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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,063£11,776753,31112,159
Aberdeen City15£13,383544,87447
Aberdeenshire12£14,234633,23222
Angus6£12,828638,30713
Antrim4£10,099753,96119
Ards7£9,361967,2444
Armagh5£5,92811103,7801
Ballymena11£12,601550,25319
Ballymoney1£19,595312,8303
Barking & Dagenham - Greater London22£14,442533,60041
Barnet - Greater London1£4,2151291,048-
Bedfordshire142£8,283966,133276
Belfast29£15,005540,92944
Berkshire115£8,867957,776242
Bexley - Greater London2£6,3981174,9002
Blaenau Gwent9£14,409441,8885
Brent - Greater London11£7,0601173,6796
Bristol118£8,206962,598244
Bromley - Greater London9£13,009642,61822
Buckinghamshire144£9,425860,725183
Caerphilly1£12,9911054,000-
Cambridgeshire191£9,777862,175348
Cardiff3£12,692548,0835
Carmarthenshire8£14,533434,00010
Carrickfergus2£10,473783,7113
Ceredigion3£9,493673,1809
Cheshire242£13,393641,437470
City of Edinburgh35£11,419746,48470
City of London - Greater London29£7,6851067,83260
Clackmannanshire4£12,622554,8723
Coleraine17£15,968432,56921
Cornwall25£11,068859,60833
County Durham105£11,052758,547263
Craigavon18£14,733431,93822
Croydon - Greater London9£11,542759,06815
Cumbria54£14,283539,20398
Denbighshire1£7,995965,1924
Derbyshire157£12,075648,801321
Derry1£44,995177,0004
Devon105£10,774749,614174
Dorset39£15,269629,56283
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6898
Dundee City23£11,565655,49742
Dungannon4£7,9599104,75010
Ealing - Greater London11£6,790947,24520
East Ayrshire20£12,897539,87526
East Lothian1£11,599724,2264
East Riding of Yorkshire10£11,382650,40938
East Sussex36£12,736643,72243
Enfield - Greater London7£5,7341071,96310
Essex199£11,061757,788384
Falkirk59£13,883961,19959
Fermanagh2£6,9959125,0004
Fife40£13,367643,95479
Flintshire4£6,94310102,8443
Glasgow City79£13,181541,128192
Gloucestershire34£11,770856,85084
Greater Manchester354£10,801755,258671
Gwynedd4£10,371853,71912
Hampshire143£10,929756,216344
Harrow - Greater London13£6,3351158,13222
Havering - Greater London65£8,411961,004158
Herefordshire15£8,959962,95820
Hertfordshire115£11,717751,451224
Highland23£14,823429,06834
Hillingdon - Greater London33£7,3471065,11350
Hounslow - Greater London10£9,647960,63724
Inverclyde5£7,6251062,5949
Isle of Anglesey9£9,176869,22817
Isle of Wight5£7,5951060,5478
Kent117£10,761953,948212
Kingston upon Thames - Greater London5£9,247845,2429
Lancashire238£10,525751,167488
Larne1£29,9951670,0004
Leicestershire124£12,388749,165287
Limavady1£9,995750,0002
Lincolnshire105£11,375748,065217
Lisburn15£18,136422,41734
Magherafelt1£13,995461,0001
Merseyside114£10,797756,464185
Merthyr Tydfil30£14,609759,10626
Merton - Greater London6£7,2291048,9257
Midlothian4£14,141539,5657
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66419
Neath Port Talbot4£8,2451072,9621
Newham - Greater London1£5,7507145,024-
Newport3£16,431734,96216
Newry and Mourne6£14,4081080,5715
Newtownabbey13£17,018428,92634
Norfolk117£11,385754,515245
North Ayrshire18£10,256753,20925
North Down2£15,245226,8916
North Lanarkshire34£14,340535,67099
North Yorkshire146£14,139537,901232
Northamptonshire97£10,453761,776202
Northumberland20£11,505954,24855
Nottinghamshire89£12,551754,287237
Omagh4£16,994322,0966
Oxfordshire29£13,627538,58385
Pembrokeshire2£14,499423,1222
Perth and Kinross19£15,220433,18542
Redbridge - Greater London10£7,3001073,89025
Renfrewshire25£12,190645,20365
Rhondda Cynon Taf25£6,5601071,42832
Richmond upon Thames - Greater London1£12,985443,4237
Scottish Borders5£15,587443,32611
Shropshire41£11,016752,44976
Somerset70£11,879750,067119
South Ayrshire17£13,826532,20453
South Lanarkshire5£10,457857,7851
South Yorkshire180£10,804758,271411
Staffordshire132£11,111849,670255
Stirling16£14,678538,97645
Strabane2£12,123650,0005
Suffolk74£12,410648,886165
Surrey101£12,927643,750216
Sutton - Greater London4£9,673847,9696
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear114£11,436651,387257
Warwickshire28£11,112758,81877
West Dunbartonshire1£16,998326,93111
West Lothian19£11,286659,76539
West Midlands349£9,673860,581655
West Sussex47£14,006639,103114
West Yorkshire262£11,590749,531596
Wiltshire79£11,176754,465178
Worcestershire36£10,351855,940125
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