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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,066£11,756752,54612,147
Aberdeen City12£13,809542,00750
Aberdeenshire13£13,573634,59922
Angus4£11,870739,72613
Antrim2£10,723746,92120
Ards6£10,939967,0414
Armagh4£6,16111100,7253
Ballymena11£12,603553,79218
Ballymoney2£14,295539,9572
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London24£15,114432,13141
Barnet - Greater London1£4,2151291,0483
Bedfordshire144£8,209967,043268
Belfast27£14,553639,70942
Berkshire119£8,647960,711237
Blaenau Gwent8£15,299331,8735
Brent - Greater London10£7,1161173,9817
Bristol109£8,613959,848252
Bromley - Greater London9£11,875646,57423
Buckinghamshire136£9,664860,489190
Caerphilly1£12,9911054,000-
Cambridgeshire180£9,621862,798342
Cardiff4£11,869647,2944
Carmarthenshire9£14,472434,0339
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire236£13,421641,832473
City of Edinburgh39£11,290744,66568
City of London - Greater London31£6,8981070,45961
Clackmannanshire2£11,247666,0233
Coleraine19£16,140330,28317
Cookstown1£12,490533,000-
Cornwall21£10,486856,69534
County Durham114£11,706754,428248
Craigavon16£15,439426,98526
Croydon - Greater London9£10,936860,99316
Cumbria53£14,144539,65997
Denbighshire1£7,995965,1924
Derbyshire157£12,179648,421319
Derry1£44,995177,0005
Devon104£11,326747,124164
Dorset42£15,105628,94976
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6899
Dundee City20£10,860760,50347
Dungannon5£12,053885,0508
Ealing - Greater London12£6,999950,64222
East Ayrshire25£13,191539,14521
East Lothian1£10,999-42,6684
East Riding of Yorkshire14£12,216643,06542
East Sussex38£12,459747,43440
Enfield - Greater London8£6,884966,5169
Essex194£10,698758,180387
Falkirk59£14,131960,89165
Fermanagh2£6,9959125,0005
Fife41£13,012644,03284
Flintshire3£7,9231199,2013
Glasgow City73£12,790541,639196
Gloucestershire29£11,403859,04087
Greater Manchester350£11,016754,068673
Gwynedd3£11,162647,86712
Hampshire144£11,165754,570345
Harrow - Greater London12£5,8321161,18522
Havering - Greater London61£8,573961,206165
Herefordshire16£9,125962,03521
Hertfordshire120£11,365753,513229
Highland23£15,414425,91336
Hillingdon - Greater London34£7,4151064,59356
Hounslow - Greater London9£10,844753,35627
Inverclyde5£7,6851062,59410
Isle of Anglesey8£9,388862,67117
Isle of Wight5£6,8951174,6729
Kent122£10,418957,418205
Kingston upon Thames - Greater London5£9,295845,2429
Lancashire237£10,674750,961477
Larne2£21,9731051,0003
Leicestershire123£11,468754,077301
Limavady2£9,720758,0002
Lincolnshire112£11,288746,980219
Lisburn14£18,010423,47636
Magherafelt2£18,245757,5001
Merseyside103£10,896754,385191
Merthyr Tydfil32£14,916757,99827
Merton - Greater London7£6,9361152,9156
Midlothian4£14,141539,5658
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66419
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport5£13,756951,47015
Newry and Mourne6£14,5481080,5715
Newtownabbey17£16,332533,06130
Norfolk115£11,013756,030245
North Ayrshire17£10,526754,35231
North Down2£15,745226,8917
North Lanarkshire37£13,339534,993101
North Yorkshire144£14,467536,389239
Northamptonshire94£9,916863,663192
Northumberland19£12,321851,28551
Nottinghamshire96£12,282751,331243
Omagh5£15,994323,7845
Oxfordshire31£13,738538,88886
Pembrokeshire2£14,499423,1222
Perth and Kinross19£13,820540,55741
Redbridge - Greater London8£7,3481080,72424
Renfrewshire25£13,077542,50462
Rhondda Cynon Taf30£7,0641067,30227
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72211
Shropshire39£11,265751,65575
Somerset64£12,484746,270120
South Ayrshire18£13,529533,58156
South Lanarkshire4£8,622965,625-
South Yorkshire187£11,363754,977405
Staffordshire122£11,191850,249253
Stirling13£14,896540,79248
Strabane3£12,232663,3335
Suffolk72£13,358646,236163
Surrey94£13,068644,305221
Sutton - Greater London5£9,837846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear121£11,329652,369253
Warwickshire30£11,468755,51673
West Dunbartonshire3£15,165426,80210
West Lothian22£12,033653,11037
West Midlands354£9,999858,639645
West Sussex47£13,204639,696114
West Yorkshire271£11,694749,233585
Wiltshire84£11,345751,978174
Worcestershire42£10,331853,677125
Wrexham1£14,750332,1411
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