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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,060£11,831752,68412,160
Aberdeen City13£13,342545,18649
Aberdeenshire13£13,573634,59921
Angus5£12,195740,66613
Antrim2£10,723746,92119
Ards8£10,476963,5253
Armagh4£6,16111100,7251
Ballymena11£12,601550,25319
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London23£14,912431,35043
Barnet - Greater London1£4,2151291,0483
Bedfordshire146£8,110967,580270
Belfast26£14,763540,74544
Berkshire116£8,826960,866240
Blaenau Gwent9£14,409441,8885
Brent - Greater London11£7,0781173,6797
Bristol112£7,995963,452249
Bromley - Greater London8£11,854647,94422
Buckinghamshire141£9,456961,247189
Caerphilly1£12,9911054,000-
Cambridgeshire188£9,785862,452348
Cardiff4£11,869647,2944
Carmarthenshire8£14,533434,00010
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire235£13,463641,154476
City of Edinburgh36£10,988747,29670
City of London - Greater London29£7,1201070,55961
Clackmannanshire3£11,829656,0153
Coleraine20£15,409433,99518
Cornwall23£11,365855,23535
County Durham106£11,472755,985259
Craigavon18£14,740431,93823
Croydon - Greater London8£11,766860,74217
Cumbria55£14,202539,06598
Denbighshire1£7,995965,1924
Derbyshire151£12,011649,143326
Derry1£44,995177,0005
Devon101£10,867749,042168
Dorset48£14,382633,49477
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6898
Dundee City22£11,273657,35444
Dungannon4£8,8191099,8139
Ealing - Greater London11£6,790947,24522
East Ayrshire23£12,684540,89924
East Lothian1£11,599724,2264
East Riding of Yorkshire11£12,051546,46339
East Sussex39£12,918644,73541
Enfield - Greater London8£6,841966,5169
Essex194£10,929757,650388
Falkirk59£13,884961,19962
Fermanagh2£6,9959125,0004
Fife41£13,181645,13184
Flintshire4£6,94310102,8444
Glasgow City78£13,123540,938194
Gloucestershire30£11,552857,05582
Greater Manchester359£10,892754,530663
Gwynedd3£11,162647,86712
Hampshire145£11,247754,881342
Harrow - Greater London11£5,8971161,24722
Havering - Greater London61£8,215961,687159
Herefordshire15£9,116962,95822
Hertfordshire119£11,658751,542229
Highland22£15,267426,91636
Hillingdon - Greater London32£7,5821063,97150
Hounslow - Greater London11£9,590861,07724
Inverclyde5£7,6851062,59410
Isle of Anglesey9£9,453762,13216
Isle of Wight5£7,5951060,5479
Kent120£10,710955,229208
Kingston upon Thames - Greater London5£9,295845,2429
Lancashire234£10,506751,648481
Larne1£29,9951670,0004
Leicestershire121£11,565753,731288
Limavady2£9,720758,0001
Lincolnshire111£11,180747,819218
Lisburn14£18,118423,48636
Magherafelt2£18,245757,500-
Merseyside112£11,061754,252188
Merthyr Tydfil31£14,862859,39326
Merton - Greater London8£6,9061157,8195
Midlothian4£14,141539,5658
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66420
Neath Port Talbot4£8,2451072,9624
Newham - Greater London1£5,7507145,024-
Newport6£13,797846,96814
Newry and Mourne6£14,4081080,5715
Newtownabbey15£16,120534,26832
Norfolk117£11,191755,170249
North Ayrshire19£10,190756,05628
North Down2£15,745226,8916
North Lanarkshire35£13,451536,075100
North Yorkshire147£14,258537,525236
Northamptonshire93£10,376863,231197
Northumberland21£11,666852,93352
Nottinghamshire95£12,260752,475238
Omagh5£15,994323,7845
Oxfordshire29£13,959539,32286
Pembrokeshire2£14,499423,1222
Perth and Kinross15£15,126434,73044
Redbridge - Greater London10£7,6121070,47924
Renfrewshire28£12,586642,81861
Rhondda Cynon Taf26£6,9591067,50730
Richmond upon Thames - Greater London2£9,235841,3287
Scottish Borders4£17,322333,72211
Shropshire35£11,363750,43778
Somerset67£12,033748,888120
South Ayrshire17£13,355534,37755
South Lanarkshire4£8,622965,6251
South Yorkshire183£10,859757,156409
Staffordshire125£11,171850,113253
Stirling13£14,881539,89847
Strabane2£12,123650,0005
Suffolk73£12,794647,338166
Surrey98£13,000644,679216
Sutton - Greater London5£9,837846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear118£11,045751,897253
Warwickshire31£11,825756,23273
West Dunbartonshire1£16,998326,93111
West Lothian17£11,262659,99540
West Midlands355£9,703859,945645
West Sussex47£13,571640,104117
West Yorkshire268£11,555749,900592
Wiltshire83£11,646750,111176
Worcestershire33£10,406856,125130
Wrexham1£14,495332,1411
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