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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,409£11,505751,67312,442
Aberdeen City16£12,288643,34438
Aberdeenshire9£12,106748,16425
Angus4£14,120545,34115
Antrim10£11,748659,67913
Ards5£8,6061178,2057
Armagh4£7,4981084,6074
Ballymena14£12,311551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London17£14,060535,25844
Barnet - Greater London14£15,329423,67728
Bedfordshire181£9,263963,764276
Belfast26£13,917645,19639
Berkshire117£8,7541062,035245
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent6£13,798436,9989
Brent - Greater London10£7,996974,63312
Bristol144£9,234959,187239
Bromley - Greater London6£9,299767,36718
Buckinghamshire117£10,681855,816181
Caerphilly2£7,9931254,0002
Cambridgeshire198£10,032861,821349
Cardiff16£14,494529,45927
Carmarthenshire9£15,327432,7929
Carrickfergus3£9,147969,1404
Ceredigion6£8,770860,12221
Cheshire243£12,568745,996472
City of Edinburgh36£11,751747,13387
City of London - Greater London40£8,819959,66870
Clackmannanshire1£15,998323,2137
Coleraine20£15,813331,47818
Conwy4£8,0701070,25013
Cookstown1£12,490533,0001
Cornwall17£7,9541068,69137
County Durham110£11,516753,201217
Craigavon10£14,031638,59733
Croydon - Greater London12£11,219859,18413
Cumbria51£14,335543,25495
Denbighshire1£10,695746,4703
Derbyshire153£12,119747,672341
Derry13£17,528537,33514
Devon114£11,818746,868166
Dorset41£14,502634,73773
Down2£6,995984,7503
Dumfries and Galloway7£11,281847,67411
Dundee City17£13,720646,42941
Dungannon6£12,828979,8598
Ealing - Greater London9£4,9271266,61428
East Ayrshire22£11,785651,79323
East Lothian1£12,299-7,6693
East Riding of Yorkshire29£10,437756,15961
East Sussex29£12,744753,28453
Enfield - Greater London9£6,4641175,8005
Essex202£11,273755,188383
Falkirk65£12,702858,94860
Fermanagh4£11,993673,9742
Fife31£14,093541,79292
Flintshire3£7,8901199,2014
Glasgow City92£13,549541,866200
Gloucestershire32£9,624867,48782
Greater Manchester309£10,414856,658635
Greenwich - Greater London1£5,4901240,364-
Gwynedd2£12,995630,00013
Hampshire151£10,539856,808354
Harrow - Greater London9£5,9151155,73220
Havering - Greater London70£8,947957,611167
Herefordshire11£11,564853,54818
Hertfordshire110£10,799857,466204
Highland19£16,912323,71350
Hillingdon - Greater London35£8,369962,85371
Hounslow - Greater London15£9,639859,10325
Inverclyde8£10,333848,68916
Isle of Anglesey19£11,579750,63318
Isle of Wight7£8,5661061,95713
Kent111£10,322855,573238
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire226£10,690752,864434
Larne2£20,4931252,0003
Leicestershire135£12,172750,450360
Limavady2£10,493660,0002
Lincolnshire118£11,518751,320232
Lisburn10£15,361637,50128
Magherafelt1£13,995461,0004
Merseyside142£11,493649,013227
Merthyr Tydfil35£15,686759,36427
Merton - Greater London3£7,5971156,0008
Midlothian6£13,500641,38612
Monmouthshire8£4,36412102,36914
Moray11£16,313431,53218
Neath Port Talbot4£9,820866,8607
Newport7£9,3691184,2676
Newry and Mourne8£13,990959,8225
Newtownabbey11£13,957545,93833
Norfolk138£11,038859,134235
North Ayrshire16£10,869749,30527
North Down3£11,728746,5205
North Lanarkshire47£12,653639,24096
North Yorkshire133£15,037533,687242
Northamptonshire88£10,295859,147189
Northumberland23£12,453844,19646
Nottinghamshire102£13,247750,213242
Omagh5£15,931330,2326
Oxfordshire37£13,062642,76779
Pembrokeshire3£13,164644,471-
Perth and Kinross18£13,605640,25944
Powys2£15,146518,7632
Redbridge - Greater London11£7,1601159,16118
Renfrewshire34£14,098534,61672
Rhondda Cynon Taf29£7,4091066,46643
Richmond upon Thames - Greater London2£10,488835,1248
Scottish Borders7£17,425319,85818
Shropshire36£11,525749,70988
Somerset65£12,184746,679140
South Ayrshire26£13,519538,66063
South Lanarkshire3£9,863954,8331
South Yorkshire199£10,746756,606381
Staffordshire134£11,283848,130290
Stirling17£13,573534,31538
Strabane4£14,198448,3335
Suffolk93£13,798642,761155
Surrey125£12,709643,581223
Sutton - Greater London4£9,724847,8267
Swansea7£6,1811078,91212
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£11,995657,0002
Tyne and Wear125£11,237752,623272
Warwickshire29£11,736751,97580
West Dunbartonshire5£13,988442,38113
West Lothian25£13,303639,48832
West Midlands352£10,551853,765661
West Sussex52£11,347746,654101
West Yorkshire300£11,055750,238580
Wiltshire90£10,807856,276172
Worcestershire39£10,002967,155129
Wrexham2£9,245916,1113
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