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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,039£11,849752,06812,061
Aberdeen City10£13,071439,92550
Aberdeenshire12£13,830635,11522
Angus5£11,595737,91312
Antrim3£9,248855,01319
Ards5£9,7281072,9514
Armagh4£6,16111100,7254
Ballymena14£13,544446,32017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London24£15,448431,10643
Barnet - Greater London1£4,2151291,0483
Bedfordshire143£8,547966,471270
Belfast29£14,306640,25940
Berkshire123£8,334962,514236
Blaenau Gwent8£15,574329,8655
Brent - Greater London10£7,1161173,9819
Bristol109£8,519961,559255
Bromley - Greater London9£11,963643,25822
Buckinghamshire130£9,601860,562195
Caerphilly1£12,9911054,000-
Cambridgeshire192£9,935862,295326
Cardiff4£11,869647,2945
Carmarthenshire9£14,472434,03310
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire229£13,667640,318474
City of Edinburgh43£11,060744,99267
City of London - Greater London32£6,8801070,43961
Clackmannanshire1£15,998341,0463
Coleraine23£16,422328,82214
Conwy2£9,145765,5009
Cookstown1£12,490533,000-
Cornwall20£10,310856,02035
County Durham119£11,689754,144242
Craigavon18£15,829428,75426
Croydon - Greater London8£10,379966,90716
Cumbria57£14,060539,86294
Denbighshire2£7,9951161,0963
Derbyshire157£12,061647,436310
Derry1£44,995177,0005
Devon106£11,166749,036164
Dorset43£14,462629,84673
Down1£5,4951095,3001
Dumfries and Galloway4£12,496836,3099
Dundee City21£11,272759,22746
Dungannon3£11,227872,4179
Ealing - Greater London11£7,109953,70023
East Ayrshire24£13,458538,32821
East Lothian1£10,999-42,6684
East Riding of Yorkshire13£12,396541,93542
East Sussex40£12,035748,21435
Enfield - Greater London8£7,041965,5539
Essex193£10,654756,928376
Falkirk60£14,037960,99365
Fermanagh4£10,862771,2453
Fife38£12,830645,12485
Flintshire3£7,9871199,2013
Glasgow City75£12,599643,567195
Gloucestershire26£10,226859,11889
Greater Manchester352£10,933754,880664
Gwynedd3£11,162647,86713
Hampshire134£10,770856,931344
Harrow - Greater London14£5,6951162,75621
Havering - Greater London65£8,585960,656158
Herefordshire14£9,325960,06820
Hertfordshire118£11,457752,193233
Highland19£14,796530,15736
Hillingdon - Greater London31£7,3361063,95058
Hounslow - Greater London9£10,414851,14526
Inverclyde5£7,6851062,59410
Isle of Anglesey8£9,388862,29716
Isle of Wight5£6,8951174,6729
Kent107£9,849959,280209
Kingston upon Thames - Greater London5£9,315845,24210
Lancashire258£10,523751,750453
Larne1£29,9951670,0003
Leicestershire122£11,562753,694303
Limavady2£9,720758,0002
Lincolnshire113£11,394747,096224
Lisburn15£18,036423,60035
Magherafelt1£13,995461,0001
Merseyside104£11,293652,847188
Merthyr Tydfil33£15,477859,37124
Merton - Greater London7£6,8071162,2975
Midlothian4£14,196539,5358
Monmouthshire2£4,3731279,45013
Moray10£14,191638,70719
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport6£13,8291070,06015
Newry and Mourne6£14,5481080,5715
Newtownabbey17£17,053427,94429
Norfolk112£11,360754,718242
North Ayrshire17£10,426755,27332
North Down2£15,745226,8918
North Lanarkshire35£12,880538,47699
North Yorkshire146£14,504536,855230
Northamptonshire90£10,012862,940194
Northumberland17£11,824953,95153
Nottinghamshire89£12,933749,621243
Omagh5£15,994323,7845
Oxfordshire25£13,281642,44488
Pembrokeshire2£14,499423,1222
Perth and Kinross18£13,605541,66842
Redbridge - Greater London8£8,681972,87721
Renfrewshire24£13,376542,78865
Rhondda Cynon Taf28£7,2841065,90630
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72213
Shropshire43£10,534854,11887
Somerset55£12,529644,791119
South Ayrshire17£13,120532,64257
South Lanarkshire4£8,622965,625-
South Yorkshire179£11,149754,455404
Staffordshire119£11,213851,460251
Stirling13£16,219436,17747
Strabane3£12,232663,3335
Suffolk81£13,168645,794162
Surrey98£13,582640,478214
Sutton - Greater London5£9,937846,3155
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear118£11,326651,266261
Warwickshire29£10,987754,61473
West Dunbartonshire3£15,331433,2359
West Lothian23£12,708544,50336
West Midlands348£10,390856,044638
West Sussex44£12,226643,259116
West Yorkshire275£11,509749,878576
Wiltshire80£12,117747,086167
Worcestershire41£10,893852,384125
Wrexham1£14,750332,1411
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