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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,731£11,478752,17713,816
Aberdeenshire29£13,466637,18667
Angus32£11,914644,92651
Ayrshire67£12,745540,18497
Bedfordshire141£7,9051067,926281
Berkshire117£9,049960,099250
Blaenau Gwent16£13,845644,87033
Borders7£16,210433,0447
Bridgend27£10,010753,32844
Bristol120£8,957961,352239
Buckinghamshire144£9,407860,695235
Caerphilly14£5,8591088,25013
Cambridgeshire191£10,577759,172356
Cardiff44£13,962635,99572
Carmarthenshire10£11,275644,69218
Ceredigion1£10,995738,4092
Cheshire215£12,554744,881441
Clackmannanshire4£11,872653,2614
Conwy6£11,970761,14814
Cornwall29£11,250857,56549
County Antrim60£15,181540,857136
County Armagh27£13,084655,51239
County Down44£13,604540,86242
County Durham114£10,986759,066242
County Fermanagh2£8,4239125,0004
County Londonderry35£14,806648,39043
County Tyrone20£12,060765,30622
Cumbria49£14,565539,794112
Denbighshire2£10,493857,1073
Derbyshire140£12,072650,127323
Devon102£10,352853,176180
Dorset50£13,741632,594104
Dumfries & Galloway6£13,330643,0169
Dunbartonshire4£16,498323,7529
East Lothian1£5,9251129,6152
East Riding of Yorkshire54£11,853748,714101
East Sussex52£12,393644,21275
Essex234£11,228756,119507
Falkirk61£13,255962,08755
Fife45£13,372645,406107
Flintshire25£7,5381179,03621
Gloucestershire44£10,1011065,530102
Greater London336£9,148856,438719
Greater Manchester345£11,109754,396640
Gwynedd4£8,1841058,50014
Hampshire198£11,155853,460346
Herefordshire12£10,658953,89320
Hertfordshire141£11,650649,613278
Highland19£13,918535,33742
Inverclyde2£5,8701377,97310
Isle of Anglesey10£15,789647,32727
Isle of Wight7£7,2671068,3927
Kent142£11,368746,806322
Lanarkshire108£13,125539,455287
Lancashire232£10,284754,637486
Leicestershire120£12,098747,266291
Lincolnshire103£11,271849,765222
Merseyside121£11,214753,820271
Merthyr Tydfil28£14,488760,67421
Midlothian53£11,000752,48295
Monmouthshire12£6,5191165,59523
Moray11£15,677534,10321
Neath Port Talbot4£10,496855,8763
Newport34£13,069538,98784
Norfolk120£10,939856,088247
North Yorkshire143£13,822539,849262
Northamptonshire82£10,599756,483219
Northumberland22£12,803742,14467
Nottinghamshire120£12,255750,157300
Oxfordshire26£10,190861,77389
Pembrokeshire9£9,842753,31210
Perth & Kinross24£13,671539,93638
Powys3£14,327447,6083
Renfrewshire13£11,444742,76764
Rhondda Cynon Taf29£7,603966,74743
Rutland1£11,000553,469-
Shropshire42£12,363644,27586
Somerset73£12,500748,094122
South Yorkshire158£9,783863,208340
Staffordshire152£10,629854,277344
Stirling12£15,322541,12749
Suffolk89£12,619646,502192
Surrey124£9,330956,801255
Swansea33£12,508649,93759
Torfaen4£10,320766,8328
Tyne and Wear111£11,279754,158276
Vale of Glamorgan9£13,178843,85017
Warwickshire58£11,148855,779120
West Lothian23£10,809858,55454
West Midlands324£9,881858,575723
West Sussex69£11,604640,601158
West Yorkshire289£11,330751,707589
Wiltshire81£10,288859,284181
Worcestershire45£10,795754,161134
Wrexham16£10,701739,50627
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