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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,008£11,819752,48612,181
Aberdeen City12£13,621544,00151
Aberdeenshire13£13,573634,59921
Angus4£11,870739,72613
Antrim2£10,723746,92120
Ards7£10,076967,1064
Armagh4£6,16111100,7252
Ballymena10£12,964550,62219
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London23£14,870432,68942
Barnet - Greater London1£4,2151291,0483
Bedfordshire145£8,170967,638266
Belfast26£14,729540,09143
Berkshire116£8,731960,715238
Blaenau Gwent7£14,527436,1905
Brent - Greater London10£7,1161173,9817
Bristol114£8,404961,118250
Bromley - Greater London9£11,872646,57423
Buckinghamshire133£9,806859,199195
Caerphilly1£12,9911054,000-
Cambridgeshire190£9,799861,813339
Cardiff4£11,869647,2944
Carmarthenshire9£14,472434,0339
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire234£13,381642,071475
City of Edinburgh38£11,257744,87268
City of London - Greater London29£7,1271070,55962
Clackmannanshire2£11,247666,0233
Coleraine21£15,446433,48317
Cookstown1£12,490533,000-
Cornwall22£10,509857,67034
County Durham109£11,504755,329252
Craigavon16£15,307426,98526
Croydon - Greater London9£10,936860,99316
Cumbria55£14,044540,46296
Denbighshire1£7,995965,1924
Derbyshire156£12,038649,407322
Derry1£44,995177,0005
Devon98£11,096747,436171
Dorset44£14,720631,07376
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6899
Dundee City22£10,964759,07644
Dungannon4£8,8191099,8139
Ealing - Greater London11£6,836947,24523
East Ayrshire25£13,191539,14521
East Lothian1£11,599724,2264
East Riding of Yorkshire15£12,148645,05738
East Sussex40£12,736644,79341
Enfield - Greater London8£6,841966,5169
Essex194£10,728758,364388
Falkirk61£14,045960,36763
Fermanagh2£6,9959125,0005
Fife41£13,132643,27486
Flintshire3£7,9231199,2013
Glasgow City74£13,046540,436196
Gloucestershire31£11,387858,25086
Greater Manchester353£11,013753,870669
Gwynedd3£11,162647,86712
Hampshire144£11,261754,395345
Harrow - Greater London11£6,0151161,24723
Havering - Greater London58£8,567961,172162
Herefordshire15£9,116962,95822
Hertfordshire117£11,378752,928230
Highland22£15,267426,89936
Hillingdon - Greater London32£7,5851063,97152
Hounslow - Greater London11£9,636861,07724
Inverclyde5£7,6851062,59410
Isle of Anglesey9£9,453762,13216
Isle of Wight4£7,2451169,84110
Kent117£10,483957,195209
Kingston upon Thames - Greater London5£9,295845,2429
Lancashire231£10,767750,836480
Larne1£29,9951670,0004
Leicestershire118£11,498753,929303
Limavady2£9,720758,0001
Lincolnshire109£11,242747,782221
Lisburn14£18,010423,48636
Magherafelt2£18,245757,5001
Merseyside105£10,947753,909190
Merthyr Tydfil32£14,916758,00425
Merton - Greater London8£6,9431157,8186
Midlothian4£14,141539,5658
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66420
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport5£13,756951,47015
Newry and Mourne6£14,5481080,5715
Newtownabbey17£16,332533,06130
Norfolk117£11,120755,354242
North Ayrshire18£10,302755,84331
North Down2£15,745226,8917
North Lanarkshire35£13,482534,292101
North Yorkshire146£14,339537,014235
Northamptonshire88£9,863865,195195
Northumberland19£12,032951,69552
Nottinghamshire94£12,269751,999246
Omagh5£15,994323,7845
Oxfordshire31£13,900538,04885
Pembrokeshire2£14,499423,1222
Perth and Kinross15£15,140434,73045
Redbridge - Greater London8£7,3481080,72424
Renfrewshire25£13,057542,50462
Rhondda Cynon Taf30£7,0461067,30226
Richmond upon Thames - Greater London1£5,4851139,2328
Scottish Borders4£17,322333,72211
Shropshire35£11,522752,07378
Somerset65£12,265747,426120
South Ayrshire18£13,529533,58155
South Lanarkshire4£8,622965,625-
South Yorkshire179£11,410754,279408
Staffordshire120£11,289849,862256
Stirling12£16,263538,60448
Strabane2£12,123650,0006
Suffolk70£12,854647,541166
Surrey95£12,859644,988224
Sutton - Greater London5£9,837846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear120£11,187752,231251
Warwickshire27£11,584756,85175
West Dunbartonshire2£14,998527,87410
West Lothian19£11,918654,98540
West Midlands355£9,911858,894639
West Sussex46£13,285639,209116
West Yorkshire274£11,740749,507582
Wiltshire83£11,405751,612175
Worcestershire34£10,079857,677133
Wrexham1£14,495332,1411
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