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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,726£11,541751,94413,867
Aberdeenshire28£13,858535,96170
Angus31£12,286645,13152
Ayrshire67£12,890538,444102
Bedfordshire147£7,9891068,064283
Berkshire120£9,272959,594246
Blaenau Gwent17£13,383646,99534
Borders7£16,210433,0447
Bridgend25£10,551750,72846
Bristol121£8,638962,712240
Buckinghamshire145£9,308961,293231
Caerphilly14£5,8731088,25013
Cambridgeshire179£10,394859,981358
Cardiff47£14,490534,38175
Carmarthenshire10£11,275644,69218
Ceredigion1£10,995738,4092
Cheshire219£12,347746,235437
Clackmannanshire4£11,872653,2615
Conwy6£11,970761,14814
Cornwall29£10,348857,18847
County Antrim54£14,961542,836137
County Armagh25£13,010756,57637
County Down45£13,700540,00743
County Durham107£10,551861,601246
County Fermanagh2£8,4239125,0004
County Londonderry35£15,239646,93946
County Tyrone21£12,033765,03422
Cumbria49£14,840538,898112
Denbighshire2£10,493857,1073
Derbyshire143£12,059650,023324
Devon98£10,309853,002183
Dorset46£13,999630,565102
Dumfries & Galloway6£13,330643,0169
Dunbartonshire4£16,498323,7529
East Lothian1£5,9251129,6153
East Riding of Yorkshire52£12,286747,034101
East Sussex52£12,494643,47076
Essex242£11,086755,759502
Falkirk61£13,096963,52254
Fife45£13,367645,925110
Flintshire25£7,5681179,03622
Gloucestershire48£10,1251064,02398
Greater London339£9,229855,679721
Greater Manchester348£11,159754,119646
Gwynedd3£11,245848,33315
Hampshire192£11,138854,059354
Herefordshire12£10,484955,12420
Hertfordshire138£11,611750,290279
Highland19£13,918535,33743
Inverclyde3£6,9131179,3459
Isle of Anglesey10£15,889647,32727
Isle of Wight6£6,9781069,2907
Kent146£11,428847,466322
Lanarkshire108£13,403537,466288
Lancashire232£10,320754,305492
Leicestershire121£12,114747,087290
Lincolnshire104£11,334850,447228
Merseyside131£11,055754,109273
Merthyr Tydfil27£14,569759,55821
Midlothian51£10,560755,40694
Monmouthshire12£6,5191165,59523
Moray11£15,677534,10321
Neath Port Talbot4£10,496855,8763
Newport30£12,209643,66483
Norfolk119£11,018855,473251
North Yorkshire142£13,814539,780261
Northamptonshire85£10,560757,493215
Northumberland23£12,641844,35966
Nottinghamshire123£12,047750,752298
Oxfordshire26£10,813857,64790
Pembrokeshire9£9,842753,31210
Perth & Kinross22£14,003535,17039
Powys3£14,327447,6083
Renfrewshire13£11,444742,76770
Rhondda Cynon Taf31£8,277963,72943
Shropshire43£12,004646,29288
Somerset73£12,563748,177122
South Yorkshire155£10,017862,073342
Staffordshire162£10,687853,467337
Stirling12£15,155537,94848
Suffolk89£12,722645,925193
Surrey118£9,411957,077259
Swansea33£12,442750,00259
Torfaen4£10,320766,8328
Tyne and Wear104£11,479653,170283
Vale of Glamorgan9£13,178843,85017
Warwickshire55£11,220854,878116
West Lothian22£10,996857,06254
West Midlands322£9,763859,051728
West Sussex70£11,877640,379159
West Yorkshire295£11,406750,999587
Wiltshire83£10,552857,854178
Worcestershire38£10,448858,051135
Wrexham16£10,711737,33526
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