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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,002£11,529751,54213,814
Aberdeen City22£12,099742,35637
Aberdeenshire11£12,631643,54427
Angus7£14,781538,82920
Antrim7£11,719749,86119
Ards2£12,245845,2267
Armagh3£8,313982,8425
Ballymena15£12,724549,15220
Ballymoney3£11,278867,2683
Banbridge2£14,675322,0551
Barking & Dagenham - Greater London21£12,779537,18451
Barnet - Greater London16£15,166422,84631
Bedfordshire212£8,744966,643302
Belfast27£13,744647,58740
Berkshire124£8,7961062,437270
Bexley - Greater London14£8,795941,58336
Blaenau Gwent12£11,273645,35712
Brent - Greater London7£7,3371071,42912
Bristol149£9,086960,536246
Bromley - Greater London7£12,021643,34220
Buckinghamshire113£10,255858,382192
Caerphilly12£6,7771176,89116
Cambridgeshire204£10,273758,933395
Cardiff22£14,413532,25839
Carmarthenshire8£16,369331,54710
Carrickfergus3£9,147969,1404
Ceredigion13£8,627860,13027
Cheshire255£12,643744,180491
City of Edinburgh47£10,998752,97091
City of London - Greater London110£9,622852,535232
Clackmannanshire2£12,497633,6075
Coleraine22£14,948438,18016
Conwy5£10,894870,50014
Cookstown1£12,490533,0003
Cornwall21£8,781963,09147
County Durham116£11,111754,508211
Craigavon11£15,040435,96932
Croydon - Greater London14£7,5491072,85724
Cumbria46£15,563535,33591
Denbighshire2£13,323536,5354
Derbyshire150£12,148746,839357
Derry25£14,390756,24117
Devon123£10,937851,210176
Dorset31£12,547741,336107
Down2£6,995984,7504
Dumfries and Galloway7£11,067847,67415
Dundee City17£13,208645,96743
Dungannon7£12,423880,2719
Ealing - Greater London9£5,4161270,05830
East Ayrshire25£12,104649,17727
East Dunbartonshire3£14,998436,4032
East Lothian2£13,549-36,2583
East Riding of Yorkshire42£12,687750,25198
East Sussex42£12,663650,40570
Enfield - Greater London7£5,5551280,9068
Essex198£9,936860,943458
Falkirk64£13,366856,71260
Fermanagh4£11,993673,9743
Fife36£13,669641,20696
Flintshire4£7,7651169,0804
Glasgow City89£13,721541,649188
Gloucestershire40£11,626861,399103
Greater Manchester321£10,886854,446655
Greenwich - Greater London1£5,4901240,364-
Gwynedd4£9,871861,12412
Hampshire192£11,261854,001374
Harrow - Greater London15£6,0151162,16226
Havering - Greater London57£8,493858,294142
Herefordshire10£9,976853,54619
Hertfordshire122£10,820857,118225
Highland26£15,363431,36557
Hillingdon - Greater London33£7,2681069,59273
Hounslow - Greater London15£9,112958,44232
Inverclyde8£10,333848,68918
Isle of Anglesey20£11,637750,16921
Isle of Wight8£8,7831061,66611
Kent124£10,815853,686283
Kingston upon Thames - Greater London4£8,950863,02611
Lancashire235£10,503753,582454
Larne2£20,4931252,0004
Leicestershire144£12,522748,288365
Limavady2£10,493660,0002
Lincolnshire125£10,899852,799227
Lisburn14£12,501541,78828
Magherafelt1£13,995461,0006
Merseyside160£11,187751,719250
Merthyr Tydfil31£15,231867,73829
Merton - Greater London3£6,3561168,66714
Midlothian4£14,001541,52011
Monmouthshire9£5,8511186,20822
Moray9£16,828431,52922
Neath Port Talbot4£12,195633,0407
Newport38£11,453760,05750
Newry and Mourne8£14,089955,5366
Newtownabbey15£13,211650,56635
Norfolk145£11,137857,585250
North Ayrshire18£11,628647,00424
North Down6£9,0371073,3567
North Lanarkshire53£12,474643,608103
North Yorkshire120£14,773533,890279
Northamptonshire91£10,807755,996192
Northumberland43£13,751635,94972
Nottinghamshire145£13,651746,340316
Omagh9£15,837649,3324
Oxfordshire41£13,292640,64487
Pembrokeshire10£11,613650,8209
Perth and Kinross21£14,351638,61343
Powys2£15,146518,7632
Redbridge - Greater London14£8,9581052,28721
Renfrewshire36£13,845534,23768
Rhondda Cynon Taf35£7,7061063,42649
Richmond upon Thames - Greater London1£8,990838,3568
Scottish Borders8£18,495324,41221
Shropshire35£11,621749,22992
Somerset80£13,613641,303153
South Ayrshire31£12,828644,54566
South Lanarkshire7£12,712638,47517
South Yorkshire184£9,849861,870426
Staffordshire164£10,904848,036310
Stirling14£15,539425,23841
Strabane4£14,323448,3336
Suffolk124£13,336645,049195
Surrey124£11,543748,192261
Sutton - Greater London5£7,9291159,2607
Swansea12£9,527857,70527
The Vale of Glamorgan3£6,0831087,1002
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear121£11,509752,367282
Warwickshire44£11,986751,20296
West Dunbartonshire4£13,561541,98714
West Lothian23£13,008642,32431
West Midlands351£10,504854,862676
West Sussex55£10,692851,910103
West Yorkshire297£10,639851,531629
Wiltshire85£10,960855,773182
Worcestershire49£10,492861,407150
Wrexham8£8,152953,29019
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