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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,070£11,865752,35512,180
Aberdeen City12£12,510539,87150
Aberdeenshire12£13,171641,46823
Angus5£11,595737,91312
Antrim4£8,435961,12618
Ards4£8,2861279,7035
Armagh4£6,16111100,7254
Ballymena15£13,702445,60416
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London27£15,551330,15341
Barnet - Greater London1£4,2151291,0483
Bedfordshire142£8,226967,213271
Belfast31£14,387541,48442
Berkshire130£8,732961,385228
Blaenau Gwent8£15,574329,8656
Brent - Greater London10£7,1371173,98110
Bristol118£8,623960,744251
Bromley - Greater London10£13,039538,93323
Buckinghamshire126£9,670960,217197
Caerphilly1£13,4911054,000-
Cambridgeshire196£9,808862,150329
Cardiff4£11,869647,2947
Carmarthenshire9£14,472434,03310
Carrickfergus1£15,450574,4214
Ceredigion5£9,493774,9089
Cheshire229£13,522640,556477
City of Edinburgh36£10,809746,28873
City of London - Greater London34£7,0431069,16159
Clackmannanshire1£15,998341,0464
Coleraine22£16,564328,65815
Conwy2£9,645765,50010
Cookstown1£12,490533,000-
Cornwall19£10,274857,54236
County Durham116£11,702753,376246
Craigavon18£16,355325,32425
Croydon - Greater London8£10,379966,90717
Cumbria56£14,252539,73595
Denbighshire2£7,9951161,0963
Derbyshire156£12,468647,093309
Derry1£44,995177,0005
Devon108£11,202748,959160
Dorset44£14,672630,88077
Down1£5,9951095,3001
Dumfries and Galloway4£12,496836,3099
Dundee City19£11,854656,51047
Dungannon3£11,227872,4179
Ealing - Greater London12£6,6831056,80823
East Ayrshire20£12,415641,74420
East Lothian1£10,999-49,2794
East Riding of Yorkshire12£12,721541,71841
East Sussex41£11,331750,24539
Enfield - Greater London7£7,465964,77410
Essex195£10,827756,213375
Falkirk56£13,733964,52864
Fermanagh4£10,862771,2453
Fife40£12,596645,13386
Flintshire3£8,0201199,2013
Glasgow City75£12,906644,420195
Gloucestershire29£10,329858,65890
Greater Manchester342£11,024753,207670
Gwynedd3£11,162647,86713
Hampshire145£10,401857,793344
Harrow - Greater London14£5,6951162,75622
Havering - Greater London67£8,252961,691157
Herefordshire13£9,157962,22620
Hertfordshire113£11,428752,616232
Highland22£15,367428,14236
Hillingdon - Greater London30£7,1581066,94058
Hounslow - Greater London9£10,414851,14530
Inverclyde5£7,7851062,59411
Isle of Anglesey7£9,303863,07917
Isle of Wight5£6,8951174,6729
Kent104£9,938959,504212
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire263£10,496751,452453
Larne1£29,9951670,0003
Leicestershire117£11,802753,583316
Limavady2£9,720758,0002
Lincolnshire115£11,520746,604223
Lisburn15£17,576425,98737
Magherafelt1£13,995461,0002
Merseyside106£11,170753,304195
Merthyr Tydfil33£15,636859,37125
Merton - Greater London6£6,6921163,7965
Midlothian4£14,196539,5359
Monmouthshire2£4,3731279,45013
Moray10£14,191638,70720
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport4£14,870964,13215
Newry and Mourne5£15,6231075,4646
Newtownabbey18£17,278327,39033
Norfolk116£11,538755,558242
North Ayrshire16£10,684754,59431
North Down3£13,828433,2717
North Lanarkshire37£12,954535,68897
North Yorkshire146£14,380537,718225
Northamptonshire90£10,421760,621196
Northumberland17£11,719954,38653
Nottinghamshire88£12,994749,311250
Omagh5£15,994323,7845
Oxfordshire25£12,957540,51694
Pembrokeshire3£14,832421,9501
Perth and Kinross16£14,480539,09343
Redbridge - Greater London7£8,851875,00221
Renfrewshire24£13,212543,53969
Rhondda Cynon Taf29£7,3021066,04634
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72213
Shropshire39£10,286854,98890
Somerset59£12,386744,746123
South Ayrshire16£13,378532,59660
South Lanarkshire4£8,622965,625-
South Yorkshire184£11,184753,476403
Staffordshire114£11,121851,286251
Stirling14£15,989435,84148
Strabane3£12,232663,3335
Suffolk87£13,105645,576163
Surrey95£13,924638,910216
Sutton - Greater London5£9,937846,3155
Swansea8£8,093872,31510
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear123£11,171651,400261
Warwickshire32£9,985859,78172
West Dunbartonshire3£15,331433,23511
West Lothian18£12,992642,13035
West Midlands351£10,465856,137648
West Sussex46£12,595641,254118
West Yorkshire278£11,550750,261578
Wiltshire81£12,064748,087172
Worcestershire38£10,556853,645127
Wrexham2£14,250429,993-
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