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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,127£11,831752,47712,150
Aberdeen City12£12,968643,88548
Aberdeenshire11£12,732643,70123
Angus4£11,745636,80912
Antrim4£8,435961,12618
Ards4£8,2861279,7035
Armagh4£6,16111100,7254
Ballymena15£13,702445,60416
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London25£15,857328,16342
Barnet - Greater London1£4,2151291,0484
Bedfordshire149£8,334967,634273
Belfast31£14,450541,87141
Berkshire127£8,674961,198231
Blaenau Gwent8£15,574329,8656
Brent - Greater London10£7,1371173,98110
Bristol120£8,775960,479254
Bromley - Greater London9£11,927643,25824
Buckinghamshire124£9,770860,240201
Caerphilly1£13,4911054,000-
Cambridgeshire203£10,082861,405329
Cardiff4£11,894647,2947
Carmarthenshire10£14,525433,28010
Carrickfergus1£15,450574,4214
Ceredigion4£9,493672,1359
Cheshire235£13,534640,704471
City of Edinburgh36£10,976745,76771
City of London - Greater London35£7,2621067,87958
Coleraine21£16,844327,12615
Conwy2£9,645765,50010
Cookstown1£12,490533,0001
Cornwall20£11,536855,94133
County Durham121£11,722754,050240
Craigavon17£16,700323,35225
Croydon - Greater London8£10,417966,90717
Cumbria59£14,012540,58193
Denbighshire2£7,9951161,0963
Derbyshire161£12,135648,252307
Derry1£44,995177,0005
Devon108£11,233748,848162
Dorset41£14,829529,63578
Down1£5,9951095,3001
Dumfries and Galloway5£13,396831,0279
Dundee City17£12,172655,29247
Dungannon3£11,227872,4179
Ealing - Greater London12£6,0861156,54923
East Ayrshire20£12,415641,74420
East Lothian1£10,999-49,2794
East Riding of Yorkshire14£12,633543,13641
East Sussex41£11,392751,81139
Enfield - Greater London6£5,7981070,83810
Essex199£10,835756,241385
Falkirk56£13,733964,52666
Fermanagh4£11,095771,2453
Fife41£12,837643,39785
Flintshire3£8,0201199,2013
Glasgow City77£12,961644,514194
Gloucestershire23£9,665965,32693
Greater Manchester351£11,012753,533669
Gwynedd3£11,162647,86713
Hampshire145£10,203857,191346
Harrow - Greater London14£5,6451161,09321
Havering - Greater London68£8,173961,375157
Herefordshire13£9,557958,94220
Hertfordshire116£11,484751,966227
Highland21£15,806427,91136
Hillingdon - Greater London30£6,9741068,83958
Hounslow - Greater London9£10,414851,14530
Inverclyde5£7,7851062,59413
Isle of Anglesey8£10,638757,69416
Isle of Wight6£7,4121074,2718
Kent104£9,882959,697218
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire262£10,442751,894451
Larne1£29,9951670,0003
Leicestershire120£11,711753,835314
Limavady2£9,720758,0003
Lincolnshire118£11,407746,873220
Lisburn16£17,290426,01136
Magherafelt1£13,995461,0002
Merseyside107£11,001753,777192
Merthyr Tydfil32£15,604861,10625
Merton - Greater London6£6,6921163,7885
Midlothian4£14,196539,53510
Monmouthshire2£4,3731279,45013
Moray10£14,291638,68721
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport3£15,495967,40515
Newry and Mourne6£14,0971069,7715
Newtownabbey19£17,239329,15731
Norfolk116£11,523754,719245
North Ayrshire16£10,684754,59431
North Down3£13,828433,2717
North Lanarkshire39£13,092534,61598
North Yorkshire144£14,311538,662219
Northamptonshire92£10,091862,288193
Northumberland17£11,719954,38653
Nottinghamshire91£12,917750,139249
Omagh5£15,994323,7845
Oxfordshire29£13,223539,15891
Pembrokeshire3£14,832421,9501
Perth and Kinross17£14,346538,40043
Redbridge - Greater London8£8,431972,15620
Renfrewshire25£13,263542,51669
Rhondda Cynon Taf28£7,2881065,45935
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257338,04212
Shropshire40£10,044856,21389
Somerset65£12,691644,275122
South Ayrshire16£13,378532,59660
South Lanarkshire4£8,622965,625-
South Yorkshire181£11,279753,354402
Staffordshire111£11,068851,491249
Stirling13£16,258436,80049
Strabane3£12,232663,3335
Suffolk84£13,298645,290166
Surrey96£14,240538,023215
Sutton - Greater London5£9,917846,3155
Swansea8£8,093872,31510
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear127£11,238650,351259
Warwickshire30£10,227757,20072
West Dunbartonshire4£14,186542,25710
West Lothian19£13,163541,24533
West Midlands348£10,467856,244643
West Sussex47£12,039742,926117
West Yorkshire279£11,662750,421582
Wiltshire81£11,878748,931170
Worcestershire39£10,888853,130125
Wrexham2£14,250429,993-
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