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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,031£11,855752,20912,057
Aberdeen City10£13,412439,92549
Aberdeenshire11£13,460637,96523
Angus5£11,595737,91312
Antrim3£9,248855,01319
Ards4£8,2861279,7034
Armagh4£6,16111100,7254
Ballymena15£13,601445,60416
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London26£15,618329,90142
Barnet - Greater London1£4,2151291,0483
Bedfordshire140£8,420966,673270
Belfast30£14,483640,45840
Berkshire124£8,528961,686232
Blaenau Gwent8£15,574329,8655
Brent - Greater London10£7,1161173,98110
Bristol116£8,467961,530252
Bromley - Greater London9£11,927643,25822
Buckinghamshire126£9,705860,019196
Caerphilly1£12,9911054,000-
Cambridgeshire195£9,953861,779325
Cardiff4£11,869647,2945
Carmarthenshire9£14,472434,03310
Carrickfergus2£10,473783,7113
Ceredigion5£9,493774,9089
Cheshire222£13,613640,521479
City of Edinburgh41£11,228744,37069
City of London - Greater London31£6,6681071,96463
Clackmannanshire1£15,998341,0463
Coleraine23£16,452328,82214
Conwy2£9,145765,5009
Cookstown1£12,490533,000-
Cornwall19£10,274857,54235
County Durham116£11,620754,738243
Craigavon18£16,346325,32425
Croydon - Greater London8£10,379966,90716
Cumbria57£14,122539,86394
Denbighshire2£7,9951161,0963
Derbyshire152£12,175648,128309
Derry1£44,995177,0005
Devon106£11,214748,885162
Dorset44£14,649629,39474
Down1£5,4951095,3001
Dumfries and Galloway4£12,496836,3099
Dundee City19£11,854656,51046
Dungannon3£11,227872,4179
Ealing - Greater London11£7,109953,70023
East Ayrshire23£13,078539,80220
East Lothian1£10,999-49,2794
East Riding of Yorkshire13£12,666542,37341
East Sussex39£11,728748,21437
Enfield - Greater London8£7,041965,5539
Essex195£10,754756,703376
Falkirk60£14,038960,99365
Fermanagh4£10,862771,2453
Fife39£12,739645,41485
Flintshire3£7,9871199,2013
Glasgow City74£12,911643,852191
Gloucestershire28£10,395858,25387
Greater Manchester348£10,910755,170667
Gwynedd3£11,162647,86713
Hampshire139£10,458858,058340
Harrow - Greater London14£5,6951162,75621
Havering - Greater London66£8,279962,491158
Herefordshire13£9,119962,22620
Hertfordshire118£11,575751,944231
Highland22£15,343428,14234
Hillingdon - Greater London31£7,0941066,84559
Hounslow - Greater London9£10,414851,14528
Inverclyde5£7,7851062,59411
Isle of Anglesey7£9,303863,07916
Isle of Wight5£6,8951174,6729
Kent110£9,932958,827209
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire260£10,434752,083451
Larne1£29,9951670,0003
Leicestershire117£11,577754,217306
Limavady2£9,720758,0002
Lincolnshire115£11,249747,860221
Lisburn15£18,036423,60036
Magherafelt1£13,995461,0001
Merseyside102£11,235653,103190
Merthyr Tydfil33£15,485859,37124
Merton - Greater London6£6,6921163,7965
Midlothian4£14,196539,5358
Monmouthshire2£4,3731279,45013
Moray10£14,191638,70719
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport4£14,870964,13215
Newry and Mourne6£14,5481080,5715
Newtownabbey17£17,436327,81432
Norfolk114£11,322755,329240
North Ayrshire17£10,497755,27332
North Down2£15,745226,8918
North Lanarkshire36£13,114535,79498
North Yorkshire147£14,506536,440227
Northamptonshire86£10,256861,888195
Northumberland17£11,866953,95154
Nottinghamshire90£13,011749,125244
Omagh5£15,994323,7845
Oxfordshire26£13,356641,55687
Pembrokeshire2£14,499423,1222
Perth and Kinross17£13,423543,10042
Redbridge - Greater London8£8,681972,87721
Renfrewshire24£13,189543,53965
Rhondda Cynon Taf28£7,2841065,90630
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72213
Shropshire41£10,211855,72989
Somerset59£12,234746,294120
South Ayrshire17£13,090532,64257
South Lanarkshire4£8,622965,625-
South Yorkshire182£11,115754,403402
Staffordshire118£11,218850,939251
Stirling13£16,219436,17747
Strabane3£12,232663,3335
Suffolk84£13,172645,752163
Surrey95£13,860539,674215
Sutton - Greater London5£9,937846,3155
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear119£11,134651,725262
Warwickshire28£10,514755,78874
West Dunbartonshire3£15,331433,2359
West Lothian21£13,073540,49536
West Midlands347£10,338856,390646
West Sussex47£12,306642,617115
West Yorkshire274£11,575749,635570
Wiltshire81£12,193747,022166
Worcestershire39£10,614855,075126
Wrexham2£14,250429,993-
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