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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,700£11,509752,08613,782
Aberdeenshire31£13,758537,12264
Angus30£11,919644,24550
Ayrshire65£12,764540,02795
Bedfordshire150£7,9101067,102278
Berkshire116£8,994960,651246
Blaenau Gwent16£13,525646,62433
Borders8£16,210436,0397
Bridgend25£10,203753,98943
Bristol112£8,785962,810243
Buckinghamshire143£9,502859,683236
Caerphilly14£5,7161088,25013
Cambridgeshire162£10,248861,239378
Cardiff46£13,978636,60471
Carmarthenshire11£11,067645,36217
Ceredigion1£10,995738,4092
Cheshire202£12,522745,777443
Clackmannanshire4£11,872653,2613
Conwy6£11,970761,14813
Cornwall31£11,099956,95448
County Antrim59£15,414539,056140
County Armagh29£13,221653,61337
County Down40£14,361636,85647
County Durham122£10,938759,468240
County Fermanagh2£8,4239125,0004
County Londonderry34£14,721646,85344
County Tyrone21£12,100765,87919
Cumbria48£15,141536,473112
Denbighshire2£10,493857,1072
Derbyshire145£12,089650,377310
Devon106£10,172854,482176
Dorset39£14,382629,774112
Dumfries & Galloway6£13,330643,0169
Dunbartonshire5£16,998324,3709
East Lothian1£5,9251129,6152
East Riding of Yorkshire52£12,310746,422104
East Sussex52£12,083643,15376
Essex229£10,864758,417506
Falkirk61£13,248962,01753
Fife49£13,275646,967101
Flintshire24£7,6691180,20421
Gloucestershire49£9,9821066,075100
Greater London344£9,375854,740714
Greater Manchester351£10,884755,394624
Gwynedd4£9,684855,57213
Hampshire199£11,111853,441353
Herefordshire10£11,361851,92820
Hertfordshire129£11,125752,385287
Highland22£13,792534,43739
Inverclyde3£8,0791064,99110
Isle of Anglesey9£14,879651,57427
Isle of Wight6£7,646970,4587
Kent138£11,059847,459322
Lanarkshire111£13,489539,371287
Lancashire238£10,098755,431485
Leicestershire124£12,023748,848281
Lincolnshire95£10,987749,643225
Merseyside123£11,186753,120275
Merthyr Tydfil28£14,115760,95022
Midlothian58£10,929752,75990
Monmouthshire11£6,5171168,39824
Moray12£16,104530,42022
Neath Port Talbot5£10,696851,5853
Newport31£12,436643,05779
Norfolk123£11,257853,520239
North Yorkshire141£13,555541,261265
Northamptonshire81£10,612758,335217
Northumberland21£12,479840,75062
Nottinghamshire126£12,341749,879296
Oxfordshire27£10,164857,54886
Pembrokeshire8£9,860753,24112
Perth & Kinross21£14,301437,25339
Powys4£14,743551,4563
Renfrewshire12£10,998747,20865
Rhondda Cynon Taf27£7,678966,04042
Rutland1£11,000553,469-
Shropshire44£12,718644,27685
Somerset75£13,077645,074122
South Yorkshire158£9,744864,107343
Staffordshire151£10,444854,565347
Stirling12£14,939541,89346
Suffolk94£12,922645,871188
Surrey130£9,924853,424261
Swansea37£12,809646,46356
Torfaen4£10,320766,8328
Tyne and Wear105£11,166753,795266
Vale of Glamorgan8£12,831843,67416
Warwickshire53£10,807755,340118
West Lothian22£9,693965,57555
West Midlands321£9,920859,212732
West Sussex72£11,190642,609155
West Yorkshire274£11,263751,110604
Wiltshire84£10,048861,573177
Worcestershire50£10,901754,432133
Wrexham15£10,413739,83628
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