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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

7,059 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,922£11,605751,91113,703
Aberdeenshire29£13,202538,37563
Angus29£12,042649,36653
Ayrshire69£11,880545,38097
Bedfordshire146£7,8281068,043272
Berkshire124£8,774961,373251
Blaenau Gwent16£12,387656,23933
Borders7£16,587429,2628
Bridgend18£11,871544,53855
Bristol116£8,460963,654232
Buckinghamshire146£9,155959,654234
Caerphilly11£6,876987,64013
Cambridgeshire178£10,360859,266364
Cardiff42£14,013531,42373
Carmarthenshire9£12,972439,74618
Ceredigion1£10,995738,4092
Cheshire209£12,368743,915449
Clackmannanshire2£7,745874,5006
Conwy10£14,744546,34911
Cornwall34£10,918961,01557
County Antrim53£15,675540,469137
County Armagh29£12,623757,72643
County Down41£14,537537,06050
County Durham130£10,488758,626237
County Fermanagh2£8,1759125,0004
County Londonderry40£14,600543,57142
County Tyrone21£11,799765,98715
Cumbria47£14,825536,617115
Denbighshire4£11,044852,1282
Derbyshire138£12,010649,122337
Devon115£11,331749,424172
Dorset45£13,627631,323106
Dumfries & Galloway9£11,874744,1976
Dunbartonshire5£16,198328,2278
East Lothian2£10,375832,4413
East Riding of Yorkshire47£12,771745,183105
East Sussex50£11,945744,25287
Essex245£11,332754,847508
Falkirk60£13,329961,50041
Fife56£14,270642,047102
Flintshire20£7,5331175,91225
Gloucestershire44£11,194963,006108
Greater London353£9,646854,940709
Greater Manchester352£10,683755,081612
Gwynedd4£8,494970,11014
Hampshire189£11,196752,245371
Herefordshire17£10,862847,18416
Hertfordshire134£10,915754,586285
Highland25£12,056543,81641
Inverclyde1£8,2501184,0008
Isle of Anglesey13£15,132644,52725
Isle of Wight6£8,996861,9047
Kent151£10,540850,936316
Lanarkshire116£13,150538,966271
Lancashire245£10,226755,816511
Leicestershire127£12,161747,869285
Lincolnshire112£12,274643,854219
Merseyside138£12,154750,578262
Merthyr Tydfil29£14,823755,23924
Midlothian65£11,508750,86097
Monmouthshire7£7,5851067,28018
Moray11£17,869525,96721
Neath Port Talbot5£10,496851,5853
Newport24£11,627648,90781
Norfolk127£11,183853,669228
North Yorkshire140£13,504643,427276
Northamptonshire85£11,058757,907215
Northumberland25£12,565742,21558
Nottinghamshire149£12,458749,720274
Oxfordshire28£10,390758,83974
Pembrokeshire4£11,537636,14717
Perth & Kinross21£14,284440,68737
Powys4£14,493551,4563
Renfrewshire14£13,698535,75460
Rhondda Cynon Taf34£8,677858,65641
Shropshire45£12,246645,96582
Somerset69£12,024748,921126
South Yorkshire177£9,466867,121330
Staffordshire159£9,978856,038363
Stirling11£15,029537,85840
Suffolk105£12,983644,364171
Surrey123£9,774853,282255
Swansea33£13,132639,68965
Torfaen5£7,757888,9858
Tyne and Wear120£11,913752,914261
Vale of Glamorgan9£12,352639,08519
Warwickshire61£10,839755,498108
West Lothian20£8,494970,35163
West Midlands339£10,463854,111722
West Sussex79£11,488644,198148
West Yorkshire270£11,111750,866606
Wiltshire87£10,423859,234155
Worcestershire43£9,338855,948129
Wrexham13£11,193641,75629
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