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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,440£11,392752,32812,823
Aberdeen City14£11,919547,16741
Aberdeenshire10£11,395750,94724
Angus3£14,495544,12616
Antrim8£13,305447,09215
Ards5£8,3861178,2057
Armagh3£6,2321199,3005
Ballymena13£12,628546,37919
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London19£15,385427,32045
Barnet - Greater London16£15,894423,46828
Bedfordshire181£9,346963,230287
Belfast26£14,323642,67844
Berkshire116£8,720961,562258
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent6£13,798436,9989
Brent - Greater London11£7,6601072,99412
Bristol145£9,103960,003253
Bromley - Greater London6£11,011662,58419
Buckinghamshire116£10,246958,075188
Caerphilly2£7,9931254,0002
Cambridgeshire199£10,094861,491365
Cardiff14£14,411528,49015
Carmarthenshire9£15,716330,0708
Carrickfergus3£9,147969,1404
Ceredigion8£9,087861,90921
Cheshire247£12,757744,514487
City of Edinburgh37£11,460749,24686
City of London - Greater London46£8,988956,28772
Clackmannanshire1£15,998323,2137
Coleraine20£15,666332,72519
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,013967,60538
County Durham109£11,341754,293227
Craigavon9£13,803539,27135
Croydon - Greater London12£11,257855,89413
Cumbria52£14,500642,45695
Denbighshire1£10,695746,4703
Derbyshire155£12,073647,093355
Derry13£17,384537,33513
Devon116£11,892745,414168
Dorset39£14,288634,02079
Down2£6,995984,7503
Dumfries and Galloway8£10,746849,83711
Dundee City22£13,465645,68340
Dungannon6£12,828979,8598
Ealing - Greater London11£5,2761270,32028
East Ayrshire21£11,647652,35924
East Lothian2£9,899925,3784
East Riding of Yorkshire24£11,930645,12161
East Sussex30£12,416751,42953
Enfield - Greater London9£6,4311175,8025
Essex200£11,124755,048402
Falkirk67£12,652858,37559
Fermanagh3£9,995788,3673
Fife26£13,938540,56597
Flintshire3£7,8901199,2014
Glasgow City91£13,358542,880203
Gloucestershire37£11,045861,30983
Greater Manchester321£10,599855,720631
Greenwich - Greater London1£5,4901240,364-
Gwynedd2£12,995630,00013
Hampshire154£10,909854,947359
Harrow - Greater London9£5,9091155,73220
Havering - Greater London77£9,232856,535172
Herefordshire13£11,307851,85718
Hertfordshire107£11,060755,224211
Highland16£16,370425,35553
Hillingdon - Greater London30£7,935963,86276
Hounslow - Greater London14£9,649958,19626
Inverclyde6£9,445947,02017
Isle of Anglesey19£11,579750,63318
Isle of Wight7£8,5661061,95713
Kent102£10,382856,072232
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire250£10,719752,941453
Larne2£20,4931252,0003
Leicestershire139£12,463748,330364
Limavady1£9,995750,0003
Lincolnshire121£11,527750,697242
Lisburn14£15,528539,01329
Merseyside110£11,272750,210220
Merthyr Tydfil34£15,763860,89829
Merton - Greater London3£7,6471156,0008
Midlothian5£13,081637,83513
Monmouthshire8£5,1211192,98115
Moray11£16,132430,43719
Neath Port Talbot3£9,163866,8608
Newham - Greater London1£5,7507145,024-
Newport5£15,1361063,4109
Newry and Mourne8£13,819959,8225
Newtownabbey11£13,875546,83135
Norfolk140£11,263857,553242
North Ayrshire17£10,838749,22827
North Down4£11,295657,1405
North Lanarkshire49£12,816638,17496
North Yorkshire132£14,847533,580249
Northamptonshire82£9,920861,789202
Northumberland22£13,036740,12849
Nottinghamshire97£13,951751,140258
Omagh4£16,119319,5267
Oxfordshire30£14,163537,62289
Pembrokeshire3£13,164644,471-
Perth and Kinross18£14,039637,83544
Powys2£15,146518,7632
Redbridge - Greater London12£7,7661060,11718
Renfrewshire31£14,115533,35073
Rhondda Cynon Taf31£7,3571065,37543
Richmond upon Thames - Greater London3£8,453939,6608
Scottish Borders8£16,828421,73819
Shropshire38£10,934752,64385
Somerset65£12,107747,951144
South Ayrshire26£13,576537,88565
South Lanarkshire3£9,797954,8331
South Yorkshire209£10,716755,605393
Staffordshire142£11,181747,835288
Stirling20£13,857533,93437
Strabane2£11,500672,5007
Suffolk96£13,170645,448160
Surrey118£12,092646,475240
Sutton - Greater London4£9,674847,8266
Swansea9£6,2241076,72412
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£11,495657,0002
Tyne and Wear127£11,267752,189280
Warwickshire25£12,160752,86985
West Dunbartonshire5£15,188437,36414
West Lothian26£12,783646,05735
West Midlands367£10,571853,916694
West Sussex50£11,102746,156106
West Yorkshire303£11,204749,910604
Wiltshire90£11,099854,295182
Worcestershire37£9,992965,758133
Wrexham2£9,245916,1113
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