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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,017£11,821752,76312,168
Aberdeen City11£13,860543,20251
Aberdeenshire13£13,573634,59921
Angus5£12,295740,66613
Antrim2£10,723746,92119
Ards8£10,476963,5253
Armagh4£6,16111100,7252
Ballymena11£12,648550,20219
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London23£14,870432,72542
Barnet - Greater London1£4,2151291,0483
Bedfordshire146£8,042967,871268
Belfast26£14,717540,09143
Berkshire116£8,562961,578240
Blaenau Gwent8£13,461441,7925
Brent - Greater London10£7,1161173,9817
Bristol112£8,000963,452255
Bromley - Greater London8£11,856647,94422
Buckinghamshire137£9,542960,580192
Caerphilly1£12,9911054,000-
Cambridgeshire188£9,771862,218343
Cardiff4£11,869647,2944
Carmarthenshire9£14,472434,0339
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire234£13,430641,480475
City of Edinburgh37£11,277745,81169
City of London - Greater London29£7,1211070,55961
Clackmannanshire2£11,247666,0233
Coleraine21£15,446433,53317
Cornwall23£11,095756,30534
County Durham105£11,511755,341257
Craigavon17£15,039430,53925
Croydon - Greater London9£10,936860,99316
Cumbria55£14,131539,97798
Denbighshire1£7,995965,1924
Derbyshire151£12,143649,459326
Derry1£44,995177,0005
Devon98£10,899748,696169
Dorset45£14,442629,57876
Down1£5,4951095,3001
Dumfries and Galloway4£12,120842,6899
Dundee City21£11,153758,65645
Dungannon4£8,8191099,8139
Ealing - Greater London11£6,836947,24523
East Ayrshire24£12,658641,18823
East Lothian1£11,599724,2264
East Riding of Yorkshire12£12,088644,26240
East Sussex39£12,958644,73742
Enfield - Greater London8£6,841966,5169
Essex195£10,812757,378386
Falkirk60£14,128960,62863
Fermanagh2£6,9959125,0005
Fife40£12,961644,01285
Flintshire3£7,9231199,2013
Glasgow City75£13,041541,116196
Gloucestershire30£11,569857,05583
Greater Manchester353£11,016753,663664
Gwynedd3£11,162647,86712
Hampshire144£11,267754,402343
Harrow - Greater London11£5,8971161,24723
Havering - Greater London59£8,580960,754160
Herefordshire15£9,116962,95822
Hertfordshire120£11,562751,414229
Highland21£15,131427,74537
Hillingdon - Greater London32£7,5851063,97151
Hounslow - Greater London11£9,590861,07724
Inverclyde5£7,6851062,59410
Isle of Anglesey9£9,453762,13216
Isle of Wight5£7,5951060,5479
Kent117£10,807955,273212
Kingston upon Thames - Greater London5£9,295845,2429
Lancashire232£10,644751,265479
Larne1£29,9951670,0004
Leicestershire117£11,558753,914289
Limavady2£9,720758,0001
Lincolnshire112£11,171747,850219
Lisburn14£18,118423,48636
Magherafelt2£18,245757,500-
Merseyside108£10,882755,286190
Merthyr Tydfil32£14,916758,00425
Merton - Greater London8£6,9061157,8185
Midlothian4£14,141539,5658
Monmouthshire1£4,6501271,90014
Moray13£15,107532,66420
Neath Port Talbot4£8,2451072,9624
Newham - Greater London1£5,7507145,024-
Newport5£13,756951,47014
Newry and Mourne6£14,4081080,5715
Newtownabbey17£16,332533,06130
Norfolk118£11,118755,314243
North Ayrshire19£10,222756,05629
North Down2£15,745226,8917
North Lanarkshire34£13,629534,504102
North Yorkshire146£14,311537,480238
Northamptonshire94£10,209863,794194
Northumberland21£11,717852,93352
Nottinghamshire92£12,180752,484242
Omagh5£15,994323,7845
Oxfordshire31£13,771539,63584
Pembrokeshire2£14,499423,1222
Perth and Kinross15£15,140434,73044
Redbridge - Greater London8£7,7511076,68325
Renfrewshire28£12,925542,47362
Rhondda Cynon Taf27£6,8751069,34629
Richmond upon Thames - Greater London2£9,235841,3288
Scottish Borders4£17,322333,72211
Shropshire34£11,300753,07178
Somerset63£12,002749,020122
South Ayrshire17£13,502534,37755
South Lanarkshire4£8,622965,625-
South Yorkshire186£11,041756,872409
Staffordshire125£11,102850,165253
Stirling13£15,612540,31147
Strabane2£12,123650,0005
Suffolk72£12,878647,109166
Surrey96£13,014644,546219
Sutton - Greater London5£9,837846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear120£10,977752,529251
Warwickshire28£12,009754,82172
West Dunbartonshire2£14,998527,87410
West Lothian17£11,291659,99541
West Midlands351£9,796859,524643
West Sussex47£13,427640,874117
West Yorkshire271£11,569749,828588
Wiltshire84£11,597750,331174
Worcestershire32£10,107857,067131
Wrexham1£14,495332,1411
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