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Used Ford Focus on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Focus on finance

Getting a used car can be a fun but tricky experience. If you're in the UK and thinking about getting a Ford Focus on finance, you're in for a good time! Known for its cool design and dependable ride, it's a popular pick among drivers. Here’s a simple guide to help you figure out how to pay for it with finance:

  1. Bank Financing:

    • Many people think about getting a loan from a bank first. Whether it’s from big banks, local ones, or online lenders, a good credit score can get you a nice interest rate.
    • The bank gives you all the money to buy the Focus, and you pay them back every month for one to seven years.
  2. Hire Purchase (HP):

    • HP is pretty straightforward: you pay a first deposit, then monthly payments.
    • The cool part? Once you've made all payments, the car is all yours.
    • But keep in mind, if you miss payments, they might take the car back because it’s used as security.
  3. Personal Contract Purchase (PCP):

    • PCP is flexible: start with a deposit, then enjoy usually lower monthly payments than HP.
    • At the end, choose: pay a big final payment to own the car, return it, or start a new deal.
  4. Financing via Dealership:

    • Ford sellers might have their own payment plans, sometimes with special deals like lower interest rates.
    • Be sure to check if their offer is better than what you’d get from a bank or elsewhere.
  5. Peer-to-Peer Lending:

    • Thanks to the internet, you can borrow money directly from other people through P2P lending, often with good rates.
    • Be careful: make sure the platform is safe and know all the rules before you start.

In Conclusion:

Before getting a used Ford Focus with finance, make sure you understand your money, know the total amount you’ll pay, and read all the rules closely. Talk to a finance expert or use online tools to help you decide. With smart planning, you’ll be joyriding in your Focus, happy with your great financial choice!

About the Ford Focus

 

More about the car

You know the Ford Focus, right? If you're in the UK, you've seen them everywhere since '98. It's that trusty hatchback that's both fun and practical – a real staple on our roads.

The Beginning:

Before the Focus, there was the Ford Escort. Then the Focus rolled in, turning heads with its cool looks and fun drive. Underneath, it wasn't just about looks – this car knew how to ride!

Keeping Up and Standing Out:

Every new version? Better than the last. Tech upgrades, safety stuff, greener engines - it's always ahead of the curve.

Who's Trying to Steal Its Thunder?

You've got the Volkswagen Golf, Vauxhall Astra, and Honda Civic always peeking around the corner. But the Focus? It's a mix of good price, reliability, and sheer driving joy. Hard to beat!

What’s Next for the Focus?

Well, the world's going electric, and so is the Focus. But don't worry; it'll still have that zippy, fun drive.

Bottom Line:

The Ford Focus? It's not just a car. For many in the UK, it’s like that mate who's always up for an adventure. It’s about making memories, one road trip at a time.

Buying Guide

Want to find out everything about all Focus models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Focus buying guide here.

