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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,377£11,452751,63412,598
Aberdeen City14£12,072644,77140
Aberdeenshire9£12,106748,16425
Angus4£14,120545,34115
Antrim9£11,943654,64414
Ards5£8,3861178,2057
Armagh3£6,2321199,3005
Ballymena14£12,311551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London20£15,089428,17345
Barnet - Greater London16£15,921421,79728
Bedfordshire176£9,316963,337283
Belfast26£14,244642,85040
Berkshire116£8,8471060,864248
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent6£13,798436,9989
Brent - Greater London11£7,6691072,99412
Bristol143£9,362858,527242
Bromley - Greater London6£9,337767,36718
Buckinghamshire113£10,524857,420187
Caerphilly2£7,9931254,0002
Cambridgeshire197£10,040862,016355
Cardiff16£14,494529,45927
Carmarthenshire9£15,327432,7929
Carrickfergus3£9,147969,1404
Ceredigion6£8,770860,12221
Cheshire237£12,642745,748480
City of Edinburgh37£11,906746,08386
City of London - Greater London41£8,737959,92070
Clackmannanshire1£15,998323,2137
Coleraine19£15,622332,48919
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall16£7,952968,36138
County Durham107£11,588753,121222
Craigavon10£14,031638,59733
Croydon - Greater London12£11,178859,18413
Cumbria52£14,250643,41893
Denbighshire1£10,695746,4703
Derbyshire152£12,031747,791347
Derry13£17,528537,33514
Devon112£11,893745,782169
Dorset42£14,010631,13774
Down2£6,995984,7503
Dumfries and Galloway7£11,281847,67411
Dundee City19£13,933545,94340
Dungannon6£12,828979,8598
Ealing - Greater London11£5,3671270,32028
East Ayrshire21£11,675652,35924
East Lothian2£9,899925,3783
East Riding of Yorkshire28£11,910644,87061
East Sussex28£12,546752,92154
Enfield - Greater London9£6,4641175,8005
Essex192£11,223755,415393
Falkirk65£12,697858,94860
Fermanagh4£11,993673,9742
Fife31£14,157540,57293
Flintshire3£7,8901199,2014
Glasgow City89£13,663541,128203
Gloucestershire33£9,806866,30382
Greater Manchester318£10,502856,560637
Greenwich - Greater London1£5,4901240,364-
Gwynedd2£12,995630,00013
Hampshire150£10,488857,313357
Harrow - Greater London9£5,9091155,73220
Havering - Greater London69£9,119857,214170
Herefordshire11£11,564853,54818
Hertfordshire113£10,784857,391204
Highland18£16,440425,03051
Hillingdon - Greater London34£7,767965,95273
Hounslow - Greater London14£9,453859,78126
Inverclyde8£10,333848,68916
Isle of Anglesey19£11,579750,63318
Isle of Wight7£8,5661061,95713
Kent110£10,302855,806242
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire226£10,669753,130436
Larne2£20,4931252,0003
Leicestershire132£12,231749,877364
Limavady1£9,995750,0003
Lincolnshire118£11,532750,885234
Lisburn12£14,433641,22028
Merseyside139£11,588648,737231
Merthyr Tydfil34£15,673860,74228
Merton - Greater London4£6,8731162,7507
Midlothian6£13,500641,38612
Monmouthshire7£4,7031297,13615
Moray10£16,945427,82019
Neath Port Talbot3£9,163866,8608
Newport6£9,2981284,2317
Newry and Mourne8£13,990959,8225
Newtownabbey10£14,554544,22234
Norfolk141£11,222858,301238
North Ayrshire16£10,826749,30527
North Down3£11,728746,5205
North Lanarkshire46£12,655639,12697
North Yorkshire132£14,822534,160246
Northamptonshire83£10,202860,955194
Northumberland24£12,307844,07146
Nottinghamshire99£13,957747,354249
Omagh5£15,931330,2326
Oxfordshire34£12,997644,00982
Pembrokeshire3£13,164644,471-
Perth and Kinross19£13,784639,27643
Powys2£15,146518,7632
Redbridge - Greater London10£7,6201157,07719
Renfrewshire34£14,066534,61672
Rhondda Cynon Taf31£7,3701066,43243
Richmond upon Thames - Greater London2£10,488835,1248
Scottish Borders7£17,425319,85818
Shropshire36£11,204750,24489
Somerset62£12,429646,643144
South Ayrshire25£13,360539,22465
South Lanarkshire3£9,863954,8331
South Yorkshire199£10,618756,521387
Staffordshire131£11,576746,480294
Stirling18£13,619534,50338
Strabane3£12,498558,5726
Suffolk93£13,781643,479156
Surrey125£12,676644,112226
Sutton - Greater London4£9,724847,8267
Swansea7£6,1811078,91212
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£11,495657,0002
Tyne and Wear126£11,216752,686273
Warwickshire30£11,797752,07680
West Dunbartonshire5£13,988442,38113
West Lothian26£13,230639,55432
West Midlands359£10,428854,346665
West Sussex53£10,972848,163102
West Yorkshire302£11,255749,578589
Wiltshire93£10,825856,332171
Worcestershire40£10,026966,852129
Wrexham2£9,245916,1113
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