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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,398£11,409752,26212,735
Aberdeen City13£12,055545,89841
Aberdeenshire9£12,106748,16425
Angus4£14,120545,34115
Antrim8£12,017652,70015
Ards5£8,3861178,2057
Armagh3£6,2321199,3005
Ballymena14£12,187551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London20£15,089428,17345
Barnet - Greater London16£15,859421,79728
Bedfordshire177£9,322963,396285
Belfast25£14,108644,02441
Berkshire114£8,6001061,294251
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent6£13,798436,9989
Brent - Greater London11£7,6691072,99412
Bristol143£9,285958,635249
Bromley - Greater London6£9,291767,36718
Buckinghamshire113£10,412857,676189
Caerphilly2£7,9931254,0002
Cambridgeshire192£10,037862,418361
Cardiff17£14,221530,49727
Carmarthenshire10£15,494430,1638
Carrickfergus3£9,147969,1404
Ceredigion7£8,770863,67621
Cheshire244£12,643745,484480
City of Edinburgh38£11,836746,03785
City of London - Greater London44£8,783959,79270
Clackmannanshire1£15,998323,2137
Coleraine19£15,306334,07419
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,013967,60538
County Durham105£11,566753,398225
Craigavon9£13,458642,29234
Croydon - Greater London12£11,178859,18613
Cumbria50£14,185643,80795
Denbighshire1£10,695746,4703
Derbyshire152£12,120747,641351
Derry13£17,528537,33514
Devon115£11,846745,464169
Dorset39£14,093631,50277
Down2£6,995984,7503
Dumfries and Galloway8£10,871849,83711
Dundee City21£13,701646,10540
Dungannon6£12,828979,8598
Ealing - Greater London11£5,3671270,32028
East Ayrshire21£11,671652,35924
East Lothian2£9,899925,3783
East Riding of Yorkshire25£11,884645,10861
East Sussex28£12,493751,08554
Enfield - Greater London9£6,4641175,8005
Essex197£11,150755,527394
Falkirk65£12,691858,94860
Fermanagh4£11,893673,9742
Fife29£14,099542,24695
Flintshire3£7,8901199,2014
Glasgow City92£13,626541,311202
Gloucestershire33£9,772866,30382
Greater Manchester318£10,605855,835632
Greenwich - Greater London1£5,4901240,364-
Gwynedd2£12,995630,00013
Hampshire150£10,591856,159359
Harrow - Greater London9£5,9091155,73220
Havering - Greater London73£9,016856,661171
Herefordshire12£11,433853,25318
Hertfordshire115£10,771857,121204
Highland17£16,524424,71252
Hillingdon - Greater London33£8,217962,31174
Hounslow - Greater London13£9,526958,73827
Inverclyde8£10,333848,68916
Isle of Anglesey19£11,579750,63318
Isle of Wight7£8,5661061,95713
Kent111£10,297855,704243
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire237£10,843752,473449
Larne2£20,4931252,0003
Leicestershire134£12,220748,920365
Limavady1£9,995750,0003
Lincolnshire115£11,508750,807240
Lisburn12£14,433641,22028
Merseyside136£11,597648,500237
Merthyr Tydfil35£15,685759,36427
Merton - Greater London4£6,8731162,7507
Midlothian6£13,500641,38612
Monmouthshire8£4,7771297,36915
Moray10£16,945427,82019
Neath Port Talbot3£9,163866,8608
Newham - Greater London1£5,7507145,024-
Newport4£12,2471071,8229
Newry and Mourne8£13,990959,8225
Newtownabbey9£14,293547,52035
Norfolk143£11,259857,584238
North Ayrshire16£10,794749,30527
North Down3£11,728746,5205
North Lanarkshire45£12,771638,96799
North Yorkshire133£14,822533,970248
Northamptonshire80£9,882862,386199
Northumberland23£12,189845,46547
Nottinghamshire97£13,891746,879255
Omagh5£15,931330,2326
Oxfordshire32£13,334642,85385
Pembrokeshire3£13,164644,471-
Perth and Kinross18£14,011637,83544
Powys2£15,146518,7632
Redbridge - Greater London11£7,1541159,16118
Renfrewshire33£14,047534,78473
Rhondda Cynon Taf32£7,3461065,98842
Richmond upon Thames - Greater London2£10,488835,1248
Scottish Borders6£17,663319,78419
Shropshire39£10,954751,69788
Somerset61£12,445746,390145
South Ayrshire26£13,576537,88565
South Lanarkshire3£9,797954,8331
South Yorkshire202£10,542756,583392
Staffordshire134£11,375746,569294
Stirling16£13,385536,75440
Strabane3£12,498558,5726
Suffolk95£13,565744,198156
Surrey118£12,573644,393236
Sutton - Greater London4£9,724847,8267
Swansea8£6,0021076,50812
The Vale of Glamorgan3£5,9991087,1001
Tower Hamlets - Greater London1£11,495657,0002
Tyne and Wear130£11,260752,163275
Warwickshire29£11,710753,18081
West Dunbartonshire5£13,988442,38113
West Lothian25£13,159640,49433
West Midlands364£10,594853,860676
West Sussex51£11,038746,852105
West Yorkshire309£11,244750,046596
Wiltshire90£10,862856,400177
Worcestershire37£10,058966,127132
Wrexham2£9,245916,1113
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