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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

6,867 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,738£11,611752,02213,699
Aberdeenshire28£13,170539,59970
Angus34£11,490649,44148
Ayrshire67£11,923544,95099
Bedfordshire146£7,8501067,915269
Berkshire122£8,643960,895249
Blaenau Gwent17£12,091657,71532
Borders9£17,277429,6587
Bridgend19£11,660645,02253
Bristol111£8,387964,274237
Buckinghamshire142£9,043960,311231
Caerphilly11£6,876987,64014
Cambridgeshire176£10,182860,600355
Cardiff42£14,107532,07975
Carmarthenshire9£13,083439,74619
Ceredigion1£10,995738,4092
Cheshire203£12,315744,929444
Clackmannanshire2£7,745874,5006
Conwy8£13,307654,62312
Cornwall32£11,381961,02357
County Antrim52£15,536540,181136
County Armagh30£13,176656,67940
County Down41£14,802535,56851
County Durham122£10,460759,600243
County Fermanagh2£8,4239125,0004
County Londonderry40£14,534544,52441
County Tyrone20£11,910867,53718
Cumbria43£14,954536,656118
Denbighshire3£11,160745,3382
Derbyshire142£11,841649,190327
Devon111£10,673851,359168
Dorset43£13,380633,172108
Dumfries & Galloway8£12,434645,6597
Dunbartonshire4£16,123327,8808
East Lothian2£10,375832,4413
East Riding of Yorkshire48£12,812744,981106
East Sussex52£12,230743,21882
Essex226£11,334755,928506
Falkirk59£13,369961,78148
Fife54£14,179641,850102
Flintshire23£7,0501182,88022
Gloucestershire47£11,515960,669107
Greater London346£9,531854,689704
Greater Manchester338£10,774755,066609
Gwynedd3£9,328861,09614
Hampshire188£10,917854,143374
Herefordshire17£10,985846,95516
Hertfordshire139£10,998753,982284
Highland23£12,388541,87040
Inverclyde1£8,2501184,0008
Isle of Anglesey12£15,810642,83825
Isle of Wight5£8,996864,4209
Kent141£10,393852,009317
Lanarkshire119£13,298539,416267
Lancashire245£10,184756,004497
Leicestershire118£12,075747,671286
Lincolnshire107£12,066643,859224
Merseyside127£12,152751,792258
Merthyr Tydfil28£14,602756,88023
Midlothian62£11,212753,67496
Monmouthshire7£7,6061067,28018
Moray11£17,869525,96722
Neath Port Talbot5£10,496851,5853
Newport24£11,606646,57479
Norfolk123£11,180753,777233
North Yorkshire130£13,576641,824279
Northamptonshire87£10,302760,018205
Northumberland25£12,586741,96257
Nottinghamshire140£12,231751,061284
Oxfordshire26£11,405757,99975
Pembrokeshire5£11,479636,83216
Perth & Kinross22£14,280440,64738
Powys4£14,493551,4563
Renfrewshire13£13,536537,77860
Rhondda Cynon Taf32£8,516858,51940
Rutland1£10,300553,469-
Shropshire41£12,682644,97584
Somerset64£12,396745,467127
South Yorkshire171£9,723865,906336
Staffordshire160£9,926857,500357
Stirling12£15,151540,81248
Suffolk102£13,106644,030176
Surrey126£9,473854,745256
Swansea37£13,489638,57563
Torfaen4£8,821883,1538
Tyne and Wear113£12,000754,711262
Vale of Glamorgan9£12,352639,08519
Warwickshire57£11,186754,291113
West Lothian22£8,471971,10660
West Midlands317£10,494854,749732
West Sussex78£11,242643,740148
West Yorkshire257£11,100751,414608
Wiltshire84£10,490857,987156
Worcestershire46£9,814854,527129
Wrexham13£10,329740,74828
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