Ford Focus Data by County

Ford Focus data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,422£11,438752,30212,905
Aberdeen City13£12,055545,89841
Aberdeenshire10£11,395750,94725
Angus3£14,495544,12616
Antrim7£12,806547,25616
Ards5£8,3861178,2057
Armagh3£6,2321199,3005
Ballymena14£12,187551,94218
Ballymoney2£13,423756,7692
Banbridge1£15,400317,000-
Barking & Dagenham - Greater London20£15,166428,80446
Barnet - Greater London16£15,929423,46828
Bedfordshire178£9,296963,665287
Belfast25£14,400642,90543
Berkshire111£8,3271063,331258
Bexley - Greater London1£3,4951491,0004
Blaenau Gwent6£13,798436,9989
Brent - Greater London11£7,6601072,99412
Bristol144£9,085959,690254
Bromley - Greater London6£11,617662,58419
Buckinghamshire116£10,306858,048189
Caerphilly2£7,9931254,0002
Cambridgeshire193£10,119861,729366
Cardiff17£14,062531,71128
Carmarthenshire9£15,827330,0709
Carrickfergus3£9,147969,1404
Ceredigion8£9,087861,90921
Cheshire249£12,665745,192485
City of Edinburgh39£11,578747,57384
City of London - Greater London45£8,992958,43671
Clackmannanshire1£15,998323,2137
Coleraine19£15,306334,06019
Conwy4£8,0701070,25012
Cookstown1£12,490533,0001
Cornwall17£8,013967,60538
County Durham109£11,405753,530226
Craigavon9£13,458642,29234
Croydon - Greater London12£11,282855,89414
Cumbria50£14,495542,38497
Denbighshire1£10,695746,4703
Derbyshire151£12,041747,430357
Derry13£17,384537,33514
Devon115£11,844745,465169
Dorset40£14,202633,17278
Down2£6,995984,7503
Dumfries and Galloway8£10,871849,83711
Dundee City22£13,487645,68340
Dungannon6£12,828979,8598
Ealing - Greater London11£5,2761270,32028
East Ayrshire21£11,647652,35924
East Lothian2£9,899925,3784
East Riding of Yorkshire26£11,638644,86562
East Sussex29£12,398751,66854
Enfield - Greater London9£6,4311175,8005
Essex196£11,015755,806400
Falkirk66£12,579859,09260
Fermanagh4£11,893673,9742
Fife28£14,192540,34497
Flintshire3£7,8901199,2014
Glasgow City93£13,307542,689205
Gloucestershire34£10,514863,13583
Greater Manchester322£10,648855,584638
Greenwich - Greater London1£5,4901240,364-
Gwynedd2£12,995630,00013
Hampshire152£10,568856,971361
Harrow - Greater London9£5,9091155,73220
Havering - Greater London76£9,143857,210173
Herefordshire13£11,323851,82818
Hertfordshire109£11,053755,362211
Highland16£16,370425,35553
Hillingdon - Greater London32£8,224963,29075
Hounslow - Greater London14£9,649958,19627
Inverclyde7£9,667948,52917
Isle of Anglesey19£11,579750,63318
Isle of Wight7£8,5661061,95713
Kent107£10,401855,080248
Kingston upon Thames - Greater London4£9,673956,67611
Lancashire246£10,734752,936457
Larne2£20,4931252,0003
Leicestershire134£12,328748,400368
Limavady1£9,995750,0003
Lincolnshire117£11,535750,684241
Lisburn12£14,383641,22028
Magherafelt1£13,995461,0004
Merseyside133£11,614648,022240
Merthyr Tydfil34£15,766860,89829
Merton - Greater London3£7,6471156,0008
Midlothian6£13,500641,38612
Monmouthshire8£4,7771297,36915
Moray10£16,945427,82019
Neath Port Talbot3£9,163866,8608
Newham - Greater London1£5,7507145,024-
Newport5£15,1561063,4109
Newry and Mourne8£13,990959,8225
Newtownabbey9£14,293547,52035
Norfolk143£11,337857,498240
North Ayrshire16£10,766749,30527
North Down3£11,728746,5205
North Lanarkshire46£12,875638,17099
North Yorkshire132£14,812533,885250
Northamptonshire82£10,051861,165200
Northumberland22£12,339844,37248
Nottinghamshire95£13,878746,427261
Omagh4£16,314319,5267
Oxfordshire32£14,128639,77387
Pembrokeshire3£13,164644,471-
Perth and Kinross18£14,039637,83544
Powys2£15,146518,7632
Redbridge - Greater London11£7,7451158,86119
Renfrewshire32£14,205533,18674
Rhondda Cynon Taf31£7,3571065,37543
Richmond upon Thames - Greater London2£10,488835,1248
Scottish Borders7£17,282420,14319
Shropshire39£10,952751,70988
Somerset64£12,467646,364145
South Ayrshire26£13,576537,88565
South Lanarkshire3£9,797954,8331
South Yorkshire207£10,592756,118396
Staffordshire138£11,187747,687295
Stirling17£13,803534,46540
Strabane2£11,500672,5007
Suffolk98£13,256745,124157
Surrey113£12,424645,518243
Sutton - Greater London4£9,674847,8267
Swansea8£6,0021076,50812
The Vale of Glamorgan3£5,9991087,1001
Torfaen1£4,2951190,2791
Tower Hamlets - Greater London1£11,495657,0002
Tyne and Wear127£11,235752,114279
Warwickshire29£11,698753,18081
West Dunbartonshire5£15,188437,36414
West Lothian24£13,128640,82534
West Midlands364£10,655853,816690
West Sussex50£11,173745,305106
West Yorkshire306£11,139749,837605
Wiltshire90£11,045855,174180
Worcestershire38£10,061965,627132
Wrexham2£9,245916,1113
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