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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,055£11,815752,04012,063
Aberdeen City11£13,065440,46950
Aberdeenshire12£13,747635,11522
Angus4£11,870739,72613
Antrim3£9,248855,01319
Ards5£9,7281072,9514
Armagh4£6,16111100,7254
Ballymena12£12,761551,73417
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London24£15,340431,10643
Barnet - Greater London1£4,2151291,0483
Bedfordshire145£8,378966,543269
Belfast29£14,306640,25940
Berkshire125£8,3031062,656235
Blaenau Gwent8£15,574329,8655
Brent - Greater London10£7,1161173,9818
Bristol108£8,473961,792253
Bromley - Greater London9£11,957643,25822
Buckinghamshire130£9,538961,537194
Caerphilly1£12,9911054,000-
Cambridgeshire189£9,961861,514329
Cardiff4£11,869647,2945
Carmarthenshire9£14,472434,03310
Carrickfergus2£10,473783,7113
Ceredigion4£9,493672,13510
Cheshire229£13,606641,048474
City of Edinburgh41£11,179744,76268
City of London - Greater London33£6,9901070,21461
Clackmannanshire1£15,998341,0463
Coleraine21£16,496328,77316
Conwy1£8,295967,00010
Cookstown1£12,490533,000-
Cornwall20£10,310856,02035
County Durham116£11,787754,007247
Craigavon18£15,829428,75426
Croydon - Greater London8£10,379966,90716
Cumbria55£14,207538,85895
Denbighshire2£7,9951161,0963
Derbyshire157£12,167647,836314
Derry1£44,995177,0005
Devon106£11,226748,819163
Dorset42£14,286630,94772
Down1£5,4951095,3001
Dumfries and Galloway4£12,496836,3099
Dundee City21£11,272759,22746
Dungannon3£11,227872,4179
Ealing - Greater London11£7,109953,70023
East Ayrshire25£13,131539,16621
East Lothian1£10,999-42,6684
East Riding of Yorkshire14£12,432541,72342
East Sussex39£12,326747,57637
Enfield - Greater London8£7,006965,5539
Essex189£10,742756,966382
Falkirk60£14,049960,99365
Fermanagh4£10,862771,2453
Fife41£13,013643,19882
Flintshire3£7,9871199,2013
Glasgow City78£12,795542,787192
Gloucestershire26£10,289857,74090
Greater Manchester355£11,035754,547668
Gwynedd3£11,162647,86713
Hampshire139£10,970856,369341
Harrow - Greater London14£5,6951162,75621
Havering - Greater London67£8,691960,176159
Herefordshire15£9,536958,18520
Hertfordshire119£11,266753,241231
Highland20£14,990528,86035
Hillingdon - Greater London31£7,3361063,95056
Hounslow - Greater London8£10,971851,84027
Inverclyde5£7,6851062,59410
Isle of Anglesey8£9,388862,67117
Isle of Wight5£6,8951174,6729
Kent110£9,676960,272208
Kingston upon Thames - Greater London5£9,315845,24210
Lancashire248£10,735750,936462
Larne1£29,9951670,0003
Leicestershire124£11,603753,606302
Limavady2£9,720758,0002
Lincolnshire113£11,446746,787221
Lisburn14£17,968425,16036
Merseyside103£11,042754,148188
Merthyr Tydfil33£15,481859,37124
Merton - Greater London7£6,8071162,2975
Midlothian4£14,196539,5358
Monmouthshire2£4,3731279,45013
Moray11£14,628636,78019
Neath Port Talbot5£8,136970,5853
Newham - Greater London1£5,7507145,024-
Newport6£13,130958,72615
Newry and Mourne6£14,5481080,5715
Newtownabbey18£16,300536,73027
Norfolk111£11,344755,039242
North Ayrshire17£10,426755,27332
North Down2£15,745226,8918
North Lanarkshire37£13,067536,92197
North Yorkshire142£14,452537,686235
Northamptonshire91£9,976863,429194
Northumberland19£11,648954,77753
Nottinghamshire88£12,763750,191245
Omagh5£15,994323,7845
Oxfordshire26£13,392641,38487
Pembrokeshire2£14,499423,1222
Perth and Kinross18£13,605541,66841
Redbridge - Greater London8£8,681972,87721
Renfrewshire24£13,543541,49566
Rhondda Cynon Taf28£7,2701065,90627
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders4£17,322333,72213
Shropshire44£10,542853,64988
Somerset59£12,672644,820120
South Ayrshire17£13,002535,17658
South Lanarkshire4£8,622965,625-
South Yorkshire177£11,160754,840407
Staffordshire124£11,243851,082249
Stirling12£15,738538,65448
Strabane3£12,232663,3335
Suffolk81£13,326646,116160
Surrey97£13,427641,270214
Sutton - Greater London5£9,937846,3155
The Vale of Glamorgan1£7,7501134,8502
Tyne and Wear118£11,431650,701256
Warwickshire31£11,273754,27570
West Dunbartonshire2£14,998527,87410
West Lothian24£12,320646,92736
West Midlands351£10,392856,074638
West Sussex41£12,174643,571117
West Yorkshire285£11,559749,497565
Wiltshire80£11,778749,094169
Worcestershire42£10,801852,799124
Wrexham1£14,750332,1411
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