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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,797£11,559751,79913,918
Aberdeenshire29£13,759536,10069
Angus30£12,239646,21550
Ayrshire66£12,831538,858103
Bedfordshire153£7,8351068,283291
Berkshire119£9,285958,050250
Blaenau Gwent17£13,383646,99535
Borders7£16,210433,0447
Bridgend25£10,551750,72848
Bristol129£8,607962,214235
Buckinghamshire148£9,333861,086230
Caerphilly14£5,8731088,25014
Cambridgeshire193£10,751858,634351
Cardiff45£14,496535,32277
Carmarthenshire10£11,275644,69218
Ceredigion1£10,995738,4092
Cheshire213£12,441745,525449
Clackmannanshire4£11,872653,2615
Conwy6£11,970761,14814
Cornwall29£10,348857,18848
County Antrim54£14,672543,895135
County Armagh25£13,012756,57639
County Down44£13,864539,38443
County Durham107£10,604861,841250
County Fermanagh2£8,4239125,0004
County Londonderry33£15,384646,40051
County Tyrone20£12,434762,88622
Cumbria49£14,766539,223113
Denbighshire2£10,493857,1073
Derbyshire143£11,923650,550324
Devon101£10,253852,867184
Dorset43£14,206630,012102
Dumfries & Galloway6£13,330643,0169
Dunbartonshire4£16,498323,7529
East Lothian1£5,9251129,6153
East Riding of Yorkshire56£11,807748,95399
East Sussex50£12,548643,15876
Essex241£11,144755,440504
Falkirk61£13,110963,52255
Fife46£13,676644,854107
Flintshire25£7,5681179,03624
Gloucestershire47£10,371962,62796
Greater London344£9,363854,225717
Greater Manchester348£11,194753,943654
Gwynedd3£11,245848,33314
Hampshire188£10,891855,095360
Herefordshire12£10,484955,12421
Hertfordshire134£11,557750,507283
Highland19£13,918535,33744
Inverclyde3£6,9131179,3459
Isle of Anglesey10£15,889647,32727
Isle of Wight6£6,9781069,2908
Kent148£11,333847,484322
Lanarkshire110£13,246537,218289
Lancashire238£10,202754,843494
Leicestershire125£12,039747,952287
Lincolnshire105£11,259850,658227
Merseyside132£11,205653,171280
Merthyr Tydfil27£14,740759,55822
Midlothian53£10,710754,00593
Monmouthshire11£6,8481162,27624
Moray10£14,745533,31322
Neath Port Talbot4£10,496855,8763
Newport30£12,337642,91683
Norfolk117£11,299753,129252
North Yorkshire145£14,030538,941259
Northamptonshire83£10,602757,892215
Northumberland23£12,641844,35966
Nottinghamshire128£11,844751,667298
Oxfordshire27£11,116856,43092
Pembrokeshire9£9,842753,31211
Perth & Kinross23£14,290434,70240
Powys3£14,327447,6083
Renfrewshire14£12,769741,44070
Rhondda Cynon Taf29£8,614960,06343
Shropshire45£12,117645,95287
Somerset72£12,570746,898128
South Yorkshire163£9,965862,279343
Staffordshire164£10,640853,800343
Stirling12£15,155537,94848
Suffolk85£12,614646,737195
Surrey118£9,668855,345258
Swansea34£12,554749,72060
Torfaen4£10,320766,8328
Tyne and Wear110£11,410653,428281
Vale of Glamorgan11£12,483749,45414
Warwickshire55£11,104855,599116
West Lothian22£10,996857,06254
West Midlands328£9,867858,223723
West Sussex73£11,883640,134157
West Yorkshire299£11,451750,630585
Wiltshire85£10,709857,424176
Worcestershire42£9,721861,487134
Wrexham16£10,733737,33528
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