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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,516£11,450751,95412,184
Aberdeen City17£11,915643,91237
Aberdeenshire10£12,295744,55924
Angus4£14,120545,34115
Antrim10£11,748659,67913
Ards5£8,6061178,2057
Armagh3£8,413982,8424
Ballymena14£12,311551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London19£13,443538,10742
Barnet - Greater London16£15,288422,97226
Bedfordshire182£9,317964,243271
Belfast27£13,918644,30638
Berkshire115£9,1041061,072239
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent7£12,827539,6978
Brent - Greater London10£7,996974,63312
Bristol151£9,093959,432229
Bromley - Greater London6£9,634767,36718
Buckinghamshire119£10,390857,733175
Caerphilly1£13,4911054,0002
Cambridgeshire202£10,036861,609343
Cardiff15£14,327529,86728
Carmarthenshire9£15,827330,0428
Carrickfergus3£9,147969,1404
Ceredigion8£8,516865,03319
Cheshire245£12,649745,853465
City of Edinburgh36£12,120744,15485
City of London - Greater London40£8,826959,66870
Clackmannanshire1£15,998323,2137
Coleraine20£15,813331,47818
Conwy5£8,155973,00012
Cookstown1£12,490533,0001
Cornwall17£7,9541068,69137
County Durham112£11,615752,060211
Craigavon10£14,031638,59733
Croydon - Greater London11£10,565963,77413
Cumbria49£14,422643,04895
Denbighshire1£10,695746,4703
Derbyshire155£12,173647,630337
Derry13£17,528537,33514
Devon117£11,509747,466161
Dorset44£14,769633,91071
Down2£6,995984,7503
Dumfries and Galloway7£11,067847,67411
Dundee City16£13,502648,66142
Dungannon6£12,828979,8598
Ealing - Greater London8£4,5441369,31528
East Ayrshire19£12,355549,69623
East Lothian1£12,299-7,6693
East Riding of Yorkshire28£10,219856,98361
East Sussex27£11,985753,28453
Enfield - Greater London7£5,5551280,9065
Essex204£11,288754,929377
Falkirk67£12,638859,15958
Fermanagh4£11,993673,9742
Fife33£13,617642,29791
Flintshire3£7,8901199,2014
Glasgow City95£13,388542,158197
Gloucestershire32£9,859866,65180
Greater Manchester316£10,661855,647618
Greenwich - Greater London1£5,4901240,364-
Gwynedd3£11,828647,66712
Hampshire148£10,599857,354351
Harrow - Greater London10£5,8491157,36919
Havering - Greater London68£8,953957,443166
Herefordshire10£9,695857,99318
Hertfordshire113£10,915857,005199
Highland19£16,916322,22649
Hillingdon - Greater London37£8,0531064,61769
Hounslow - Greater London15£9,669859,45924
Inverclyde8£10,333848,68916
Isle of Anglesey19£11,579750,63318
Isle of Wight8£8,0331064,83712
Kent110£10,334854,912236
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire229£10,639752,834428
Larne2£20,4931252,0003
Leicestershire137£12,204750,849356
Limavady2£10,493660,0002
Lincolnshire120£11,513751,004229
Lisburn9£12,629541,56128
Merseyside146£11,556648,401219
Merthyr Tydfil34£15,633759,48527
Merton - Greater London3£6,4631168,6677
Midlothian6£13,500641,38612
Monmouthshire9£4,21312101,54913
Moray11£16,313431,53218
Neath Port Talbot4£9,820866,8607
Newport7£9,3691184,2676
Newry and Mourne8£13,990959,8225
Newtownabbey12£14,811542,19332
Norfolk142£11,115857,572228
North Ayrshire18£10,938749,40325
North Down3£11,728746,5205
North Lanarkshire46£12,985638,40795
North Yorkshire135£15,268532,690237
Northamptonshire93£10,665758,134183
Northumberland27£12,393743,59842
Nottinghamshire103£13,384749,994239
Omagh5£15,931330,2326
Oxfordshire35£13,035641,19680
Pembrokeshire3£13,164644,471-
Perth and Kinross21£14,089537,82041
Powys2£15,146518,7632
Redbridge - Greater London11£7,2961159,16118
Renfrewshire36£14,106534,84770
Rhondda Cynon Taf31£7,3181066,13741
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders7£17,425319,85818
Shropshire40£11,367748,95984
Somerset64£12,130647,203136
South Ayrshire27£13,562540,60361
South Lanarkshire3£9,863954,8331
South Yorkshire204£10,667757,132375
Staffordshire139£11,519746,545284
Stirling18£13,444532,64536
Strabane4£14,198448,3335
Suffolk97£13,817643,141148
Surrey125£12,575644,024218
Sutton - Greater London4£9,724847,8267
Swansea6£6,0031178,77512
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear125£11,225752,423269
Warwickshire30£11,843750,70478
West Dunbartonshire5£13,988442,38113
West Lothian26£13,445638,60831
West Midlands364£10,618853,522642
West Sussex52£10,927848,41499
West Yorkshire306£11,068750,632571
Wiltshire93£10,792855,619167
Worcestershire38£9,672969,845128
Wrexham2£9,245916,1113
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