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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,934 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,802£11,514752,65113,712
Aberdeenshire26£13,592537,78269
Angus31£11,196647,98952
Ayrshire65£12,214542,217101
Bedfordshire147£7,7181066,698278
Berkshire124£8,722959,717233
Blaenau Gwent14£13,504651,19432
Borders10£16,607433,3426
Bridgend19£11,189651,19950
Bristol120£8,079966,388232
Buckinghamshire145£9,343960,360229
Caerphilly14£6,702986,71713
Cambridgeshire173£10,046860,104359
Cardiff46£14,164633,65573
Carmarthenshire11£11,476643,91717
Ceredigion1£10,995738,4092
Cheshire215£12,266745,874439
Clackmannanshire3£10,329663,3494
Conwy7£10,781761,27014
Cornwall31£11,574857,67552
County Antrim59£15,179540,248136
County Armagh25£12,319762,14540
County Down41£14,426536,32448
County Durham119£10,594758,458243
County Fermanagh2£8,4239125,0004
County Londonderry33£14,326647,84943
County Tyrone19£11,600869,10618
Cumbria48£14,848538,116111
Denbighshire2£10,493857,1073
Derbyshire135£11,795750,231327
Devon111£10,180853,235168
Dorset40£14,088732,129107
Dumfries & Galloway8£12,434645,0458
Dunbartonshire5£16,998324,3708
East Lothian2£8,7101057,4511
East Riding of Yorkshire55£12,527746,312102
East Sussex55£12,089743,84978
Essex243£10,909757,165497
Falkirk60£13,241961,45855
Fife60£13,384644,53298
Flintshire25£7,8101179,64122
Gloucestershire48£10,052965,665102
Greater London348£9,413854,714712
Greater Manchester347£10,735755,794631
Gwynedd4£9,684855,57213
Hampshire184£10,989855,620369
Herefordshire14£11,089847,09219
Hertfordshire133£11,582750,298280
Highland21£12,892538,13938
Inverclyde3£8,2461064,9918
Isle of Anglesey10£14,641750,96528
Isle of Wight5£7,776971,8728
Kent144£10,793850,790316
Lanarkshire114£13,666538,332285
Lancashire243£10,013756,362487
Leicestershire126£12,068749,860282
Lincolnshire102£11,349748,022218
Merseyside128£12,005752,955269
Merthyr Tydfil27£14,464760,75622
Midlothian62£11,426753,60893
Monmouthshire8£7,0551163,75821
Moray13£17,903527,45324
Neath Port Talbot5£10,696851,5853
Newport32£11,530646,30980
Norfolk123£11,139855,528233
North Yorkshire131£12,946643,351280
Northamptonshire75£10,768757,988217
Northumberland24£13,184742,86762
Nottinghamshire140£11,925753,338288
Oxfordshire27£10,502858,84479
Pembrokeshire6£10,148753,19414
Perth & Kinross21£14,073540,74639
Powys4£14,543551,4563
Renfrewshire11£12,089639,55462
Rhondda Cynon Taf32£7,982962,96040
Rutland1£11,000553,469-
Shropshire44£12,533644,50084
Somerset76£13,318642,101116
South Yorkshire163£9,213867,189337
Staffordshire173£10,388855,161341
Stirling11£15,197543,02550
Suffolk96£12,680645,954188
Surrey131£9,662854,856260
Swansea36£13,975540,12760
Torfaen3£9,762778,4389
Tyne and Wear107£11,982752,679263
Vale of Glamorgan10£11,882843,62714
Warwickshire57£10,865753,040119
West Lothian22£9,630967,91755
West Midlands324£10,139858,782737
West Sussex74£11,373641,751153
West Yorkshire264£11,021750,826598
Wiltshire86£10,227859,589169
Worcestershire45£10,469852,483135
Wrexham15£10,721735,74027
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