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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,719£11,313752,84312,118
Aberdeen City15£13,574537,63344
Aberdeenshire13£15,051529,14917
Angus6£11,728749,1309
Antrim4£11,396641,72416
Ards9£9,0471064,0223
Armagh5£5,92811103,7801
Ballymena11£13,580550,78616
Ballymoney2£12,723632,4152
Barking & Dagenham - Greater London21£14,229529,82534
Barnet - Greater London1£4,2151291,048-
Bedfordshire144£7,9381068,265266
Belfast22£14,977642,96646
Berkshire121£9,411956,472240
Bexley - Greater London1£9,100758,835-
Blaenau Gwent10£13,818436,1495
Brent - Greater London5£7,264989,0696
Bristol131£8,713961,491232
Bromley - Greater London7£9,191857,93926
Buckinghamshire126£10,193858,379191
Cambridgeshire192£10,223858,990340
Cardiff2£15,039431,1251
Carmarthenshire6£10,878651,45913
Carrickfergus1£15,450574,4213
Ceredigion2£11,891447,9991
Cheshire206£12,495744,627469
City of Edinburgh36£11,372748,52467
City of London - Greater London27£7,9061066,89645
Clackmannanshire4£13,497551,6214
Coleraine12£15,288438,22027
Conwy1£8,495853,0003
Cornwall21£10,599858,05634
County Durham107£10,763761,144249
Craigavon11£14,780334,12327
Croydon - Greater London8£12,031749,74216
Cumbria49£15,089537,172107
Denbighshire2£10,493857,1071
Derbyshire137£11,989649,944326
Devon91£9,967852,079170
Dorset36£14,082627,17092
Down1£9,995966,0002
Dumfries and Galloway6£11,663749,8738
Dundee City22£12,582646,95441
Dungannon7£11,072771,3649
Ealing - Greater London13£6,2991054,70817
East Ayrshire28£14,030533,21334
East Lothian2£8,762926,9213
East Riding of Yorkshire13£12,650536,29231
East Sussex36£12,933643,29041
Enfield - Greater London6£5,9981075,46813
Essex176£11,087756,707408
Falkirk59£13,249963,18359
Fermanagh2£8,4239125,0004
Fife42£13,451543,94291
Glasgow City74£13,306536,633192
Gloucestershire22£11,002853,38386
Greater Manchester335£11,200753,956654
Gwynedd3£11,245848,33316
Hampshire143£10,680857,475330
Harrow - Greater London12£6,2671056,07120
Havering - Greater London68£9,181855,945155
Herefordshire12£10,343955,12421
Hertfordshire119£11,319750,888229
Highland19£12,924637,41938
Hillingdon - Greater London36£7,446964,20269
Hounslow - Greater London8£10,305851,83520
Inverclyde3£6,9131179,34510
Isle of Anglesey7£13,127548,68120
Isle of Wight6£6,9781069,2908
Kent107£9,983955,094214
Kingston upon Thames - Greater London3£4,3611561,86110
Lancashire221£10,182755,026480
Larne1£29,9951670,0002
Leicestershire120£12,475747,849289
Limavady1£8,995750,0002
Lincolnshire98£10,874850,549225
Lisburn30£16,018429,34428
Magherafelt2£12,973562,0001
Merseyside99£10,462655,942185
Merthyr Tydfil27£14,849759,55523
Merton - Greater London6£7,0621049,7257
Midlothian4£15,820334,04710
Monmouthshire5£3,6581577,57612
Moray12£14,704533,63420
Neath Port Talbot4£8,2451072,962-
Newham - Greater London1£5,7507145,024-
Newport2£10,2461037,8253
Newry and Mourne8£12,309975,0683
Newtownabbey11£16,422437,11440
Norfolk116£11,119853,912243
North Ayrshire18£10,328757,44324
North Down3£11,828539,8784
North Lanarkshire27£13,827533,48497
North Yorkshire138£14,058538,999256
Northamptonshire86£11,019754,809209
Northumberland18£12,690847,98152
Nottinghamshire80£12,126855,649230
Omagh4£16,366215,0996
Oxfordshire21£12,437649,38083
Pembrokeshire2£14,499423,1222
Perth and Kinross24£14,148535,87739
Redbridge - Greater London11£7,820960,44017
Renfrewshire17£12,044747,89272
Rhondda Cynon Taf20£6,3081168,85334
Richmond upon Thames - Greater London1£4,9851739,3685
Scottish Borders7£16,210433,0448
Shropshire37£13,149538,67370
Somerset66£12,329747,112123
South Ayrshire17£13,996431,20949
South Lanarkshire2£8,5471074,1503
South Yorkshire175£10,827758,718402
Staffordshire117£11,207850,716276
Stirling12£14,738538,32247
Strabane7£10,533772,7146
Suffolk67£12,783645,623155
Surrey84£11,301751,327216
Sutton - Greater London3£9,664846,4687
The Vale of Glamorgan2£6,5001161,7892
Tyne and Wear101£11,491653,350257
Warwickshire34£10,293854,05679
West Dunbartonshire2£15,748423,01910
West Lothian15£11,942660,85041
West Midlands301£9,656859,846666
West Sussex43£11,677647,078121
West Yorkshire277£11,831749,276584
Wiltshire77£10,460859,406181
Worcestershire40£10,773855,113110
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