Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,218£11,896752,13812,110
Aberdeen City14£11,680648,18740
Aberdeenshire13£12,177745,65322
Angus5£12,895632,45714
Antrim7£9,548755,67616
Ards4£8,2861279,7037
Armagh3£6,2321199,3005
Ballymena13£13,933446,04818
Ballymoney1£19,595312,8303
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London28£14,382535,54138
Barnet - Greater London1£4,2151291,0485
Bedfordshire161£8,899966,886270
Belfast31£14,837541,28839
Berkshire129£8,860958,602236
Blaenau Gwent8£15,049431,6546
Brent - Greater London12£7,4121072,2638
Bristol130£9,054960,030247
Bromley - Greater London10£15,264430,85321
Buckinghamshire133£9,681960,987200
Caerphilly1£13,4911054,000-
Cambridgeshire195£10,252860,409343
Cardiff4£11,894647,29410
Carmarthenshire11£15,204329,5848
Carrickfergus1£15,450574,4214
Ceredigion4£9,692757,88510
Cheshire230£13,368641,954468
City of Edinburgh36£11,049749,51473
City of London - Greater London32£6,5531168,67356
Clackmannanshire1£15,498323,2135
Coleraine24£16,446328,78513
Conwy4£8,0701070,2509
Cookstown1£12,490533,0001
Cornwall23£10,303854,88527
County Durham126£11,180756,930217
Craigavon15£16,871322,99030
Croydon - Greater London8£10,479966,90717
Cumbria56£14,005539,54296
Denbighshire2£7,9951161,0963
Derbyshire148£12,461646,841324
Derry1£44,995177,0006
Devon113£11,480748,930161
Dorset48£14,665530,63473
Down1£5,9951095,3002
Dumfries and Galloway3£12,828936,86814
Dundee City16£11,902753,80045
Dungannon5£11,2341096,6509
Ealing - Greater London8£6,0061158,19625
East Ayrshire17£12,123646,14522
East Lothian1£10,999-49,2794
East Riding of Yorkshire10£11,792642,29245
East Sussex33£11,581751,92642
Enfield - Greater London4£6,260974,71210
Essex210£11,141754,422374
Falkirk57£12,778963,07167
Fermanagh5£10,695672,6842
Fife30£12,253745,27988
Flintshire3£8,0201199,2013
Glasgow City80£13,067642,223191
Gloucestershire32£12,196752,67881
Greater Manchester345£11,162753,223675
Gwynedd5£11,294647,76213
Hampshire155£10,649855,174334
Harrow - Greater London9£5,1211257,49118
Havering - Greater London68£9,000858,053156
Herefordshire12£10,042957,11520
Hertfordshire121£11,252752,854213
Highland18£16,868321,79743
Hillingdon - Greater London30£6,9991067,63659
Hounslow - Greater London11£9,015964,30629
Inverclyde5£8,434952,65814
Isle of Anglesey11£10,506856,63313
Isle of Wight6£8,8281062,43711
Kent98£10,132957,871223
Kingston upon Thames - Greater London4£7,681955,4519
Lancashire263£10,723752,159443
Larne1£29,9951670,0003
Leicestershire132£12,094751,250308
Limavady2£9,720758,0003
Lincolnshire127£11,133749,886216
Lisburn19£17,996422,10034
Magherafelt1£13,995461,0002
Merseyside106£10,923753,776198
Merthyr Tydfil29£15,221864,96028
Merton - Greater London4£7,5981149,4635
Midlothian4£14,196539,53513
Monmouthshire4£2,9711592,97011
Moray10£15,091635,06120
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport4£14,446963,78412
Newry and Mourne5£15,1841058,5316
Newtownabbey24£17,071429,91728
Norfolk121£11,372855,049237
North Ayrshire19£10,591755,03829
North Down2£15,745226,8917
North Lanarkshire39£13,057536,450102
North Yorkshire145£14,034537,284224
Northamptonshire91£9,869861,323193
Northumberland20£11,495950,32250
Nottinghamshire74£12,968751,177252
Omagh4£16,119319,5266
Oxfordshire26£13,074541,16294
Pembrokeshire3£13,166433,308-
Perth and Kinross16£14,756537,66846
Redbridge - Greater London10£7,1361177,68820
Renfrewshire22£13,165540,38172
Rhondda Cynon Taf28£7,1421065,56040
Scottish Borders5£16,257332,99813
Shropshire38£11,004753,14793
Somerset78£12,467746,888126
South Ayrshire20£12,041638,27664
South Lanarkshire4£8,622965,6251
South Yorkshire199£11,873651,372394
Staffordshire121£11,172747,486242
Stirling11£15,042331,72949
Strabane1£9,250774,0006
Suffolk77£13,051646,636172
Surrey103£13,561640,331216
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,04511
The Vale of Glamorgan1£7,9991134,8502
Tower Hamlets - Greater London1£10,995657,0001
Tyne and Wear125£11,088754,072265
Warwickshire28£11,017753,08574
West Dunbartonshire3£14,582446,73710
West Lothian19£13,752538,32833
West Midlands361£10,395855,981624
West Sussex41£11,912744,553112
West Yorkshire285£11,402750,042587
Wiltshire84£12,405747,469175
Worcestershire39£11,973752,468127
Wrexham2£14,350429,968-
Add postcode for better results.