Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,180£11,815752,13711,232
Aberdeen City15£12,734648,88741
Aberdeenshire11£12,778643,70123
Angus5£12,895632,4679
Antrim7£9,527755,67615
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,845445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London26£14,744433,11938
Barnet - Greater London1£4,2151291,0484
Bedfordshire159£8,903966,681253
Belfast33£14,801540,72636
Berkshire131£8,971959,567211
Blaenau Gwent9£15,454328,9516
Brent - Greater London11£7,3141175,5749
Bristol131£8,990859,761235
Bromley - Greater London11£14,500433,05720
Buckinghamshire130£9,759959,659182
Caerphilly1£13,4911054,000-
Cambridgeshire193£10,196860,522307
Cardiff4£11,894647,2947
Carmarthenshire10£14,625432,3839
Carrickfergus1£15,450574,4214
Ceredigion5£9,692765,3088
Cheshire231£13,340641,699435
City of Edinburgh38£11,075748,74561
City of London - Greater London35£7,0911067,48856
Coleraine23£16,456328,62713
Conwy4£8,0701070,2508
Cookstown1£12,490533,0001
Cornwall22£10,533756,23227
County Durham121£10,808756,668212
Craigavon15£16,871322,99025
Croydon - Greater London8£10,479966,90717
Cumbria55£14,041539,79085
Denbighshire2£7,9951161,0963
Derbyshire151£12,302647,541288
Derry1£44,995177,0006
Devon112£11,494748,400147
Dorset48£14,762532,77467
Down1£5,9951095,3001
Dumfries and Galloway3£12,828936,8689
Dundee City17£11,878752,64943
Dungannon5£11,2341096,6509
Ealing - Greater London12£6,2941057,04723
East Ayrshire17£12,076646,14520
East Lothian1£10,999-49,2794
East Riding of Yorkshire11£11,620643,76838
East Sussex33£11,827750,95638
Enfield - Greater London5£5,7981071,47010
Essex203£11,031754,049359
Falkirk58£13,583962,18862
Fermanagh5£10,695672,6842
Fife33£12,256746,90581
Flintshire3£8,0201199,2013
Glasgow City77£12,855642,685180
Gloucestershire32£12,196752,67876
Greater Manchester344£11,189752,713626
Gwynedd4£11,995641,15011
Hampshire154£10,609856,236307
Harrow - Greater London13£6,0901156,30117
Havering - Greater London66£8,725858,417147
Herefordshire11£9,727959,33920
Hertfordshire116£11,144753,954204
Highland18£16,896321,84034
Hillingdon - Greater London30£7,0071068,40856
Hounslow - Greater London11£9,015964,30627
Inverclyde5£8,434952,65812
Isle of Anglesey10£9,959858,88614
Isle of Wight6£8,8281062,4377
Kent95£10,237957,353204
Kingston upon Thames - Greater London4£7,681955,4518
Lancashire276£10,654751,640406
Larne1£29,9951670,0003
Leicestershire133£12,072751,607292
Limavady2£9,720758,0003
Lincolnshire128£11,169749,073202
Lisburn18£17,574423,32733
Merseyside105£10,967753,222179
Merthyr Tydfil32£15,720861,15825
Merton - Greater London4£7,5981149,4635
Midlothian4£14,196539,53510
Monmouthshire4£2,9711592,97010
Moray11£14,718635,69120
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport6£14,296860,42212
Newry and Mourne5£15,1841058,5316
Newtownabbey23£16,774431,21725
Norfolk111£11,447853,873229
North Ayrshire19£10,591755,03829
North Down2£15,745226,8917
North Lanarkshire37£13,447534,45896
North Yorkshire142£13,988638,195198
Northamptonshire88£9,938861,954182
Northumberland23£11,691849,25545
Nottinghamshire74£12,825750,553239
Omagh4£16,119319,5265
Oxfordshire24£13,006639,89690
Pembrokeshire3£13,166433,308-
Perth and Kinross16£14,868537,51442
Redbridge - Greater London9£7,1341074,18417
Renfrewshire22£12,845541,96567
Rhondda Cynon Taf29£7,2921064,75537
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257332,99812
Shropshire38£11,020753,19982
Somerset74£12,302747,813113
South Ayrshire19£12,833534,81255
South Lanarkshire4£8,622965,625-
South Yorkshire194£11,795752,442364
Staffordshire119£11,048747,816223
Stirling12£15,038434,78748
Strabane1£9,250774,0005
Suffolk81£13,020646,780155
Surrey100£13,666639,800206
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,0459
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear114£10,929652,909249
Warwickshire29£10,942753,89968
West Dunbartonshire3£14,582446,73710
West Lothian17£14,018536,68732
West Midlands357£10,312856,262586
West Sussex41£11,627744,982108
West Yorkshire288£11,168750,796542
Wiltshire85£12,013751,102162
Worcestershire36£10,837853,595121
Wrexham2£14,350429,968-
Add postcode for better results.