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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,738£11,507752,08613,796
Aberdeenshire31£13,758537,12264
Angus31£12,083643,64449
Ayrshire66£12,767540,04795
Bedfordshire151£7,9571066,704276
Berkshire117£8,988960,253247
Blaenau Gwent16£13,525646,62434
Borders8£16,210436,0397
Bridgend26£9,991853,47944
Bristol113£8,795962,957243
Buckinghamshire143£9,463859,611235
Caerphilly14£5,7161088,25013
Cambridgeshire163£10,207861,506378
Cardiff48£13,926636,24669
Carmarthenshire11£11,067645,36217
Ceredigion1£10,995738,4092
Cheshire203£12,560745,621442
Clackmannanshire4£11,872653,2613
Conwy6£11,970761,14813
Cornwall31£11,099956,95448
County Antrim56£15,028539,932143
County Armagh29£13,221653,61337
County Down40£14,361636,85647
County Durham124£11,106758,939239
County Fermanagh2£8,4239125,0004
County Londonderry34£14,721646,85344
County Tyrone21£12,100765,87919
Cumbria48£15,141536,473112
Denbighshire2£10,493857,1072
Derbyshire146£12,079650,287311
Devon106£10,172854,482178
Dorset39£14,394629,774112
Dumfries & Galloway6£13,330643,0169
Dunbartonshire5£16,998324,3709
East Lothian1£5,9251129,6152
East Riding of Yorkshire51£12,276746,830104
East Sussex53£12,006644,13175
Essex235£10,826758,503503
Falkirk61£13,248962,01754
Fife47£13,308645,917102
Flintshire24£7,6691180,20421
Gloucestershire46£10,0761065,608101
Greater London345£9,377854,577715
Greater Manchester353£10,900755,556627
Gwynedd4£9,684855,57213
Hampshire200£11,162853,198355
Herefordshire10£11,361851,92820
Hertfordshire133£10,968752,858286
Highland22£13,815534,43339
Inverclyde3£8,0791064,99110
Isle of Anglesey8£14,991754,10428
Isle of Wight6£7,646970,4587
Kent136£11,063847,517323
Lanarkshire110£13,410539,710290
Lancashire238£10,119755,273487
Leicestershire128£11,960749,197278
Lincolnshire98£10,992749,058222
Merseyside128£11,155752,948273
Merthyr Tydfil29£14,104861,36621
Midlothian58£10,927752,75991
Monmouthshire11£6,5171168,39824
Moray11£16,159530,73323
Neath Port Talbot5£10,696851,5853
Newport31£12,445643,05779
Norfolk122£11,287854,042242
North Yorkshire141£13,508540,865263
Northamptonshire81£10,676757,795219
Northumberland21£12,479842,13262
Nottinghamshire126£12,339749,879298
Oxfordshire27£10,164857,54886
Pembrokeshire9£10,376750,05911
Perth & Kinross22£13,969538,34438
Powys4£14,743551,4563
Renfrewshire12£10,998747,20865
Rhondda Cynon Taf27£7,678966,04042
Rutland1£11,000553,469-
Shropshire44£12,718644,27686
Somerset76£13,017645,625124
South Yorkshire158£9,743863,847343
Staffordshire150£10,399855,337348
Stirling12£14,939541,89346
Suffolk93£13,000645,440193
Surrey129£9,782854,373259
Swansea37£12,809646,46357
Torfaen4£10,320766,8328
Tyne and Wear105£11,010754,382266
Vale of Glamorgan8£12,831843,67416
Warwickshire55£10,948754,182117
West Lothian22£9,693965,57555
West Midlands327£9,993858,636729
West Sussex70£11,232641,952154
West Yorkshire280£11,235751,031603
Wiltshire84£10,052861,573181
Worcestershire50£10,903754,432133
Wrexham15£10,413739,83628
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