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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,139£11,776752,82612,171
Aberdeen City12£12,968649,31247
Aberdeenshire11£12,732643,70123
Angus4£11,745636,80912
Antrim5£8,948862,93917
Ards4£8,2861279,7035
Armagh4£6,16111100,7255
Ballymena14£13,823445,30017
Ballymoney1£19,595312,8303
Banbridge1£14,500317,000-
Barking & Dagenham - Greater London28£14,650432,83939
Barnet - Greater London1£4,2151291,0484
Bedfordshire148£8,346967,570277
Belfast32£14,412541,69341
Berkshire127£8,609961,172232
Blaenau Gwent8£15,574329,8656
Brent - Greater London10£7,1371173,98110
Bristol121£8,838960,235255
Bromley - Greater London9£11,918643,25824
Buckinghamshire125£9,865859,575202
Caerphilly1£13,4911054,000-
Cambridgeshire203£10,279760,186332
Cardiff4£11,894647,2947
Carmarthenshire10£14,525433,28010
Carrickfergus1£15,450574,4214
Ceredigion4£9,493672,1359
Cheshire235£13,520640,747471
City of Edinburgh35£11,043745,84470
City of London - Greater London35£7,1961067,90761
Coleraine22£16,619327,54614
Conwy2£9,645765,50010
Cookstown1£12,490533,0001
Cornwall19£10,249857,91333
County Durham117£11,760754,141241
Craigavon17£16,700323,35225
Croydon - Greater London8£10,417966,90717
Cumbria61£14,000540,64691
Denbighshire2£7,9951161,0963
Derbyshire158£12,113648,581312
Derry1£44,995177,0006
Devon109£11,345748,246161
Dorset42£14,762531,18376
Down1£5,9951095,3001
Dumfries and Galloway4£13,870930,1269
Dundee City19£11,654754,91945
Dungannon4£8,9191099,81310
Ealing - Greater London12£6,0861156,54924
East Ayrshire19£11,763646,12620
East Lothian1£10,999-49,2794
East Riding of Yorkshire12£12,306545,07041
East Sussex40£11,477752,22140
Enfield - Greater London6£5,7981070,83810
Essex197£10,806756,111388
Falkirk55£13,791964,41767
Fermanagh4£11,095771,2453
Fife39£12,742642,97985
Flintshire3£8,0201199,2013
Glasgow City81£13,031643,847192
Gloucestershire25£10,736860,10193
Greater Manchester353£11,062753,425672
Gwynedd3£11,162647,86713
Hampshire155£10,201857,545333
Harrow - Greater London15£5,8191158,28620
Havering - Greater London66£8,321961,069159
Herefordshire13£9,580958,94220
Hertfordshire118£11,391753,257225
Highland21£15,806427,88837
Hillingdon - Greater London30£6,9741068,83958
Hounslow - Greater London9£10,414851,14530
Inverclyde5£7,8851062,59413
Isle of Anglesey8£10,638757,69417
Isle of Wight6£7,4121074,2718
Kent103£9,878959,475214
Kingston upon Thames - Greater London4£9,894849,45010
Lancashire264£10,503751,677448
Larne1£29,9951670,0003
Leicestershire125£11,759754,233314
Limavady2£9,720758,0003
Lincolnshire118£11,415746,669224
Lisburn19£17,322424,24734
Magherafelt1£13,995461,0002
Merseyside106£10,876754,671192
Merthyr Tydfil32£15,606861,10625
Merton - Greater London5£7,5321059,3465
Midlothian4£14,196539,53510
Monmouthshire2£4,4231375,44012
Moray10£14,291638,68721
Neath Port Talbot4£8,296969,8953
Newham - Greater London1£5,7507145,024-
Newport3£15,495967,40515
Newry and Mourne6£14,0971069,7716
Newtownabbey21£16,473432,20429
Norfolk115£11,350754,702244
North Ayrshire16£10,684754,59431
North Down3£13,828433,2717
North Lanarkshire39£13,107534,053100
North Yorkshire141£14,245538,473225
Northamptonshire94£9,933862,377194
Northumberland19£11,206954,56151
Nottinghamshire91£12,606751,443246
Omagh5£15,994323,7845
Oxfordshire27£13,229539,42593
Pembrokeshire3£14,832421,9501
Perth and Kinross18£14,355538,05942
Redbridge - Greater London9£7,5641081,13419
Renfrewshire23£12,917544,34670
Rhondda Cynon Taf29£7,2261065,89838
Richmond upon Thames - Greater London1£5,9851139,2328
Scottish Borders5£16,257338,04212
Shropshire38£10,329854,80389
Somerset66£12,577745,147122
South Ayrshire17£13,120533,86959
South Lanarkshire4£8,622965,625-
South Yorkshire178£11,433752,502400
Staffordshire113£10,738851,801252
Stirling13£16,219433,75449
Strabane3£12,232663,3335
Suffolk85£13,223645,664164
Surrey97£14,309537,692218
Sutton - Greater London5£9,948846,2335
Swansea8£8,093872,31510
The Vale of Glamorgan1£7,9991134,8502
Tyne and Wear130£11,192750,859257
Warwickshire31£10,055859,09772
West Dunbartonshire4£14,186542,25710
West Lothian19£13,163541,24533
West Midlands343£10,406856,323646
West Sussex46£11,457744,117115
West Yorkshire274£11,343751,229586
Wiltshire78£11,959749,757178
Worcestershire39£10,888853,130130
Wrexham2£14,250429,993-
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