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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,001£11,742752,60912,170
Aberdeen City12£13,809542,00750
Aberdeenshire13£13,573634,59921
Angus4£11,870739,72613
Antrim2£10,723746,92120
Ards6£10,939967,0414
Armagh4£6,16111100,7253
Ballymena11£12,603553,79218
Ballymoney2£14,295539,9572
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London25£14,635433,60540
Barnet - Greater London1£4,2151291,0483
Bedfordshire145£8,156967,334266
Belfast27£14,553639,70942
Berkshire116£8,624961,005238
Blaenau Gwent7£14,527436,1905
Brent - Greater London10£7,1161173,9817
Bristol109£8,474960,688251
Bromley - Greater London9£11,875646,57423
Buckinghamshire133£9,763859,876195
Caerphilly1£12,9911054,000-
Cambridgeshire190£9,877860,850339
Cardiff4£11,869647,2944
Carmarthenshire9£14,472434,0339
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire233£13,390642,296478
City of Edinburgh38£11,258744,87269
City of London - Greater London31£6,8981070,45961
Clackmannanshire2£11,247666,0233
Coleraine19£16,140330,28317
Cookstown1£12,490533,000-
Cornwall21£10,486856,69534
County Durham112£11,557754,984249
Craigavon16£15,307426,98526
Croydon - Greater London8£11,241956,49217
Cumbria54£13,986540,46495
Denbighshire1£7,995965,1924
Derbyshire155£12,162648,760320
Derry1£44,995177,0005
Devon103£11,117747,441166
Dorset43£14,975631,01576
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6899
Dundee City21£11,010759,48346
Dungannon5£12,053885,0508
Ealing - Greater London12£6,999950,64222
East Ayrshire25£13,191539,14521
East Lothian1£10,999-42,6684
East Riding of Yorkshire14£12,216643,06541
East Sussex37£12,634646,13241
Enfield - Greater London8£6,884966,5169
Essex195£10,609758,481386
Falkirk60£14,136960,16564
Fermanagh2£6,9959125,0005
Fife38£12,934643,92587
Flintshire3£7,9231199,2013
Glasgow City71£12,913541,430198
Gloucestershire29£11,403859,04086
Greater Manchester346£11,021754,269671
Gwynedd3£11,162647,86712
Hampshire143£11,245754,211345
Harrow - Greater London11£6,0121161,24723
Havering - Greater London60£8,646960,643164
Herefordshire16£9,125962,03521
Hertfordshire119£11,280753,273229
Highland23£15,414425,91335
Hillingdon - Greater London32£7,5851063,97155
Hounslow - Greater London9£10,844753,35626
Inverclyde5£7,6851062,59410
Isle of Anglesey8£9,388862,67117
Isle of Wight4£7,2451169,84110
Kent121£10,322957,694205
Kingston upon Thames - Greater London5£9,295845,2429
Lancashire233£10,759750,733478
Larne2£21,9731051,0003
Leicestershire122£11,506753,886300
Limavady2£9,720758,0002
Lincolnshire111£11,137747,706218
Lisburn14£18,010423,47636
Magherafelt2£18,245757,5001
Merseyside103£10,810755,051189
Merthyr Tydfil32£14,916757,99825
Merton - Greater London7£6,9361152,9156
Midlothian4£14,141539,5658
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66420
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport5£13,756951,47015
Newry and Mourne6£14,5481080,5715
Newtownabbey17£16,332533,06130
Norfolk116£11,054755,654244
North Ayrshire17£10,526754,35231
North Down2£15,745226,8917
North Lanarkshire36£13,372534,728100
North Yorkshire145£14,430536,591235
Northamptonshire91£9,838864,360193
Northumberland19£12,321851,28551
Nottinghamshire96£12,403751,140243
Omagh5£15,994323,7845
Oxfordshire31£13,732538,88886
Pembrokeshire2£14,499423,1222
Perth and Kinross19£13,820540,61141
Redbridge - Greater London8£7,3481080,72424
Renfrewshire25£13,077542,50462
Rhondda Cynon Taf30£7,0461067,30227
Richmond upon Thames - Greater London1£5,4851139,2328
Scottish Borders4£17,322333,72211
Shropshire38£11,430751,76076
Somerset65£12,446746,540118
South Ayrshire18£13,529533,58155
South Lanarkshire4£8,622965,625-
South Yorkshire179£11,417755,152409
Staffordshire121£11,269849,937256
Stirling11£15,469540,44850
Strabane3£12,232663,3335
Suffolk67£13,000647,478168
Surrey93£13,158643,914224
Sutton - Greater London5£9,837846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear119£11,265652,377253
Warwickshire29£11,268756,80574
West Dunbartonshire2£14,998527,87411
West Lothian20£11,722656,63539
West Midlands348£9,903859,091647
West Sussex47£13,198639,696114
West Yorkshire269£11,679749,393584
Wiltshire84£11,332752,069174
Worcestershire34£10,079857,677133
Wrexham1£14,750332,1411
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