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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,316£11,733752,78712,270
Aberdeen City17£12,638544,18239
Aberdeenshire12£12,538744,10322
Angus4£16,370417,23017
Antrim9£12,075652,12916
Ards6£9,3311071,8776
Armagh3£6,2321199,3005
Ballymena10£11,652659,66922
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London22£14,027432,77339
Barnet - Greater London1£4,2151291,0487
Bedfordshire176£9,003965,281274
Belfast25£14,602543,10738
Berkshire128£8,757959,736239
Blaenau Gwent6£14,732436,5587
Brent - Greater London11£7,5651071,9039
Bristol143£8,820960,881234
Bromley - Greater London6£11,860550,88820
Buckinghamshire120£10,591857,313197
Caerphilly1£13,4911054,0001
Cambridgeshire198£9,904860,657353
Cardiff5£11,533755,65011
Carmarthenshire10£15,294430,1339
Carrickfergus1£15,450574,4215
Ceredigion5£9,792763,27911
Cheshire235£12,883641,509472
City of Edinburgh35£11,556746,55280
City of London - Greater London32£7,2521070,72846
Clackmannanshire1£15,998323,2137
Coleraine18£14,947437,07019
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall18£9,706861,23030
County Durham122£11,086755,373219
Craigavon12£17,007321,20531
Croydon - Greater London13£10,445857,26614
Cumbria58£13,166645,03793
Denbighshire1£10,695746,4703
Derbyshire145£12,097646,358341
Derry2£26,4951247,7066
Devon104£12,050745,664168
Dorset44£15,199528,85472
Down1£5,9951095,3002
Dumfries and Galloway5£10,255952,76612
Dundee City18£12,635648,53242
Dungannon7£10,8801087,8229
Ealing - Greater London8£5,9941163,06530
East Ayrshire20£11,131751,45623
East Lothian1£12,299-43,0864
East Riding of Yorkshire14£12,318640,47642
East Sussex26£12,692750,21548
Enfield - Greater London7£7,455965,1287
Essex213£10,794855,327387
Falkirk65£12,857859,74962
Fermanagh4£11,262771,2453
Fife25£14,216539,29894
Flintshire3£8,0201199,2014
Glasgow City87£13,291643,667197
Gloucestershire29£9,974862,14885
Greater Manchester325£11,048754,736680
Gwynedd3£11,493645,60311
Hampshire160£10,952854,705339
Harrow - Greater London10£5,7441255,03921
Havering - Greater London70£9,214855,925163
Herefordshire11£10,155958,65917
Hertfordshire116£11,850749,917208
Highland17£16,596323,73049
Hillingdon - Greater London27£7,0331065,90356
Hounslow - Greater London11£9,643955,46927
Inverclyde5£8,534952,65813
Isle of Anglesey14£11,359751,46311
Isle of Wight7£8,5661061,95710
Kent103£9,783960,222227
Kingston upon Thames - Greater London5£8,466954,5418
Lancashire264£11,107750,743439
Larne1£29,9951670,0004
Leicestershire135£12,302749,020332
Limavady1£9,995750,0003
Lincolnshire121£11,493748,912233
Lisburn22£16,834429,44731
Magherafelt1£13,995461,0004
Merseyside109£10,955751,974193
Merthyr Tydfil33£16,010759,78329
Merton - Greater London4£6,8731162,7505
Midlothian6£16,429432,42214
Monmouthshire5£2,41616112,38013
Moray11£16,041430,43721
Neath Port Talbot3£9,163866,8606
Newham - Greater London1£5,7507145,024-
Newport7£14,138965,1209
Newry and Mourne7£14,330853,0025
Newtownabbey16£14,925645,34932
Norfolk137£11,251857,105239
North Ayrshire14£10,869748,74629
North Down3£13,928347,5946
North Lanarkshire46£13,215536,16498
North Yorkshire143£14,626535,203232
Northamptonshire81£10,287860,681200
Northumberland24£12,129843,80244
Nottinghamshire98£12,185749,685252
Omagh4£16,119319,5267
Oxfordshire33£13,063540,41886
Pembrokeshire2£14,999422,105-
Perth and Kinross16£14,931535,74544
Redbridge - Greater London13£6,2081168,73619
Renfrewshire30£13,872531,72169
Rhondda Cynon Taf29£7,1411066,81343
Richmond upon Thames - Greater London3£8,453939,6607
Scottish Borders6£15,605431,77018
Shropshire35£10,878753,08488
Somerset61£12,576746,010134
South Ayrshire25£12,504538,71766
South Lanarkshire3£9,797954,8331
South Yorkshire220£11,011753,762383
Staffordshire126£11,417744,951259
Stirling19£14,123431,09540
Strabane2£11,500672,5006
Suffolk95£13,462646,784159
Surrey102£12,755643,267221
Sutton - Greater London3£11,282644,0247
Swansea8£7,030972,31511
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£9,995657,0002
Tyne and Wear132£11,547752,259270
Warwickshire25£11,934750,54077
West Dunbartonshire4£15,186438,56714
West Lothian23£14,092537,13532
West Midlands356£10,342855,574629
West Sussex50£10,898845,458110
West Yorkshire286£10,743751,929599
Wiltshire83£11,075852,553173
Worcestershire40£11,294963,060134
Wrexham1£14,950332,141-
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