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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,368£11,494753,39012,544
Aberdeen City17£12,550543,94039
Aberdeenshire13£12,133748,22922
Angus3£18,328212,75217
Antrim7£12,526545,12217
Ards5£8,3451178,2057
Armagh3£6,2321199,3005
Ballymena14£11,876654,37020
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London21£13,902434,44642
Barnet - Greater London1£4,2151291,0487
Bedfordshire182£9,100965,062280
Belfast24£14,498544,72746
Berkshire118£8,3751062,948246
Blaenau Gwent7£14,870432,2627
Brent - Greater London12£8,1001070,49512
Bristol145£9,198959,423251
Bromley - Greater London7£12,648651,12419
Buckinghamshire121£10,513858,163190
Caerphilly2£7,9931254,0003
Cambridgeshire196£10,094760,376363
Cardiff15£14,076532,52815
Carmarthenshire10£15,244431,7338
Carrickfergus3£9,147969,1403
Ceredigion9£9,087762,70120
Cheshire239£12,452744,881482
City of Edinburgh38£11,561745,08184
City of London - Greater London40£7,8941062,28165
Clackmannanshire1£15,998323,2137
Coleraine19£15,494332,75018
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,572964,63531
County Durham123£11,420753,674218
Craigavon9£16,280322,62635
Croydon - Greater London12£11,224855,97713
Cumbria55£13,865542,99696
Denbighshire1£10,695746,4703
Derbyshire152£11,963646,699347
Derry3£19,8271158,1378
Devon106£12,036745,606176
Dorset41£14,403631,80377
Down1£5,9951095,3003
Dumfries and Galloway6£10,246951,92713
Dundee City17£12,955646,98145
Dungannon7£13,336974,0588
Ealing - Greater London8£5,7941163,06530
East Ayrshire19£11,476653,82323
East Lothian1£12,299-43,0864
East Riding of Yorkshire15£11,759642,05945
East Sussex29£12,731747,99149
Enfield - Greater London8£7,0611065,2086
Essex211£10,926755,509382
Falkirk65£12,959859,01661
Fermanagh3£9,995788,3673
Fife26£13,976539,57296
Flintshire3£8,0201199,2014
Glasgow City83£13,319543,607204
Gloucestershire35£10,007865,54384
Greater Manchester348£10,882854,650674
Gwynedd3£12,330645,60312
Hampshire152£10,845855,166349
Harrow - Greater London10£5,7691156,15920
Havering - Greater London75£9,243855,839172
Herefordshire12£11,292852,60617
Hertfordshire111£11,549753,312204
Highland15£16,262425,31151
Hillingdon - Greater London32£7,5441065,88674
Hounslow - Greater London13£9,778957,43927
Inverclyde5£8,534952,65813
Isle of Anglesey20£11,276750,74719
Isle of Wight7£8,5661061,95712
Kent106£9,933958,351226
Kingston upon Thames - Greater London5£8,466954,54111
Lancashire253£10,971752,489450
Larne1£29,9951670,0004
Leicestershire134£12,075750,019335
Limavady1£9,995750,0003
Lincolnshire122£11,474749,631239
Lisburn14£15,456539,01328
Magherafelt1£13,995461,0004
Merseyside105£11,187752,022198
Merthyr Tydfil34£15,763860,89829
Merton - Greater London3£7,6471156,0006
Midlothian6£15,067531,97013
Monmouthshire7£4,12512101,69316
Moray11£16,132430,43720
Neath Port Talbot3£9,163866,8607
Newham - Greater London1£5,7507145,024-
Newport6£14,4961062,7099
Newry and Mourne8£13,819959,8225
Newtownabbey13£14,268648,95732
Norfolk142£11,196857,854233
North Ayrshire16£10,779748,81927
North Down4£11,295657,1405
North Lanarkshire47£13,121535,72797
North Yorkshire140£14,730535,530239
Northamptonshire75£10,258860,758201
Northumberland23£12,861741,01447
Nottinghamshire102£13,635752,967245
Omagh4£16,119319,5267
Oxfordshire28£13,564538,91486
Pembrokeshire3£12,998644,471-
Perth and Kinross15£13,427641,60845
Redbridge - Greater London11£7,0691162,77919
Renfrewshire28£14,370531,43475
Rhondda Cynon Taf29£7,2441064,33645
Richmond upon Thames - Greater London3£8,453939,6608
Scottish Borders5£16,197423,21121
Shropshire38£10,845753,41484
Somerset65£12,263748,372141
South Ayrshire28£13,128538,40164
South Lanarkshire3£9,797954,8331
South Yorkshire207£10,606755,388393
Staffordshire131£11,025849,395279
Stirling21£13,006534,66238
Strabane2£11,500672,5007
Suffolk96£12,845647,667159
Surrey118£12,363645,079235
Sutton - Greater London3£11,282644,0247
Swansea9£6,5591068,31313
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£10,995657,0002
Tyne and Wear131£11,645751,384276
Warwickshire28£11,209756,46676
West Dunbartonshire5£15,148437,36413
West Lothian22£14,081538,22432
West Midlands344£10,476855,555647
West Sussex54£11,014745,782101
West Yorkshire288£10,773751,672601
Wiltshire84£10,752855,541182
Worcestershire36£9,958964,503136
Wrexham2£9,245956,5702
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