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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,084£11,729752,26812,034
Aberdeen City11£13,065440,46950
Aberdeenshire13£13,573634,59922
Angus4£11,870739,72613
Antrim3£9,248855,01319
Ards6£10,939967,0414
Armagh4£6,16111100,7254
Ballymena11£12,648553,79218
Ballymoney1£19,595312,8302
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London25£15,146431,98241
Barnet - Greater London1£4,2151291,0483
Bedfordshire146£8,148967,177268
Belfast28£14,507639,04640
Berkshire124£8,420962,220235
Blaenau Gwent8£15,574329,8655
Brent - Greater London10£7,1161173,9817
Bristol106£8,454961,899252
Bromley - Greater London9£11,978643,25822
Buckinghamshire136£9,602960,307191
Caerphilly1£12,9911054,000-
Cambridgeshire185£9,980861,138332
Cardiff4£11,869647,2945
Carmarthenshire9£14,472434,0339
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire232£13,614641,031475
City of Edinburgh39£11,420744,33666
City of London - Greater London33£6,9591070,21460
Clackmannanshire2£11,247666,0233
Coleraine21£16,496328,77315
Conwy1£8,295967,00010
Cookstown1£12,490533,000-
Cornwall21£10,486856,69535
County Durham115£11,669754,577247
Craigavon18£16,023427,26126
Croydon - Greater London8£10,366966,90716
Cumbria54£14,139538,93898
Denbighshire2£7,9951161,0963
Derbyshire154£12,097648,103318
Derry1£44,995177,0005
Devon108£11,477747,494160
Dorset45£14,961631,20073
Down1£5,4951095,3001
Dumfries and Galloway5£11,996741,0779
Dundee City20£11,485759,53347
Dungannon4£8,8191099,8138
Ealing - Greater London11£7,109953,70022
East Ayrshire24£13,220538,95521
East Lothian1£10,999-42,6684
East Riding of Yorkshire14£12,432541,72341
East Sussex39£12,133748,68037
Enfield - Greater London8£7,027966,51610
Essex197£10,712756,867380
Falkirk61£13,950960,72564
Fermanagh4£10,862771,2453
Fife38£13,007644,41183
Flintshire3£7,9231199,2013
Glasgow City76£12,859542,389192
Gloucestershire26£10,262857,74090
Greater Manchester345£11,123754,173667
Gwynedd3£11,162647,86712
Hampshire141£11,183755,776338
Harrow - Greater London13£5,8141160,70122
Havering - Greater London65£8,635961,415160
Herefordshire15£9,573958,60221
Hertfordshire117£11,242753,422230
Highland22£14,934528,31635
Hillingdon - Greater London30£7,4141063,15357
Hounslow - Greater London8£10,971851,84027
Inverclyde5£7,6851062,59410
Isle of Anglesey8£9,388862,67117
Isle of Wight5£6,8951174,6729
Kent113£9,960958,683207
Kingston upon Thames - Greater London5£9,295845,24210
Lancashire246£10,701751,101463
Larne2£21,9731051,0003
Leicestershire123£11,603753,592302
Limavady2£9,720758,0002
Lincolnshire117£11,355746,884218
Lisburn15£17,503425,37734
Magherafelt1£13,995461,0001
Merseyside100£10,974754,533189
Merthyr Tydfil34£15,430757,71125
Merton - Greater London7£6,9361152,9156
Midlothian4£14,196539,5658
Monmouthshire2£4,3231279,45013
Moray12£14,950534,19518
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport6£13,130958,72614
Newry and Mourne6£14,5481080,5715
Newtownabbey17£16,524437,39328
Norfolk115£11,200755,426244
North Ayrshire18£10,458754,66030
North Down2£15,745226,8917
North Lanarkshire37£12,986537,96897
North Yorkshire146£14,425537,027234
Northamptonshire94£10,020862,452190
Northumberland19£11,639954,77752
Nottinghamshire90£12,591749,917246
Omagh5£15,994323,7845
Oxfordshire27£13,260642,19285
Pembrokeshire2£14,499423,1222
Perth and Kinross18£13,605541,66840
Redbridge - Greater London9£8,938973,11321
Renfrewshire24£13,543541,49565
Rhondda Cynon Taf29£7,1811067,67327
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72212
Shropshire39£11,236751,65276
Somerset61£12,613645,122120
South Ayrshire17£13,002535,17658
South Lanarkshire4£8,622965,625-
South Yorkshire184£11,145755,078407
Staffordshire128£11,214849,841245
Stirling13£15,373540,45148
Strabane3£12,232663,3335
Suffolk81£13,323646,116158
Surrey99£13,420641,768216
Sutton - Greater London5£9,937846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear118£11,455650,816258
Warwickshire30£11,422753,71770
West Dunbartonshire2£14,998527,87410
West Lothian22£12,259648,21238
West Midlands349£10,170857,379646
West Sussex42£12,474642,583115
West Yorkshire284£11,530749,705565
Wiltshire85£11,476750,696168
Worcestershire42£10,613852,333124
Wrexham1£14,750332,1411
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