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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,124£11,827752,53412,105
Aberdeen City14£14,201537,62948
Aberdeenshire12£13,171641,46823
Angus5£11,595737,91312
Antrim4£8,435961,12618
Ards4£8,2861279,7035
Armagh4£6,16111100,7254
Ballymena15£13,702445,60416
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London27£15,551330,15341
Barnet - Greater London1£4,2151291,0483
Bedfordshire146£8,138967,449267
Belfast30£14,440542,25342
Berkshire132£8,736961,037226
Blaenau Gwent8£15,574329,8656
Brent - Greater London10£7,1371173,98110
Bristol118£8,560961,099251
Bromley - Greater London9£11,927643,25824
Buckinghamshire124£9,767860,240199
Caerphilly1£13,4911054,000-
Cambridgeshire201£9,881861,978329
Cardiff4£11,869647,2947
Carmarthenshire10£14,525433,2809
Carrickfergus1£15,450574,4214
Ceredigion4£9,493672,1359
Cheshire229£13,554640,324472
City of Edinburgh36£10,839745,26372
City of London - Greater London34£7,0431069,16159
Coleraine22£16,564328,65815
Conwy2£9,645765,50010
Cookstown1£12,490533,000-
Cornwall19£11,222858,39634
County Durham120£11,603754,129241
Craigavon18£16,355325,32425
Croydon - Greater London8£10,417966,90717
Cumbria59£14,123540,05692
Denbighshire2£7,9951161,0963
Derbyshire163£12,363647,185304
Derry1£44,995177,0005
Devon108£11,413748,406161
Dorset43£14,565631,46478
Down1£5,9951095,3001
Dumfries and Galloway5£13,396831,0279
Dundee City18£11,912655,98747
Dungannon3£11,227872,4179
Ealing - Greater London13£6,3681058,96823
East Ayrshire20£12,415641,74420
East Lothian1£10,999-49,2794
East Riding of Yorkshire12£12,264545,08841
East Sussex40£10,977752,70339
Enfield - Greater London7£7,465964,77410
Essex198£10,784756,249376
Falkirk56£13,733964,52665
Fermanagh4£10,862771,2453
Fife41£12,796643,67385
Flintshire3£8,0201199,2013
Glasgow City75£12,896644,668195
Gloucestershire25£9,512963,98092
Greater Manchester350£11,022753,402668
Gwynedd4£9,296857,75912
Hampshire151£10,346857,321341
Harrow - Greater London13£5,7981161,10022
Havering - Greater London68£8,205962,269157
Herefordshire14£9,217961,35219
Hertfordshire115£11,416752,087229
Highland21£15,586427,41736
Hillingdon - Greater London30£7,1581066,94059
Hounslow - Greater London9£10,414851,14530
Inverclyde5£7,7851062,59412
Isle of Anglesey7£9,303863,07917
Isle of Wight6£7,4121074,2718
Kent107£10,123958,623211
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire263£10,524751,123452
Larne1£29,9951670,0003
Leicestershire115£11,852753,519316
Limavady2£9,720758,0002
Lincolnshire117£11,541746,745220
Lisburn15£17,576425,98737
Magherafelt1£13,995461,0002
Merseyside109£11,142753,042193
Merthyr Tydfil33£15,636859,37125
Merton - Greater London6£6,6921163,7965
Midlothian4£14,196539,5359
Monmouthshire2£4,3731279,45013
Moray10£14,291638,70720
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport3£15,495967,40515
Newry and Mourne6£14,0971069,7715
Newtownabbey17£17,591326,17733
Norfolk117£11,487755,047239
North Ayrshire16£10,684754,59431
North Down3£13,828433,2717
North Lanarkshire40£12,919535,70896
North Yorkshire144£14,309538,478221
Northamptonshire94£10,319761,120195
Northumberland17£11,719954,38653
Nottinghamshire90£13,170748,757248
Omagh5£15,994323,7845
Oxfordshire25£13,564539,09693
Pembrokeshire3£14,832421,9501
Perth and Kinross16£14,493539,09343
Redbridge - Greater London7£8,851875,00221
Renfrewshire24£13,212543,53969
Rhondda Cynon Taf29£7,3021066,04634
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72213
Shropshire40£10,043856,21389
Somerset63£12,634643,859121
South Ayrshire16£13,378532,59660
South Lanarkshire4£8,622965,625-
South Yorkshire183£11,160753,658403
Staffordshire110£11,124851,660249
Stirling14£15,989435,84148
Strabane3£12,232663,3335
Suffolk86£13,255644,836165
Surrey97£14,020638,812215
Sutton - Greater London5£9,937846,3155
Swansea8£8,093872,31510
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear125£11,232650,334254
Warwickshire31£10,227756,96872
West Dunbartonshire4£14,186542,25710
West Lothian19£13,018541,64734
West Midlands352£10,450856,396646
West Sussex45£12,352742,079118
West Yorkshire277£11,628750,311574
Wiltshire80£11,961748,585171
Worcestershire38£10,556853,159127
Wrexham2£14,250429,993-
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