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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,109£11,661752,81012,187
Aberdeen City11£13,065440,46950
Aberdeenshire13£13,573634,59922
Angus4£11,870739,72613
Antrim2£10,723746,92120
Ards6£10,939967,0414
Armagh4£6,16111100,7254
Ballymena11£12,603553,79218
Ballymoney2£14,295539,9572
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London24£15,114432,13141
Barnet - Greater London1£4,2151291,0483
Bedfordshire147£8,137967,478271
Belfast27£14,581639,31941
Berkshire123£8,538961,538241
Blaenau Gwent8£15,299331,8735
Brent - Greater London10£7,1161173,9817
Bristol107£8,589960,673254
Bromley - Greater London9£11,772644,53123
Buckinghamshire137£9,562960,550191
Caerphilly1£12,9911054,000-
Cambridgeshire181£9,673862,414340
Cardiff4£11,869647,2945
Carmarthenshire9£14,472434,0339
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire234£13,501641,319480
City of Edinburgh40£11,377743,98967
City of London - Greater London31£6,8991070,45962
Clackmannanshire2£11,247666,0233
Coleraine20£16,408328,76916
Conwy1£8,295967,00010
Cookstown1£12,490533,000-
Cornwall21£10,486856,69535
County Durham115£11,695754,319250
Craigavon16£15,516426,98527
Croydon - Greater London8£10,366966,90716
Cumbria55£14,052539,53299
Denbighshire1£7,995965,1924
Derbyshire157£12,037648,312323
Derry1£44,995177,0005
Devon108£11,380747,686161
Dorset44£14,769631,89874
Down1£5,4951095,3001
Dumfries and Galloway5£11,996741,0779
Dundee City19£10,827761,60848
Dungannon4£8,8191099,8138
Ealing - Greater London12£7,016950,64222
East Ayrshire26£13,088539,46321
East Lothian1£10,999-42,6684
East Riding of Yorkshire14£12,430541,72341
East Sussex40£12,247747,36338
Enfield - Greater London8£7,027966,51610
Essex197£10,742757,553383
Falkirk61£13,950960,72564
Fermanagh2£6,9959125,0005
Fife40£12,906644,63783
Flintshire3£7,9231199,2013
Glasgow City74£12,756542,275196
Gloucestershire30£11,050857,71590
Greater Manchester350£11,049753,874670
Gwynedd3£11,162647,86712
Hampshire141£11,135755,340344
Harrow - Greater London12£5,8321161,18523
Havering - Greater London65£8,540961,736161
Herefordshire15£9,566958,60221
Hertfordshire119£11,316753,753231
Highland23£15,096428,05535
Hillingdon - Greater London33£7,4581064,57258
Hounslow - Greater London9£10,844753,35627
Inverclyde5£7,6851062,59410
Isle of Anglesey8£9,388862,67117
Isle of Wight5£6,8951174,6729
Kent123£10,468956,735206
Kingston upon Thames - Greater London5£9,295845,24210
Lancashire243£10,758750,765472
Larne2£21,9731051,0003
Leicestershire125£11,464753,951304
Limavady2£9,720758,0002
Lincolnshire115£11,350746,748222
Lisburn16£17,158426,98234
Magherafelt1£13,995461,0001
Merseyside103£10,871754,476191
Merthyr Tydfil33£15,145759,14226
Merton - Greater London7£6,9361152,9156
Midlothian4£14,196539,5658
Monmouthshire2£4,3231279,45013
Moray13£15,107532,66418
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport5£13,756951,47015
Newry and Mourne6£14,5481080,5715
Newtownabbey17£16,332533,06130
Norfolk116£11,184755,348246
North Ayrshire17£10,526754,35231
North Down2£15,745226,8917
North Lanarkshire36£13,240536,976100
North Yorkshire145£14,391536,532237
Northamptonshire95£9,827864,045192
Northumberland18£12,093952,22653
Nottinghamshire93£12,438750,982247
Omagh5£15,994323,7845
Oxfordshire28£13,325541,59286
Pembrokeshire2£14,499423,1222
Perth and Kinross17£13,817540,95041
Redbridge - Greater London8£8,363975,50223
Renfrewshire25£13,077542,50466
Rhondda Cynon Taf30£7,0641067,30227
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72212
Shropshire40£11,190751,90276
Somerset60£12,604645,551123
South Ayrshire18£13,529533,58158
South Lanarkshire4£8,622965,625-
South Yorkshire185£11,167755,268408
Staffordshire125£11,215850,243251
Stirling12£15,763537,96848
Strabane3£12,232663,3335
Suffolk76£13,442645,481164
Surrey97£13,163643,782221
Sutton - Greater London5£9,937846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear120£11,449650,719259
Warwickshire32£11,375755,17171
West Dunbartonshire2£14,998527,87410
West Lothian22£12,249648,21238
West Midlands351£10,058858,228653
West Sussex47£12,924640,180115
West Yorkshire282£11,766748,472579
Wiltshire86£11,404751,938170
Worcestershire42£10,507853,316125
Wrexham1£14,750332,1411
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