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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,717£11,500751,93713,861
Aberdeenshire28£13,858535,96168
Angus31£12,286645,13151
Ayrshire66£12,787538,89398
Bedfordshire147£7,9461067,798276
Berkshire119£9,172959,828249
Blaenau Gwent17£13,383646,99533
Borders7£16,210433,0447
Bridgend25£10,505750,72845
Bristol121£8,652962,784239
Buckinghamshire140£9,211961,776235
Caerphilly14£5,8731088,25013
Cambridgeshire185£10,508759,289354
Cardiff44£13,890635,92875
Carmarthenshire10£11,275644,69218
Ceredigion1£10,995738,4092
Cheshire219£12,340746,233435
Clackmannanshire4£11,872653,2615
Conwy6£11,970761,14814
Cornwall28£11,204857,06949
County Antrim57£14,944541,785135
County Armagh27£12,739757,31738
County Down45£13,700540,00743
County Durham111£10,726860,339246
County Fermanagh2£8,4239125,0004
County Londonderry35£15,239646,93943
County Tyrone20£12,085765,30623
Cumbria49£14,573539,794113
Denbighshire2£10,493857,1073
Derbyshire142£12,067649,828322
Devon100£10,389852,487181
Dorset47£14,037630,115104
Dumfries & Galloway6£13,330643,0169
Dunbartonshire4£16,498323,7529
East Lothian1£5,9251129,6153
East Riding of Yorkshire54£11,867748,710103
East Sussex51£12,431643,93676
Essex242£11,047756,478500
Falkirk61£13,222963,08053
Fife45£13,366645,925110
Flintshire25£7,5481179,03622
Gloucestershire46£9,7811066,18799
Greater London336£9,129856,288724
Greater Manchester343£11,091754,460644
Gwynedd3£9,995848,33315
Hampshire198£11,081853,725348
Herefordshire13£10,092955,90720
Hertfordshire139£11,649749,679283
Highland19£13,918535,33743
Inverclyde2£5,8701377,97310
Isle of Anglesey10£15,789647,32727
Isle of Wight7£7,2671068,3917
Kent143£11,276746,493326
Lanarkshire109£13,531537,290287
Lancashire238£10,157754,885487
Leicestershire119£12,094746,616293
Lincolnshire104£11,264850,048227
Merseyside121£11,177754,122274
Merthyr Tydfil27£14,569759,55821
Midlothian52£10,769752,76194
Monmouthshire12£6,5191165,59523
Moray11£15,677534,10321
Neath Port Talbot4£10,496855,8763
Newport29£12,385642,92284
Norfolk119£10,951855,993248
North Yorkshire139£13,788539,906261
Northamptonshire82£10,634756,972222
Northumberland22£12,809742,14467
Nottinghamshire120£12,076750,942297
Oxfordshire25£10,502859,27290
Pembrokeshire9£9,842753,31210
Perth & Kinross22£13,983535,17039
Powys3£14,327447,6083
Renfrewshire13£11,444742,76764
Rhondda Cynon Taf31£8,277963,72942
Rutland1£11,000553,469-
Shropshire42£12,363644,27589
Somerset71£12,598748,281123
South Yorkshire159£9,808863,111342
Staffordshire155£10,787853,524345
Stirling12£15,155537,94848
Suffolk88£12,726645,492192
Surrey122£9,296957,026257
Swansea33£12,423750,00258
Torfaen4£10,320766,8328
Tyne and Wear110£11,303754,112278
Vale of Glamorgan9£13,178843,85017
Warwickshire58£11,245854,893118
West Lothian23£10,996856,14953
West Midlands325£9,856858,571729
West Sussex71£11,821640,421158
West Yorkshire290£11,304751,379592
Wiltshire81£10,545857,939183
Worcestershire40£10,337857,908135
Wrexham15£11,125638,44827
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