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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,113£11,796752,55311,885
Aberdeen City14£12,473650,28645
Aberdeenshire11£12,778643,70123
Angus5£12,895632,46711
Antrim5£8,988862,93917
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,823445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London26£14,895431,37739
Barnet - Greater London1£4,2151291,0484
Bedfordshire148£8,571967,210272
Belfast33£14,487541,80840
Berkshire129£8,816960,890223
Blaenau Gwent9£15,454328,9516
Brent - Greater London10£7,1581173,98110
Bristol121£8,962958,942250
Bromley - Greater London9£11,784643,25824
Buckinghamshire121£9,756959,841196
Caerphilly1£13,4911054,000-
Cambridgeshire189£10,085861,225331
Cardiff4£11,894647,2947
Carmarthenshire10£14,625432,3839
Carrickfergus1£15,450574,4214
Ceredigion4£9,493672,1359
Cheshire229£13,495641,665464
City of Edinburgh32£11,186746,19469
City of London - Greater London35£7,6671065,35360
Coleraine23£16,560327,75813
Conwy2£9,645765,50010
Cookstown1£12,490533,0001
Cornwall20£10,039857,87630
County Durham114£11,108757,795233
Craigavon15£16,794323,18425
Croydon - Greater London8£10,417966,90717
Cumbria59£13,966541,21089
Denbighshire2£7,9951161,0963
Derbyshire158£12,375647,620302
Derry1£44,995177,0006
Devon112£11,088749,329155
Dorset45£14,618533,68073
Down1£5,9951095,3001
Dumfries and Galloway4£13,870930,1269
Dundee City20£11,646753,88444
Dungannon5£11,2341096,6509
Ealing - Greater London11£6,4581053,41724
East Ayrshire19£11,789646,12620
East Lothian1£10,999-49,2794
East Riding of Yorkshire12£12,306545,07040
East Sussex36£11,416752,84939
Enfield - Greater London5£5,7981071,47010
Essex200£10,861755,136381
Falkirk57£13,795963,58965
Fermanagh4£11,095771,2453
Fife34£12,477745,59684
Flintshire3£8,0201199,2013
Glasgow City80£12,933643,983185
Gloucestershire31£11,317757,06186
Greater Manchester354£10,976753,999657
Gwynedd3£11,162647,86713
Hampshire158£10,409856,584324
Harrow - Greater London15£5,8511158,28620
Havering - Greater London60£8,800957,985159
Herefordshire12£9,671958,40920
Hertfordshire117£11,166754,370220
Highland21£15,791426,94135
Hillingdon - Greater London30£6,9791068,83958
Hounslow - Greater London9£10,414851,14530
Inverclyde4£7,7931057,24213
Isle of Anglesey10£9,559861,18515
Isle of Wight6£7,5781074,2718
Kent99£9,750960,615213
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire261£10,590751,547439
Larne1£29,9951670,0003
Leicestershire132£11,922753,109305
Limavady2£9,720758,0003
Lincolnshire121£11,321747,282217
Lisburn18£17,413423,42434
Magherafelt1£13,995461,0002
Merseyside104£10,964753,988190
Merthyr Tydfil32£15,618861,10625
Merton - Greater London5£7,6671059,3465
Midlothian4£14,196539,53510
Monmouthshire4£2,9341592,97010
Moray10£14,291638,68521
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport4£15,071855,51614
Newry and Mourne5£15,1841058,5316
Newtownabbey20£16,871430,79929
Norfolk120£11,407753,475235
North Ayrshire17£10,485756,08830
North Down3£13,828433,2717
North Lanarkshire40£12,976535,86398
North Yorkshire141£14,156538,340213
Northamptonshire91£9,828862,944191
Northumberland22£11,599951,67548
Nottinghamshire84£12,685751,517245
Omagh5£15,994323,7845
Oxfordshire25£12,908640,91592
Pembrokeshire2£14,999422,1051
Perth and Kinross17£14,729537,92542
Redbridge - Greater London9£7,5611080,80519
Renfrewshire22£12,314645,30569
Rhondda Cynon Taf29£7,2331064,75537
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257332,99812
Shropshire42£10,344854,99583
Somerset68£12,674644,377121
South Ayrshire19£12,912536,48056
South Lanarkshire4£8,622965,625-
South Yorkshire181£11,591751,917393
Staffordshire117£10,602851,479242
Stirling15£15,756435,79647
Strabane2£12,000650,0005
Suffolk82£12,921647,225160
Surrey95£14,031638,286216
Sutton - Greater London3£11,282644,0245
Swansea8£8,062873,0459
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear126£11,268751,588254
Warwickshire32£10,242858,59771
West Dunbartonshire4£14,186542,25710
West Lothian18£13,283540,48133
West Midlands344£10,298856,475624
West Sussex43£11,011745,531113
West Yorkshire267£11,220751,318574
Wiltshire85£12,134749,811168
Worcestershire37£10,919853,447129
Wrexham2£14,350429,968-
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