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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,050£11,862752,32912,109
Aberdeen City11£13,193438,95051
Aberdeenshire11£13,460637,96523
Angus5£11,595737,91312
Antrim4£8,435961,12618
Ards4£8,2861279,7035
Armagh4£6,16111100,7254
Ballymena15£13,702445,60416
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London27£15,551330,15341
Barnet - Greater London1£4,2151291,0483
Bedfordshire143£8,461966,797268
Belfast31£14,387541,48441
Berkshire125£8,761961,114230
Blaenau Gwent8£15,574329,8655
Brent - Greater London10£7,1371173,98110
Bristol119£8,538960,958248
Bromley - Greater London10£13,039538,93321
Buckinghamshire128£9,599960,286196
Caerphilly1£13,4911054,000-
Cambridgeshire196£9,799862,395325
Cardiff4£11,869647,2947
Carmarthenshire9£14,472434,03310
Carrickfergus1£15,450574,4213
Ceredigion5£9,493774,9089
Cheshire227£13,512640,570476
City of Edinburgh38£11,321744,06472
City of London - Greater London33£6,8631071,43261
Clackmannanshire1£15,998341,0464
Coleraine22£16,564328,65815
Conwy2£9,645765,50010
Cookstown1£12,490533,000-
Cornwall19£10,274857,54236
County Durham113£11,642753,596248
Craigavon18£16,355325,32425
Croydon - Greater London8£10,379966,90716
Cumbria56£14,252539,73594
Denbighshire2£7,9951161,0963
Derbyshire160£12,369647,293306
Derry1£44,995177,0005
Devon105£11,331748,799160
Dorset44£14,672629,05476
Down1£5,4951095,3001
Dumfries and Galloway4£12,496836,3099
Dundee City19£11,854656,51046
Dungannon3£11,227872,4179
Ealing - Greater London12£6,6831056,80822
East Ayrshire20£12,415641,74420
East Lothian1£10,999-49,2794
East Riding of Yorkshire13£12,666542,36241
East Sussex41£11,331750,24539
Enfield - Greater London8£7,041965,55310
Essex196£10,821756,251375
Falkirk60£14,014961,03564
Fermanagh4£10,862771,2453
Fife39£12,739645,41485
Flintshire3£8,0201199,2013
Glasgow City72£13,114543,109193
Gloucestershire28£10,395858,25388
Greater Manchester338£11,053753,450666
Gwynedd3£11,162647,86713
Hampshire141£10,420858,285341
Harrow - Greater London14£5,6951162,75621
Havering - Greater London69£8,150962,643156
Herefordshire13£9,157962,22620
Hertfordshire113£11,559752,052233
Highland22£15,367428,14236
Hillingdon - Greater London32£6,9441067,03758
Hounslow - Greater London9£10,414851,14529
Inverclyde5£7,7851062,59411
Isle of Anglesey7£9,303863,07916
Isle of Wight5£6,8951174,6729
Kent107£9,999958,845212
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire261£10,408751,926449
Larne1£29,9951670,0003
Leicestershire120£11,684753,757311
Limavady2£9,720758,0002
Lincolnshire117£11,490746,498221
Lisburn15£17,576425,98737
Magherafelt1£13,995461,0001
Merseyside106£11,144753,609193
Merthyr Tydfil33£15,485859,37125
Merton - Greater London6£6,6921163,7965
Midlothian4£14,196539,5358
Monmouthshire2£4,3731279,45013
Moray10£14,191638,70719
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport4£14,870964,13215
Newry and Mourne6£14,5481080,5715
Newtownabbey18£17,278327,39031
Norfolk115£11,509755,668238
North Ayrshire15£10,563755,24532
North Down3£13,828433,2717
North Lanarkshire36£12,864536,26098
North Yorkshire143£14,507537,318226
Northamptonshire85£10,434761,290198
Northumberland17£11,719954,38653
Nottinghamshire87£12,966749,462248
Omagh5£15,994323,7845
Oxfordshire24£13,085540,17891
Pembrokeshire3£14,832421,9501
Perth and Kinross16£13,981540,79442
Redbridge - Greater London8£8,681972,87721
Renfrewshire24£13,209543,53969
Rhondda Cynon Taf29£7,3021066,04633
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72213
Shropshire40£10,241855,31488
Somerset60£12,253745,845121
South Ayrshire17£13,090532,64257
South Lanarkshire4£8,622965,625-
South Yorkshire181£11,238753,342404
Staffordshire115£11,060851,329252
Stirling13£16,219436,17748
Strabane3£12,232663,3335
Suffolk85£13,216645,467163
Surrey96£13,885539,507216
Sutton - Greater London5£9,937846,3155
Swansea8£8,093872,31510
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear123£11,193651,214259
Warwickshire31£10,159759,40373
West Dunbartonshire3£15,331433,23511
West Lothian21£13,821537,70034
West Midlands343£10,498856,299656
West Sussex46£12,595641,254115
West Yorkshire274£11,571749,972576
Wiltshire83£12,052747,823167
Worcestershire40£10,328855,460124
Wrexham2£14,250429,993-
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