Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All5,782£11,299752,74112,163
Aberdeen City13£12,951542,12344
Aberdeenshire12£15,388529,44117
Angus5£12,275742,2769
Antrim4£11,421641,72417
Ards9£9,0681064,0224
Armagh5£5,92811103,7801
Ballymena11£13,620550,78616
Ballymoney2£12,723632,4152
Barking & Dagenham - Greater London22£14,083529,45037
Barnet - Greater London1£4,2151291,048-
Bedfordshire142£7,8691069,115268
Belfast22£14,991642,96547
Berkshire120£9,309957,151241
Bexley - Greater London1£9,100758,835-
Blaenau Gwent11£14,562436,7415
Brent - Greater London6£7,101987,8115
Bristol134£8,585962,232230
Bromley - Greater London7£8,454858,83326
Buckinghamshire128£10,102858,567193
Cambridgeshire196£10,258859,071343
Cardiff2£15,039431,1251
Carmarthenshire8£12,157545,50012
Carrickfergus1£15,450574,4213
Ceredigion2£11,891447,9991
Cheshire216£12,652744,381468
City of Edinburgh37£11,377747,62667
City of London - Greater London28£7,8481066,71043
Clackmannanshire4£13,497551,6214
Coleraine13£15,162437,69126
Conwy1£8,495853,0003
Cornwall21£10,576860,24933
County Durham108£10,758760,236250
Craigavon12£14,781333,53128
Croydon - Greater London9£11,059853,66016
Cumbria49£14,860536,795108
Denbighshire2£10,493857,1071
Derbyshire139£11,865648,937328
Devon92£9,830851,757171
Dorset37£14,035627,96391
Down1£9,995966,0002
Dumfries and Galloway6£11,713749,8738
Dundee City20£13,066644,56943
Dungannon5£9,565888,38910
Ealing - Greater London14£6,656955,85017
East Ayrshire24£13,848534,27834
East Lothian2£8,762926,9213
East Riding of Yorkshire13£12,118537,04831
East Sussex35£13,140641,90342
Enfield - Greater London6£5,9981075,46813
Essex173£11,319757,183423
Falkirk58£12,969963,27161
Fermanagh2£8,4239125,0004
Fife44£13,674541,11588
Glasgow City75£13,201537,195194
Gloucestershire26£11,306750,73687
Greater Manchester344£11,203753,501655
Gwynedd3£11,245848,33317
Hampshire137£10,635858,367334
Harrow - Greater London11£6,1421157,43021
Havering - Greater London69£9,400856,151150
Herefordshire12£10,343955,12421
Hertfordshire120£11,304751,243229
Highland19£13,257537,19838
Hillingdon - Greater London33£6,9231066,93853
Hounslow - Greater London8£10,355851,83522
Inverclyde4£6,8581174,7599
Isle of Anglesey7£13,127548,68120
Isle of Wight6£6,9781069,2908
Kent110£10,047955,677217
Kingston upon Thames - Greater London2£6,0471044,20611
Lancashire229£10,324754,544480
Larne1£29,9951670,0002
Leicestershire122£12,572747,349292
Limavady1£8,995750,0002
Lincolnshire105£11,067848,976221
Lisburn31£15,856429,35127
Magherafelt2£12,973562,0001
Merseyside108£10,399756,476184
Merthyr Tydfil27£14,849759,55524
Merton - Greater London6£7,1451049,7256
Midlothian3£15,428338,27810
Monmouthshire5£3,6581577,57612
Moray11£15,132530,80720
Neath Port Talbot4£8,2451072,962-
Newham - Greater London1£5,7507145,024-
Newport2£10,2461037,8253
Newry and Mourne8£12,309975,0684
Newtownabbey13£15,956437,05238
Norfolk118£11,155853,832252
North Ayrshire20£10,157758,30723
North Down3£11,828539,8784
North Lanarkshire29£12,831639,25295
North Yorkshire135£13,616539,384257
Northamptonshire78£10,310758,780211
Northumberland20£12,263848,62051
Nottinghamshire82£12,141855,422233
Omagh4£16,366215,0996
Oxfordshire23£12,449649,18782
Pembrokeshire2£14,499423,1222
Perth and Kinross24£14,611434,34738
Redbridge - Greater London6£6,922973,38321
Renfrewshire16£12,360746,24272
Rhondda Cynon Taf22£6,6821069,03433
Richmond upon Thames - Greater London1£4,9851739,3687
Scottish Borders6£16,637432,5168
Shropshire37£13,096538,13873
Somerset66£12,332746,327120
South Ayrshire18£14,246428,99750
South Lanarkshire3£9,365966,1002
South Yorkshire168£10,916758,622413
Staffordshire119£11,109851,266276
Stirling13£14,643537,17250
Strabane7£10,533772,7146
Suffolk68£12,785645,613157
Surrey87£11,288750,298212
Sutton - Greater London4£8,996948,5766
The Vale of Glamorgan2£6,5001161,7892
Tyne and Wear103£11,365753,621260
Warwickshire31£10,531854,83878
West Dunbartonshire2£14,998417,8749
West Lothian16£12,119654,88541
West Midlands305£9,674860,412670
West Sussex44£11,798644,171120
West Yorkshire276£11,803749,860584
Wiltshire80£10,590858,615180
Worcestershire44£10,830754,847109
Add postcode for better results.