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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,963 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,817£11,695751,36413,592
Aberdeenshire31£13,289535,59664
Angus26£13,067647,05857
Ayrshire69£11,719646,28798
Bedfordshire151£7,992967,022262
Berkshire113£8,978959,783258
Blaenau Gwent18£10,903760,01031
Borders8£15,360435,1047
Bridgend15£11,661545,76952
Bristol107£8,451963,612230
Buckinghamshire143£9,038961,240229
Caerphilly11£6,540990,53313
Cambridgeshire183£10,485758,366355
Cardiff39£13,695532,99276
Carmarthenshire10£13,745336,3148
Ceredigion1£10,995738,4092
Cheshire219£12,658742,720433
Clackmannanshire2£7,745874,5006
Conwy8£15,680443,23813
Cornwall38£9,611860,72956
County Antrim57£15,150540,514136
County Armagh33£12,001759,81040
County Down35£14,837534,90355
County Durham122£10,666756,719244
County Fermanagh3£8,7827100,4484
County Londonderry43£14,591543,28541
County Tyrone21£12,902758,54116
Cumbria44£14,562637,708113
Denbighshire4£11,044852,1281
Derbyshire137£12,276648,210329
Devon112£11,364746,826181
Dorset45£13,338629,495105
Dumfries & Galloway10£11,876746,4685
Dunbartonshire5£15,398330,3918
East Lothian1£14,999535,2663
East Riding of Yorkshire37£13,133745,810113
East Sussex48£11,539747,95487
Essex244£11,338754,123496
Falkirk52£13,534960,21745
Fife55£14,178642,761105
Flintshire23£6,6471179,33225
Gloucestershire44£11,098961,857107
Greater London356£9,362855,212713
Greater Manchester327£12,121755,229618
Gwynedd4£8,371970,11014
Hampshire183£11,222753,059375
Herefordshire15£11,358745,84017
Hertfordshire133£11,029752,372288
Highland24£14,546543,58545
Inverclyde1£8,2501184,0007
Isle of Anglesey13£15,015647,06624
Isle of Wight6£9,162862,5328
Kent156£10,533850,592307
Lanarkshire114£12,965538,336271
Lancashire241£10,181755,113491
Leicestershire125£12,133749,679279
Lincolnshire110£11,936644,767223
Merseyside142£12,332647,745257
Merthyr Tydfil29£14,810755,24822
Midlothian45£13,242531,478118
Monmouthshire6£6,5491175,18516
Moray12£17,687525,95619
Neath Port Talbot5£10,496851,5852
Newport24£11,958747,79581
Norfolk126£10,678854,044217
North Yorkshire129£14,001641,709284
Northamptonshire83£10,802759,808204
Northumberland23£13,396739,94159
Nottinghamshire141£12,797748,621269
Oxfordshire25£10,732754,70977
Pembrokeshire3£10,549740,98917
Perth & Kinross20£14,226541,29238
Powys4£14,343551,4563
Renfrewshire18£13,692536,75854
Rhondda Cynon Taf29£8,553858,72442
Shropshire47£12,189645,01478
Somerset74£11,275751,657122
South Yorkshire192£9,665865,114310
Staffordshire162£10,000856,164354
Stirling12£16,359435,60137
Suffolk97£13,120644,061172
Surrey131£10,116851,179249
Swansea36£12,284640,35369
Torfaen5£7,707888,9857
Tyne and Wear115£12,020752,594261
Vale of Glamorgan8£13,641534,74020
Warwickshire60£10,616854,971115
West Lothian18£9,249863,86866
West Midlands330£10,505754,149707
West Sussex69£10,862746,097159
West Yorkshire271£11,187750,270600
Wiltshire88£10,838855,851148
Worcestershire50£8,829959,399121
Wrexham13£11,268644,20929
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