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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,442£11,392752,47512,753
Aberdeen City17£12,597543,94040
Aberdeenshire10£11,395750,94723
Angus4£14,745537,71216
Antrim8£13,305447,09215
Ards5£8,3451178,2057
Armagh3£6,2321199,3005
Ballymena13£12,628546,37919
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London19£15,385427,41344
Barnet - Greater London2£10,103757,0746
Bedfordshire180£9,258963,761285
Belfast26£14,323642,67843
Berkshire119£8,634961,746255
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent6£13,798436,9989
Brent - Greater London11£7,6601072,99412
Bristol143£9,106959,935251
Bromley - Greater London7£12,287654,53818
Buckinghamshire115£10,391857,695189
Caerphilly3£6,4601354,0002
Cambridgeshire205£10,139761,027366
Cardiff14£14,411528,49015
Carmarthenshire9£15,716330,0708
Carrickfergus3£9,147969,1404
Ceredigion8£9,087861,90921
Cheshire248£12,658744,788483
City of Edinburgh36£11,643746,99187
City of London - Greater London40£7,6171065,10261
Clackmannanshire1£15,998323,2137
Coleraine20£15,661332,72519
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall18£8,401965,10032
County Durham114£11,509754,605225
Craigavon8£15,059433,27635
Croydon - Greater London13£10,660958,13312
Cumbria48£13,917643,97799
Denbighshire1£10,695746,4703
Derbyshire153£11,971647,035353
Derry14£16,760540,74013
Devon112£12,115745,386168
Dorset38£14,053632,82680
Down2£6,995984,7503
Dumfries and Galloway7£10,996846,93612
Dundee City22£13,465645,68340
Dungannon6£12,828979,8598
Ealing - Greater London11£5,2761270,32027
East Ayrshire20£11,640652,92023
East Lothian1£12,299-7,6695
East Riding of Yorkshire22£12,005644,43557
East Sussex30£12,473749,96253
Enfield - Greater London9£6,4311175,8025
Essex197£11,054755,383405
Falkirk68£12,633858,37657
Fermanagh3£9,995788,3673
Fife27£13,866540,33897
Flintshire3£7,9871199,2014
Glasgow City89£13,452542,771204
Gloucestershire37£11,046861,30982
Greater Manchester343£10,777854,736684
Greenwich - Greater London1£5,4901240,364-
Gwynedd3£12,995645,60312
Hampshire153£10,956854,382360
Harrow - Greater London9£5,8821155,73220
Havering - Greater London76£9,179856,438173
Herefordshire13£11,307851,85718
Hertfordshire106£11,108754,833213
Highland16£16,370425,35550
Hillingdon - Greater London30£7,935963,86276
Hounslow - Greater London14£9,649958,19626
Inverclyde6£9,445947,02017
Isle of Anglesey20£11,725750,20118
Isle of Wight7£8,5661061,95712
Kent105£10,011957,904231
Kingston upon Thames - Greater London4£9,558956,67611
Lancashire245£10,785752,879454
Larne2£20,4931252,0003
Leicestershire136£12,298749,025367
Limavady1£9,995750,0003
Lincolnshire119£11,518750,420238
Lisburn14£15,528539,01329
Magherafelt1£13,995461,0004
Merseyside110£11,286750,495217
Merthyr Tydfil34£15,763860,89829
Merton - Greater London3£7,6471156,0007
Midlothian5£13,081637,83513
Monmouthshire8£5,1211192,98114
Moray11£16,132430,43719
Neath Port Talbot3£9,163866,8608
Newham - Greater London1£5,7507145,024-
Newport5£15,1361063,4109
Newry and Mourne8£13,819959,8225
Newtownabbey12£15,135645,42933
Norfolk144£11,185857,824241
North Ayrshire17£10,838749,22827
North Down4£11,295657,1405
North Lanarkshire50£12,872637,61594
North Yorkshire135£14,817533,288246
Northamptonshire79£9,981861,695205
Northumberland22£13,034740,12849
Nottinghamshire98£14,020750,491253
Omagh4£16,119319,5267
Oxfordshire30£14,225537,35990
Pembrokeshire3£13,164644,471-
Perth and Kinross19£13,826638,70043
Powys2£15,146518,7632
Redbridge - Greater London12£7,7661060,11718
Renfrewshire28£14,389531,45576
Rhondda Cynon Taf30£7,3121064,94144
Richmond upon Thames - Greater London3£8,453939,6608
Scottish Borders8£16,828421,73819
Shropshire37£10,854752,78788
Somerset69£12,031749,208141
South Ayrshire28£13,421538,08065
South Lanarkshire3£9,797954,8331
South Yorkshire212£10,690755,700390
Staffordshire141£11,058748,980289
Stirling22£13,647532,04237
Strabane2£11,500672,5007
Suffolk99£12,786747,635160
Surrey118£11,978746,702242
Sutton - Greater London3£11,282644,0247
Swansea10£6,0811076,82012
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£11,495657,0002
Tyne and Wear132£11,326751,753274
Warwickshire25£12,384753,67480
West Dunbartonshire5£15,188437,36414
West Lothian26£12,783646,05735
West Midlands356£10,395854,705648
West Sussex52£11,029746,577104
West Yorkshire302£11,025750,411604
Wiltshire87£10,984854,683180
Worcestershire37£9,837965,714134
Wrexham2£9,245916,1113
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