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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,786£11,486752,08613,810
Aberdeenshire30£13,484636,78167
Angus32£11,924644,92651
Ayrshire69£12,717540,18596
Bedfordshire142£8,1061067,146280
Berkshire120£9,194959,567245
Blaenau Gwent17£13,536645,84833
Borders7£16,210433,0447
Bridgend27£9,991753,32844
Bristol121£8,756962,369241
Buckinghamshire145£9,323960,835233
Caerphilly14£5,7161088,25013
Cambridgeshire187£10,369859,833360
Cardiff44£13,962635,99572
Carmarthenshire10£11,275644,69218
Ceredigion1£10,995738,4092
Cheshire217£12,562745,324436
Clackmannanshire4£11,872653,2614
Conwy6£11,970761,14814
Cornwall31£10,916857,24847
County Antrim61£15,082540,696138
County Armagh29£13,238653,61338
County Down43£13,851641,48844
County Durham116£10,981759,415242
County Fermanagh2£8,4239125,0004
County Londonderry35£14,806648,39042
County Tyrone20£12,035765,30621
Cumbria48£14,723539,212114
Denbighshire2£10,493857,1073
Derbyshire142£12,011650,573321
Devon107£10,132854,224180
Dorset47£13,653633,361108
Dumfries & Galloway6£13,330643,0169
Dunbartonshire4£16,498323,7529
East Lothian1£5,9251129,6152
East Riding of Yorkshire54£11,797749,329104
East Sussex53£11,978643,85976
Essex237£11,201756,227504
Falkirk61£13,247962,08754
Fife46£13,516644,718103
Flintshire25£7,5381179,03621
Gloucestershire44£10,0201066,588102
Greater London348£9,068856,448719
Greater Manchester346£11,079754,836642
Gwynedd4£9,398855,57214
Hampshire197£11,046854,316350
Herefordshire11£11,191850,36621
Hertfordshire142£11,562750,080278
Highland18£13,714537,04442
Inverclyde3£8,0791064,99110
Isle of Anglesey10£15,689647,32726
Isle of Wight7£7,2671068,3927
Kent136£11,280747,089325
Lanarkshire116£13,353539,508288
Lancashire231£10,211755,112491
Leicestershire122£12,126746,862287
Lincolnshire104£11,234849,239221
Merseyside125£11,158753,088270
Merthyr Tydfil27£14,326862,80822
Midlothian58£11,034752,71492
Monmouthshire12£6,5191165,59523
Moray11£15,677534,10321
Neath Port Talbot4£10,496855,8763
Newport30£12,379642,97885
Norfolk121£10,885856,532246
North Yorkshire144£13,605540,510264
Northamptonshire84£10,566756,832220
Northumberland21£12,753842,04266
Nottinghamshire124£12,215751,036295
Oxfordshire26£10,190861,77388
Pembrokeshire10£9,933751,93610
Perth & Kinross23£13,622538,86239
Powys3£14,327447,6083
Renfrewshire13£10,998746,96665
Rhondda Cynon Taf29£7,603966,74741
Rutland1£11,000553,469-
Shropshire43£12,605643,47885
Somerset76£12,642748,748122
South Yorkshire159£9,784863,292338
Staffordshire154£10,410854,597345
Stirling12£15,314541,12748
Suffolk93£12,956644,582188
Surrey124£9,534955,859259
Swansea33£12,951647,35162
Torfaen4£10,320766,8328
Tyne and Wear108£11,175753,732275
Vale of Glamorgan9£13,178843,85016
Warwickshire55£11,170753,737121
West Lothian22£10,528859,63055
West Midlands327£9,919858,862718
West Sussex70£11,683640,116158
West Yorkshire285£11,234751,336593
Wiltshire82£10,065861,109182
Worcestershire45£10,656854,670134
Wrexham17£10,652739,70927
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