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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,385£11,731752,83612,309
Aberdeen City18£12,492544,70338
Aberdeenshire12£12,538744,10322
Angus3£18,328212,75217
Antrim9£12,131652,12916
Ards6£9,3311071,8776
Armagh3£6,2321199,3005
Ballymena11£11,756557,63122
Ballymoney2£13,423756,7692
Banbridge1£14,900317,000-
Barking & Dagenham - Greater London23£14,057433,19239
Barnet - Greater London1£4,2151291,0487
Bedfordshire180£9,011964,897273
Belfast25£14,602543,10739
Berkshire125£8,756959,740245
Blaenau Gwent7£14,870432,2627
Brent - Greater London11£7,5651071,9039
Bristol145£8,863961,016230
Bromley - Greater London7£12,300651,12419
Buckinghamshire124£10,556857,197192
Caerphilly1£13,4911054,0001
Cambridgeshire203£10,010860,748358
Cardiff5£11,533755,65011
Carmarthenshire10£15,294430,1339
Carrickfergus1£15,450574,4215
Ceredigion5£9,792763,27912
Cheshire237£12,833641,795475
City of Edinburgh37£11,492746,09081
City of London - Greater London30£7,4621070,06246
Clackmannanshire1£15,998323,2137
Coleraine16£15,034436,03119
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,572964,63530
County Durham123£10,984755,597220
Craigavon12£17,007321,20532
Croydon - Greater London14£10,342955,28313
Cumbria55£13,520644,07393
Denbighshire1£10,695746,4703
Derbyshire150£12,157646,288340
Derry2£26,4951247,7066
Devon105£12,045745,672173
Dorset44£14,918529,67775
Down1£5,9951095,3002
Dumfries and Galloway6£9,796954,80111
Dundee City18£12,635648,53243
Dungannon7£10,8801087,8229
Ealing - Greater London8£6,0441163,06531
East Ayrshire19£11,401651,68524
East Lothian1£12,299-43,0864
East Riding of Yorkshire15£12,297640,35442
East Sussex27£12,444750,52748
Enfield - Greater London7£7,455965,1287
Essex215£10,890855,090385
Falkirk66£12,777860,22861
Fermanagh4£11,262771,2453
Fife24£13,725540,01894
Flintshire3£8,0201199,2014
Glasgow City88£13,218643,675198
Gloucestershire33£9,967863,50882
Greater Manchester335£11,107754,081688
Gwynedd3£11,493645,60312
Hampshire160£10,833855,183342
Harrow - Greater London10£5,7441255,03921
Havering - Greater London72£9,149855,857162
Herefordshire11£10,155958,65918
Hertfordshire119£11,948749,395205
Highland17£16,596323,73050
Hillingdon - Greater London27£7,0371065,90356
Hounslow - Greater London12£9,735957,00327
Inverclyde5£8,534952,65813
Isle of Anglesey15£11,001751,73710
Isle of Wight7£8,5661061,95711
Kent103£9,950959,251225
Kingston upon Thames - Greater London5£8,466954,5418
Lancashire265£11,046751,427443
Larne1£29,9951670,0004
Leicestershire138£12,416748,294332
Limavady1£9,995750,0003
Lincolnshire125£11,424749,485232
Lisburn22£16,875429,44731
Magherafelt1£13,995461,0004
Merseyside108£11,081752,101195
Merthyr Tydfil33£16,010759,77329
Merton - Greater London4£6,8731162,7505
Midlothian6£16,429432,42214
Monmouthshire6£2,70515105,80812
Moray12£16,041529,98420
Neath Port Talbot3£9,163866,8606
Newham - Greater London1£5,7507145,024-
Newport7£14,138965,1209
Newry and Mourne7£14,330853,0025
Newtownabbey16£14,925645,34932
Norfolk142£11,187857,250235
North Ayrshire14£10,869748,74629
North Down3£13,928347,5946
North Lanarkshire45£12,992536,433100
North Yorkshire142£14,619535,353232
Northamptonshire83£10,138860,528200
Northumberland25£11,931844,66543
Nottinghamshire99£12,147750,275250
Omagh4£16,119319,5267
Oxfordshire34£13,157540,64783
Pembrokeshire2£14,999422,105-
Perth and Kinross15£14,993535,58244
Redbridge - Greater London13£6,2771168,73619
Renfrewshire30£14,089531,00869
Rhondda Cynon Taf30£7,1691066,25343
Richmond upon Thames - Greater London3£8,453939,6607
Scottish Borders6£15,605431,77019
Shropshire35£10,878753,08488
Somerset64£12,409747,995135
South Ayrshire24£12,692539,42367
South Lanarkshire3£9,797954,8331
South Yorkshire219£10,839754,855393
Staffordshire124£11,299746,333259
Stirling19£14,123431,09540
Strabane2£11,500672,5007
Suffolk95£13,327647,351161
Surrey103£12,557644,160221
Sutton - Greater London3£11,282644,0247
Swansea8£7,030972,31511
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£10,995657,0002
Tyne and Wear131£11,591751,420271
Warwickshire25£11,028756,94077
West Dunbartonshire4£15,311438,56714
West Lothian23£14,112537,13532
West Midlands360£10,269855,658634
West Sussex51£11,104745,365108
West Yorkshire287£10,776751,390604
Wiltshire87£10,898855,538171
Worcestershire37£10,5001066,145137
Wrexham1£14,950332,141-
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