greater Manchester340£11,183752,916620
Gwynedd5£11,094647,76210
Hampshire156£10,693854,981301
Harrow - Greater London9£5,1211257,49117
Havering - Greater London68£8,891858,282143
Herefordshire12£10,042957,11519
Hertfordshire119£11,112753,516200
Highland18£16,896321,84034
Hillingdon - Greater London29£6,9561068,35356
Hounslow - Greater London11£9,015964,30627
Inverclyde5£8,434952,65812
Isle of Anglesey11£10,506856,63313
Isle of Wight6£8,8281062,4377
Kent99£10,109958,001196
Kingston upon Thames - Greater London4£7,681955,4518
Lancashire265£10,736751,794405
Larne1£29,9951670,0003
Leicestershire131£12,118751,468290
Limavady2£9,720758,0003
Lincolnshire126£11,192748,803200
Lisburn18£17,718423,32733
Magherafelt1£13,995461,0002
Merseyside106£10,967753,448177
Merthyr Tydfil31£15,467862,92325
Merton - Greater London4£7,5981149,4635
Midlothian4£14,196539,53510
Monmouthshire4£2,9711592,97010
Moray10£15,091635,06120
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport4£14,446963,78412
Newry and Mourne5£15,1841058,5316
Newtownabbey23£16,774431,21725
Norfolk110£11,660753,623227
North Ayrshire19£10,591755,03829
North Down2£15,745226,8917
North Lanarkshire40£13,153535,59693
North Yorkshire145£14,318536,728191
Northamptonshire91£9,857861,301178
Northumberland21£11,162951,51045
Nottinghamshire73£13,174750,412235
Omagh4£16,119319,5265
Oxfordshire23£13,249539,98390
Pembrokeshire3£13,166433,308-
Perth and Kinross16£14,756537,66841
Redbridge - Greater London10£7,1341177,68816
Renfrewshire22£12,847541,96567
Rhondda Cynon Taf29£7,2921064,75537
Scottish Borders6£15,630334,41711
Shropshire36£10,989752,96082
Somerset76£12,433747,060112
South Ayrshire18£12,518536,18155
South Lanarkshire4£8,622965,625-
South Yorkshire194£11,770752,317361
Staffordshire120£11,140747,629222
Stirling11£14,860432,67548
Strabane1£9,250774,0005
Suffolk81£13,174645,876153
Surrey102£13,577640,157202
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,0459
The Vale of Glamorgan1£7,9991134,8502
Tower Hamlets - Greater London1£10,995657,0001
Tyne and Wear123£11,219652,978238
Warwickshire27£11,116752,79868
West Dunbartonshire3£14,582446,73710
West Lothian19£13,752538,32830
West Midlands357£10,344856,263577
West Sussex41£11,787743,924107
West Yorkshire286£11,321750,468540
Wiltshire83£12,263748,620159
Worcestershire40£11,462853,497116
Wrexham2£14,350429,968-
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